Deprecated: mysql_connect(): The mysql extension is deprecated and will be removed in the future: use mysqli or PDO instead in /home/a26f9f83/public_html/articles/includes/config.php on line 159
Budgets And Eating - Can They Co-Exist? > NetSparsh - Viral Content you Love & Share

Budgets And Eating - Can They Co-Exist?

Whatever your reason for having a tight budget, the truth is that going to the grocery store without a plan is a BIG budget breaker. And sadly all that cash ends up vanishing into our stomachs and then...well, you know what comes next.

But if you only had $300 a month to spend on groceries for a family of four, could you do it? What sort of food would make the list and what would stay tauntingly on the store's shelves?

Could you save $25 a month on groceries? How about $50 or $100? Possibly you could cut your bill by almost 50% if you consider some of the following suggestions:

First you must divide the budget you have into three categories; weekly, bi-weekly and monthly. Once you have the totals fixed, try to find a way to make it work. If you budgeted too tight, only then consider how much more you really need to spend.

Second, identify your WEEKLY needs; milk, bread, fruits. These will be your saving graces when the troops are hungry. You can load up every week and always have a healthy snack available. Think about $15/week.

Third, identify your BI-WEEKLY needs; eggs, cheese, vegetables, meat and cheese for sandwiches etc. These items have a slightly longer shelf life but you will watch how much you use when you know there's still four days until your next purchase. Try $20 every two weeks.

Fourth, get the remainder of your groceries in one place. Use cash to pay (to avoid temptation of over spending) and work out your shopping list ahead of time. You only need to do this once as many of the items (Cereal, meat etc.) will need to be repurchased each time. Other items (sugar, flour etc.) may be substituted every other month. In this example you have $200 left.

Fifth, have a schedule of meals that you can rotate. Cheap, healthy meals like stir fry can be inexpensive as they use less meat than full pieces of chicken or beef for dinner. Plan to have a meat meal offset by a simpler dish like pasta every other night. This way your family will not go through 'feast-and-famine' when they eat like kings the first week and are eating canned chili every night for the last week.

Always determine your meals based on what you really plan to cook. If you have easy weeknight staples, try to find the cheapest method of preparing them, or make do with less pre- packaged affair on other nights when you have more time. Using items like frozen vegetables can make eating cheap also healthy and convenient.

Clearly the $300 suggestion will depend on your family, the age of your children and how much your budget really allows. Whatever your budget, taking the time to draw up a plan and think about your choices will guarantee that you keep more cash in your wallet for other important things.

Shirley Bullington, the operator of has extensive nutritional knowledge and is an expert on advising families on their financial matters.

Please visit her site at for more information on meat and other nutritional subjects.

In The News:

This RSS feed URL is deprecated, please update. New URLs can be found in the footers at

Georgia Tech News Center

Personal Finance 101
Georgia Tech News Center
Induja Kannan is majoring in finance, but that doesn't mean she knows how to manage her own finances. To fix that she signed up for Georgia Tech's new personal finance course. The one-credit elective shows students how to set a budget and manage ...


Top Personal Finance Tips You Should Make A Priority On Your Work Anniversary
Another one in the books and just that much closer to retirement. While taking a deep sigh, reflect on what you accomplished the last 12 months at your job. Did you get a promotion? Did you get a raise? Did you get a new boss? Whatever happened, I hope ...


The Money Apps a Personal Finance Writer Swears By
As a personal finance writer, I'm constantly testing out new money apps and programs, on the hunt for the most helpful and easy-to-use tools. And while I haven't tried every app on the market, there are a handful that really stand out to me, and that I ...

Why LeBron James Should Be Your New Personal Finance Guru
Motley Fool
But if your fave happens to be the Cleveland Cavaliers' LeBron James, you should make an exception. In this episode of Motley Fool Answers, Alison Southwick and Robert Brokamp discuss some of the many smart habits, thoughtful business dealings, and ...

and more »

Times Record

Prison inmates learn credit, banking, personal finance to ease re-entry into world of money
Times Record
Becky MacDicken loves to educate Pennyslvanians on personal finance, credit reports and scores, and her audience embraces her classes — especially the inmates at the Department of Correction's SCI Chester prison, many of whom have never opened a bank ...

Arizona State University

25 current and former NFL players participated in personal finance camp
Arizona State University
Twenty-five current and former NFL players took part in the fourth annual NFL Personal Finance Camp in Fort Lauderdale, FL March 12-14. Oakland Raiders S KARL JOSEPH, Indianapolis Colts CB KENNY MOORE and NFL Legend TIM MASTHAY are among the players ...

Kiplinger's Personal Finance: Emails from the IRS are yet another sign of a tax scam
It's a scam — getting an email claiming to be from the IRS and asking for your bank account information to deposit your refund. And one that's a common scam around tax season. The IRS doesn't initiate contact by phone or email. Most people know to be ...

and more »

Financial Times

Weekend catchup — this week's personal finance headlines
Financial Times
Sweeping reforms of UK pensions are in “great danger” of being derailed because insurance companies are withdrawing cover for financial advisers providing advice on retirement arrangements, according to a trade body. The Personal Finance Society, the ...

and more »


How to find 'advice-only' financial advisers - USA Today
If you want money advice you can trust, your best bet is to hire a fee-only financial planner. The trick is finding a planner who's willing to be hired for a reasonable fee.

and more »

International Personal Finance Plc (IPF) Insider Sells £61916.40 in Stock
Macon Daily
International Personal Finance logo International Personal Finance Plc (LON:IPF) insider Gerard Ryan sold 26,460 shares of the firm's stock in a transaction dated Wednesday, March 14th. The stock was sold at an average price of GBX 234 ($3.23), for a ...
International Personal Finance (IPF) Given Buy Rating at Peel HuntStockNewsTimes
International Personal Finance (LON:IPF) Given “Buy” Rating at Peel HuntThe Ledger Gazette
International Personal Finance's (LON:IPF) Buy Rating Reaffirmed at Numis
Week Herald
all 12 news articles »
Google News

Honor Those Who Serve with Checking Account Supplies

Our global society has had a wake up call in... Read More

Roth IRA Contributions - IRS Rules

Confused about whether you can contribute to a Roth IRA?... Read More

How to Balance Your Checkbook ? Get a Calculator and Pencil and You are Ready To Go!

Despite how easy it is to balance a checkbook, very... Read More

How To Reap The Rewards With Rewards Programs

Recently, many of these loyalty rewards programs have come to... Read More

Photo Checks ? A Great Alternative in Checking

It's the little things in life that make it interesting.... Read More

5 Steps to Healthy Spending Habits

Next to our physical health most of us are primarily... Read More

Single Mother Resources Directs You Towards Success

As a parent you are bound to face a few... Read More

What Happens if You Die Without Making a Will

If you die without making a Will in the UK,... Read More

Government Grants - Beware of Scams

As the saying goes: "Buyer Beware". If you see ads... Read More

Saving Money - The Magic 20 Percent

Saving money is not easy and is made more difficult... Read More

Bank On It: Places to Hide and Invest Money

Today I passed a thermometer at a bank that read... Read More

Succession Planning

Have you ever thought about what you are going to... Read More

Vacations Made Easy: Buying a Florida Investment Property

Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More

Affording a Home

Can you really afford a house? If so, how much... Read More

Financial Fitness - Are You Exercising the Right Muscles to become Financially Fit?

Are your financial muscles well toned and healthy or flabby... Read More

10 Steps to Take if You Are a Victim of Identity Theft

There have been an estimated 9.9 million victims on America... Read More

The Wonderful World Of Address Labels

Ever wonder where address labels come from? Avery® is perhaps... Read More

Planning Your Financial Future

Millions of people give a lot of thought to financial... Read More

Saving Dimes Can Go a Long Way

On the other hand, there are those people who are... Read More

Organizing Your Finances - Thinking Outside the (Shoe) Box

If you're like most people, your personal financial records are... Read More

Financial Security

1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More

Budget Planning - Its Elementary My Dear Watson

Does it feel like you have to be Sherlock Holmes... Read More

Money Matters: Strengthen Your Marriage by Putting Finances in Order

Did you know that 43% of all married couples argue... Read More

What Are We Teaching our 2005 Graduates about Money?

Now that we are in the month of June I... Read More

How You Feel Affects How You Shop & How Much You Spend

Have you ever stopped to think about how your "mood"... Read More