Deprecated: mysql_connect(): The mysql extension is deprecated and will be removed in the future: use mysqli or PDO instead in /home/a26f9f83/public_html/articles/includes/config.php on line 159
Stretching Your Grocery Dollars > NetSparsh - Viral Content you Love & Share

Stretching Your Grocery Dollars

Shopping for groceries is an inevitable fact of our ever busy lives. We may imagine that we are saving time by dashing in, roaming the aisles and throwing whatever looks good into the cart. Most often, what we end up with is repetitive, nutritionally unbalanced meals and ballooning grocery bills. Or worse, frequent fast-food stops and pizza calls. Brighten your meals and save time and money by planning ahead ? an added bonus you may even save a few calories.

Some money saving tips:

? Before you visit the grocery store each week, check out the Sunday circulars. Clip coupons while you watch television or get your children to lend a hand. Organization is the key to the coupon game, so invest in an accordion coupon file. Trust me, it's infinitely easier than rifling through small slips of paper or finding yourself without the coupon you need when you get to the store. You can find some very user friendly organizers for around $10.00 at sites such as www.galison.com.

? Look through the food section of your local newspaper. You'll get some great ideas about bargains to look for as well as what produce, seafood, etc. is in season. The circulars and the food section are two places to begin building a weekly menu, that isn't boring, on a budget. It's also a good idea to comb the Internet. There are a wealth of sites offering ideas for budget menus.

? Consider joining a shopping club such as Sam's or Costco. If you don't have the storage space, but would like to benefit from the savings and convenience of buying in bulk share the bounty with a friend. You can each take a turn shopping from a list once a month or so.

? Keep your receipts for a month or so and notice the high, low and average prices on the items you buy most. When the price hits its low, buy a few so that you can skip it when it slides into the high range.

? Experiment with 5 ingredient meals. There are a number of books, videos and web sites that help you make great meals with only a few ingredients even on weeknights.

? Check out sites like www.cutouthunger.org/get_coupons!.htm; www.refundsweepers.com; www.refundcents.com; and www.aplusfreestuff.com for information on rebates, refunds, freebies and other savings. If you do take advantage of rebates, complete forms meticulously and keep copies of receipts, UPC, proof of purchase documentation and contact information for the vendor.

? Include your local grocer's weekly circular in your savings plan. When store sales are coupled with the savings cards now offered by many grocer's you can save hundreds of dollars each year.

? Pay attention to promotionals. Some grocer's offer reward if you spend the target amount within a specified period. Rewards generally include a percentage off of your grocery bill at a later date or cash back.

? Curb impulse buying. Grocer's have developed their floor plans with your dollars in mind; the object, get as many as possible with proper product placement. Learn the layout of your store and make a beeline to your destination. Temptation is especially tough in the check out aisles. Fight the urge to succumb to these powerful marketing practices by making, and sticking to, a list.

? Try not to shop when you are starved. It makes sense that you are more vulnerable to impulse buying when you are hungry.

? Make a budget and take a calculator to the store.

? Compare prices. Store brands are not necessarily least expensive. Take just a moment to scan the shelves for best prices on the items you buy. When comparison shopping, make sure to take note of per unit costs.

? Look below eye level. Bargain priced items are often shelved below eye level and out of your immediate view.

Grocery shopping can take a big chunk out of your budget if you are not careful. With just a small investment of time you will realize savings that you can take to the credit union.

Nicole Soltau is the President and Founder of http://CreditUnionRate.com - The Leading Credit Union Directory Search, Find, Join.

In The News:

This RSS feed URL is deprecated, please update. New URLs can be found in the footers at https://news.google.com/news

Personal Finance Curriculum Available to Wyoming High Schools, Thanks to UW Sponsorship
University of Wyoming News
High school students across Wyoming have an opportunity to increase their financial literacy through a new arrangement between the University of Wyoming and Ramsey Education. Sponsored by UW, Ramsey Education's “Foundations in Personal Finance” ...


STLtoday.com

How 'The Conners' dealt with Roseanne's exit
STLtoday.com
Nearly five months since ABC's much-publicized axing of its "Roseanne" revival from its lineup, the network premiered "The Conners," a half hour spin-off framed around the fictional family of Roseanne Conner.


The Missoulian

Are Pregnant Women Eligible for Unemployment?
The Missoulian
Tags. News · Wire · Motley-fool · Personal Finance. Most Popular. Trump coming to Missoula on third trip to Montana · Dakota James Jeffries · Details of mysterious plane crash, fugitive's disappearance to surface Friday on 'Dateline' · Head-on crash ...

and more »

Forbes

2 Impressive New Personal Finance Apps For People 50+
Forbes
What's new in personal finance apps and tech-based services for boomers and Gen Xers? Sadly, based on my day attending Finovate Fall 2018 (a New York City conference that “showcases the best new innovations and insights in financial and banking ...

and more »

Helena Independent Record

Strong corporate earnings boost stocks
Helena Independent Record
Market sentiment was lifted by earnings beats from Goldman Sachs, Morgan Stanley and Johnson & Johnson. Tags. Wire · Cnn. As featured on. Dow soars 500 points as investors cheer fat corporate profits. Corporate America is coming to Wall Street's rescue.


Dallas News

Pay off the mortgage or not: a guide for retirees
Dallas News
Increasingly, though, people retire owing money on their homes. Thirty-five percent of households headed by people ages 65 to 74 have a mortgage, according to the Federal Reserve's Survey of Consumer Finances. So do 23 percent of those 75 and older.


Waterloo Cedar Falls Courier

CNN Business Before the Bell
Waterloo Cedar Falls Courier
Dashboard · Logout. My Account; Dashboard; Profile; Saved items · Logout · Subscribe · Local News · Progress Edition 2017 · World News · Technology · Speaking of Business · Submit a Speaking of Business · Smart Change: Personal Finance · Bookshelf.


Chattanooga Times Free Press

Personal Finance: Social security recipients get biggest raise since 2012
Chattanooga Times Free Press
Social Security recipients look forward to October with interest, for this is the time of year during which they find out how much of a benefit increase they will enjoy in the year ahead. Last Thursday, the Social Security Administration announced a 2 ...
Here's the Average Social Security Benefit for 2019Helena Independent Record

all 47 news articles »

Richmond.com

Kiplinger's Personal Finance: The 4 percent retirement solution
Richmond.com
But the 4 percent rule still serves its purpose, “which is to help people translate a pile of money into a reasonable income stream,” said Stuart Ritter, senior financial planner at T. Rowe Price. “And it still serves as a good starting point for the ...


nwitimes.com

Credit Checks And Jobs
nwitimes.com
Finding a job can be a stressful and difficult task – and if you have poor credit, you may have an even harder time finding a job. A 2016 CareerBuilder study found that almost one-third of employers run credit checks on their potential hires, on the ...

and more »
Google News

A Fresh Start for Family Finances in 2005

While 40% to 50% of us make New Year's resolutions... Read More

Reporting Identity Theft

Would you know what to do if you suspect that... Read More

Budgeting -- The Critical Flaw That Causes Most Budgets to Fail

Budgeting. It's a word we're all familiar with. Everyone knows... Read More

How to Save Money in a Grocery Store

Now there are ways to save money in the grocery... Read More

Strategies for Success

Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More

The Origins of Check Writing

People haven't always written checks to buy goods and services.... Read More

Saving Money - Are You Doing Enough?

It is estimated that we, as consumers, waste an average... Read More

Organizing Your Finances - Thinking Outside the (Shoe) Box

If you're like most people, your personal financial records are... Read More

Live Green; Save Green!

Have you seen the recent article on a new "green"... Read More

UK Graduates Looking Short-Term At Their Long-Term Financial Responsibilities

With almost two thirds of university entrants from England and... Read More

Healthy Eating On A Budget

It is possible to eat a healthy, balanced diet without... Read More

Budgeting is Bothersome

It doesn't take much for you to get behind on... Read More

Bankruptcy Chapters Explained

Chapter 7The potential chapter 7 debtor should understand that a... Read More

Ways to Save Energy and Slash Electricity Bills

1. Lighting & Light Bulbs Install low energy light... Read More

The Magic Of Compound Interest

Christians are called to be good stewards of God's resources.... Read More

Introduction to Australian Superannuation

Australians, in general, constitute some of the worst savers in... Read More

If I Had a Structured Settlement, I Would Use It to Pay for Gas

Has anyone been to the gas pumps lately? Soon $3... Read More

Banks Are More Than Just A Place To Park Your Money

If you've been to a shopping mall lately, you've probably... Read More

Is There A Retirement Crisis?

When people speak about the increasing age expectancies, they generally... Read More

Accessing Funds You Never Knew You Had- Household Utilities and Mortgage Expense Reduction Plan

For most of us the process of getting out of... Read More

Understanding Your Finances Can Give You Power And Choice

What is finance and what do you need to know?... Read More

How To Get Ahead On A Low Income

Do you struggle from week to week trying to make... Read More

Planning Your Financial Future

Millions of people give a lot of thought to financial... Read More

Saving Money On Gasoline For Your Automobile

The gas that we fill our tanks with every week... Read More

Expenses A ? What Are They And What Can We Do About Them

It is crucial as an individual who is striving for... Read More