Deprecated: mysql_connect(): The mysql extension is deprecated and will be removed in the future: use mysqli or PDO instead in /home/a26f9f83/public_html/articles/includes/config.php on line 159
Banks Are More Than Just A Place To Park Your Money > NetSparsh - Viral Content you Love & Share

Banks Are More Than Just A Place To Park Your Money

If you've been to a shopping mall lately, you've probably discovered two different banks within a few feet of each other. Go inside the food store in that shopping plaza and you'll see yet another one, just waiting to offer their services to you. Now drive down the road a few blocks and you'll probably see yet another bank on the corner. With all the banks to choose from these days, it can be too much. How do you know who is reputable and what will serve your purposes?

It's actually very simple. Make a list of what you want from a bank and choose only two or three of the ones you've heard good things about. Banks are often places that your friends and families will have strong opinions about- so listen to them. If they rave about one and rant about another, you will know where to stay away from. Make sure to take their advice with a grain of salt though, so you don't sign up right away. First, you need to find out all that they offer so you can make an informed decision.

Enrolling with a bank may not seem like a big decision, but it is. Think about it, changing banks is not something people want to do often. And it's not something that is particularly easy or fun to do. You'll want to start with a good bank and stay with them for many years - if not for the rest of your life. You'll probably be using a debit card, credit card, loan and various other services with your bank, so choose wisely.

Inquire from the banks you're choosing between if they offer free checking, what their policy on over-drafting is, how they handle lost/stolen cards, what happens if you have unauthorized charges appear and so on. Talk to them about saving/checking accounts and the fees they charge. Get lots of information to take home with you so you can read it throroghly.

Many will have pamphlets to give you, so take all the ones that interest you. You will also want to find out how many locations they have and where all their ATM's are. Convenience is key with banks since you won't want to have to drive all over town to withdraw cash or deposit checks. If you're considering a start-up bank that doesn't have too many locations yet- make sure you won't be traveling around much just because you won't have access to a bank.

The best thing you can do when choosing between banks is to get all the information you possibly can and then decide which one to go with. This way you'll get the best deals and you'll know what to expect and not expect from your banking institution.

The author has been in the banking industry for 30 years. Her purpose is to help people to manage their money with ease and peace of mind.

Carol Sue Blanchard is passionate about banks and is the webmaster of FEN Banks

In The News:

This RSS feed URL is deprecated, please update. New URLs can be found in the footers at https://news.google.com/news

Chinese personal finance tech company X Financial prices IPO at $9.50 a share
MarketWatch
X Financial XYF, +0.00% priced its initial public offering at $9.50 per American Depositary Share on Wednesday, selling 11 million shares to raise $104.5 million, The Chinese tech-driven personal finance company is listing on the New York Stock Exchange.

and more »

Journal Times

Never Attend Work Events? Here's Why You Should
Journal Times
Getting to know your colleagues on a personal level can help you all work better together. But in a busy office environment, it can be hard to do that. Attending work events on occasion will give you an opportunity to learn more about the people you ...

and more »

Helena Independent Record

4 Reasons to Take on a Seasonal Job
Helena Independent Record
With the holiday shopping season approaching, a number of companies have already announced that they plan to hire thousands of seasonal workers. That may be a challenge with unemployment hovering around historic lows, which gives would be workers ...


Waterloo Cedar Falls Courier

Do You Make More Than Your Classmates?
Waterloo Cedar Falls Courier
Do you earn enough to support your family and provide a sound financial future? If not, maybe it's time to look at other employment options – or consider asking for a raise if you've earned one. Potential employers may check your credit score. Do you ...
Is America About to Have a Major Labor Shortage?Helena Independent Record
Table 3. Median usual weekly earnings of full-time wage and salary workers by age, race, Hispanic or Latino ...Bureau of Labor Statistics
How To Turn Low Unemployment Into A Raise | MoneyTipsMoneyTips

all 21 news articles »

Journal Times

33% of Americans Are Clueless About Their Personal Finances
Journal Times
But roughly one-third of Americans don't have an accurate handle on their finances, according to new data from Prudential Financial. And while some folks think they're better off than they actually are, others have some serious work to do on the money ...


The Mercury

PERSONAL FINANCE: 5 Common Social Security questions answered
The Mercury
There's no question that Social Security is a cornerstone of retirement income for many Americans. Yet, deciding when to take Social Security benefits is something that many people struggle with. As with most financial decisions, the right move depends ...
Is Social Security Short-Changing the Poor?Journal Times
Most Older Americans Fail on Medicare BasicsCasper Star-Tribune Online

all 33 news articles »

Journal Times

What Happens If You Exceed Your Credit Limit?
Journal Times
But contrary to popular belief, racking up a high credit score is a lot easier than you may have imagined following 5 simple, disciplined strategies. You'll find a full rundown of each inside our FREE credit score guide. It's time to put your financial ...

and more »

Chattanooga Times Free Press

Personal Finance: Middle class income growth masks underlying issues
Chattanooga Times Free Press
Last week, the U.S. Census Bureau released its annual report on income and poverty in America. The news was good: real median household income for 2017 rose by 1.8 percent over the previous year, exceeding $61,000 for the first time. In metropolitan ...

and more »

CNBC

The huge money mistake most millennials make
CNBC
The first is the lack of financial literacy. Only 17 states have a required personal finance course for high school students. This can set kids up for financial problems later in life, including lower credit scores. Parents and schools blame each other ...


Mason City Globe Gazette

Will Your School Pay This New Trump Tax?
Mason City Globe Gazette
... schools to spend more money on supporting their students directly through reduced tuition and other financial assistance. Yet the schools themselves note that money that goes toward paying a tax means less in financial resources for their current ...

and more »
Google News

Students Investing in Their Future Need to Manage Their Finances Today

With the A-level results coming out, the long wait for... Read More

How You Feel Affects How You Shop & How Much You Spend

Have you ever stopped to think about how your "mood"... Read More

Identity Theft ? More Tips on How it Can Be Avoided

Recent security breaches at several credit card companies continue to... Read More

How to Draw a Personal Budget that Works

Many people spend their little income haphazardly without any planning... Read More

What?s New in Checking ? From Designs to Photos

Just about everyone has a checking account. Checks present easy... Read More

A Quck Lesson in Saving Money

Did you have a piggy bank when you were a... Read More

The Benefits of Banking Online

How many drawers did you have to look through to... Read More

Personal Finance ? Why You Should Compare, not Despair

Sorting out your personal finances can be a tricky and... Read More

Help With My Annuity

The cries are heard from the distance, "I need help... Read More

Single Mother and Learning how to Save

Saving may seem easier if you were saving for a... Read More

10 Steps To Improve Your Financial Situation

Here are ten steps you can follow to help improve... Read More

Honor Those Who Serve with Checking Account Supplies

Our global society has had a wake up call in... Read More

How To Place an Online Order for Checks ? It is Easy as 1-2-3

If You Have an Existing Account and 5 Minutes, You... Read More

Understanding Your Finances Can Give You Power And Choice

What is finance and what do you need to know?... Read More

5 Steps to Healthy Spending Habits

Next to our physical health most of us are primarily... Read More

Retirement Income Needs---Less Than You Think?

It is widely written that you need 75% of your... Read More

Knowing Me, Knowing You: Why ID Protection Plans Are Flawed For Fraud

ID theft is a major consumer concern, though there is... Read More

Budgeting the Key to being Financially Stable

Single Mother's in need of Financial GuidanceBudgeting is key to... Read More

Im Broke, How Can I Afford...

I'm still amazed every time someone comes to me complaining... Read More

Developing a budget? Watch out for Those Budget-Bursting Gremlins

If you've developed a household budget to get your spending... Read More

Check Fraud and Verification

Before buying personal or business checks you should inform yourself... Read More

How To Reap The Rewards With Rewards Programs

Recently, many of these loyalty rewards programs have come to... Read More

Roth IRA Contributions - IRS Rules

Confused about whether you can contribute to a Roth IRA?... Read More

What is a Traditional IRA?

With a traditional Investment Retirement Account (IRA) you pay taxes... Read More

Eight Ways To Sink Yourself Financially

1. Don't focus on your finances.The reason most people get... Read More