How to Save Money in a Grocery Store

Now there are ways to save money in the grocery store, and they may or may not take much effort on your part to learn some great ways to save money. Your greater savings can often be found in the perishable departments of a grocery store. The perishable departments are the bakery, meat, and produce departments. Looking at the grocery ads can also be of great assistance. Also, believe it or not something as simple as writing down a list can help you save money. I'll show you a few techniques that will help you save money.

Now for me, I have saved more in the meat department, than any other department. No, I am not purchasing meat that is barely fresh. Keep in mind that often the same or similar cuts of meat can be sold at very different prices. Why buy stew meat for a couple of bucks more, when you can buy a chuck roast, and cut it yourself. Did you know that the chuck sits right next to the ribeye? If you look closely, you can get some chuck steaks that are on the tail end of a ribeye, and enjoy a similar tasty cut of meat, for the same basic price. For the product department, take a look at the bags of bulk produce, you can find some good deals there, but check to make sure all of the fruits/veggies in the bag are good and fresh. Please bypass the cut up veggies, you can cut your own fajita veggies, or stop by the salad bar for less.

Often the items on the first page of a grocery ad are sold at a loss. Grocery stores do this to get you into the store. Why not plan a few meals around the meat items that are on sale. You can always stock up on soda's and snack items that are often one of the first places we cut when we are looking at staying on a budget. You may notice that these sales run in cycles, and you may be able to plan when you are going to purchase that favorite laundry detergent at a cost savings. So take a look at the ad, and remember Wal-Mart will match another store's ads, so if you shop there, grab the Wednesday's ads before you go.

Finally, going into a grocery store without a list, either mental or a physical one is setting yourself up for impulse purchase buys. Purchase what you are going to use. Grocery stores make tons of money off of us walking in grabbing a soda while we shop. You can bring a soda purchased on sale from home. Stick to your list. Don't cut yourself short, but keep your list down to what you need, you can also take a few moments before you leave and see if you have any of those items at home. I personally have way too many roasting bags; I didn't look before I grabbed that chuck roast that was on sale.

Even saving a few dollars here and there can help you reduce your grocery bill by 5 to 10%. Who of us here can't use that? You can spend it on something else, or even do something shocking like save that extra money for something else. You may also want to allocate part of your grocery bill to stock up on things you will need and items that do not spoil. It is difficult to have too much toilet paper, although it is possible. These are just a few steps in reducing your grocery bill.

Stephanie Manley is the editor for http://www.copykat.com

Copykat.com features recipes that taste just like they came out of a restaurant.

In The News:

5 essential personal finance tips that may help you save lots of money  The Financial ExpressMany of us tend to delay the process of managing our finances, but this pushes the benefits of compound interest away from us.
Best Personal Finance Podcasts to Listen To | Saving and Budgeting  U.S. News & World ReportBack in the day, there was just a handful of financial podcasts available for consumers who wanted to learn more about saving, budgeting, economic trends and ...
Lifehacker Is Hiring a Personal Finance Writer  LifehackerDo you have a black belt in salary negotiation? Are you in possession of more airline miles than everyone you know combined? Would your opinions on student ...
The video gamer’s guide to personal finance  The HinduA personal finance blogger on why unlocking the next level is good motivation when it comes to your finances.
Achieve Financial Literacy! | Smart Change: Personal Finance  Journal TimesMoneyTipsApril is National Financial Literacy Month. Why do we dedicate this calendar page to highlighting financial skills and education? The tax deadline?
PERSONAL FINANCE MANAGEMENT: How banks should use personalized services to increase customer satisfaction and  Business Insider IndiaThe ability to conduct banking activities via a sleek mobile app is no longer enough to satisfy consumers - it's table stakes.Banks need to focus on deploying.
Personal Finance column: Rebalance your life portfolio, optimize your financial portfolio  Glenwood Springs Post IndependentI use a Wheel of Life with clients to help them look at their life portfolio as they shift gears towards the fall season. To simplify it, let's look.
This Financial Pop-Up Is Changing The Personal Finance World For Young Female Investors  ForbesPersonal finance expert Farnoosh Torabi is launching a pop-up called Stacks House to create an interactive experience for women and money. Her goal is to ...
Fintech sector cant deliver if data is kept personal: Finance Secy Garg  Business StandardIt will not be possible for the digital and fintech industry to deliver its services if financial data is kept personal, said Subhash Chandra Garg, Economic Affairs ...
Got goals? These simple actions will help you get the things you want  CNBCEveryone's got money goals. We want houses, vacations, healthy bank accounts — the things that make life worth living. You probably know people with great ...
You talking to me? Money-coaching apps get meaner  MarketWatchBanks want robots to talk people into being better with their finances.
How Fintech Startup Basis Is Looking To Change Personal Finance For Women  Inc42 MediaOnly 3% of Indians invest in the stock market, and almost all of them are men. Basis received the SEBI Registered Investment Advisor (RIA) license recently on ...
Will This Health Expense Bust Your Retirement Budget?  Helena Independent RecordIt's no secret that medical care is a huge burden for retirees on a fixed income. And while many seniors fear that a single hospital stay could be enough to drive ...
Weekend catchup — this week’s personal finance headlines  Financial TimesViagogo warning, inflation rising, new workplace pensions.
Thursday's personal finance stories  MarketWatchA record number of Americans now have access to a credit card — and it's not going great and one big reason to move your family out of certain cities — and ...
14 Best Sweepstakes to Enter This Year | Personal Finance | US News  U.S News & World Report MoneyIncrease your chances of earning cash prizes and big-ticket items, from free vacations to a new car, by entering these free contests.
Why the Boss Should Make Employees Take Vacations  Helena Independent RecordFor about a decade I never took more than a long weekend off. During that time I ran a large store, worked for a major technology company, and served as the ...
Personal Finance Queries For The Day (04-03-2019)  Outlook IndiaPersonal finance queries responded by industry & subject-matter experts.
7 Best Personal Finance Tips For 2019  ForbesThese are the best personal finance moves for 2019.
Know Your Money: Read these bestselling Personal Finance books  Zee BusinessWant to become rich fast? Well everyone wants to be one but sadly there is no way to become a billionaire overnight. Becoming financially sound requires hard ...
What to do with your lotto winnings  Independent OnlineThere is an old proverb that states that it is easier to earn money than to keep it, and as South Africa's latest lotto winner claims his R232-million windfall, most of ...
Money Girl on Personal Finance  Motley FoolLaura Adams of the award-winning "Money Girl" podcast comes on the show to talk about financial literacy, podcasts of yore, and more.
Here's what millennials can do to make money from equity market  Moneycontrol.comDirect equities may not be the best option for those who are starting out; stick to mutual funds' systematic investment plans.
Choosing between simple and complex personal finance apps  Born2InvestWhen people hear the word “budgeting” or “personal finance management,” they don't exactly think of it as a fun activity. But at the same time, many people also ...
Financial Advisors Industry News: Compliance, Retirement Planning, Personal Finance  Investor's Business DailyHow do you become a financial advisor? Or if you're already in the financial planning industry, what are the best ways to attract new clients and grow your ...
Do you have a favourite bank for savings and GICs?  The Globe and MailA reader asked me recently if I had a preferred bank for parking money in a savings account or guaranteed investment certificates. Short answer: no. While I ...
5 personal finance and investing apps worth a download  MicWouldn't it be nice if we could all just have a personal money manager who helped us budget, save for the future, deal with taxes, and all the other head-swirling ...
Personal Finance Queries For The Day (25-02-2019)  Outlook IndiaPersonal finance queries responded by industry & subject-matter experts.
Elizabeth Warren wrote a book of personal finance advice. How does it hold up?  The Washington PostAs someone who has covered the personal finance industry for years, I like to say there are three schools of personal finance and investment writing. The first ...
U.S. Consumer Comfort Rises as Personal Finance Outlook Improves  BloombergU.S. consumer expectations rose this week as a gauge of views approached a 17-year high, signaling improved sentiment after a five-week government ...
Personal Financial Management Tool Market Report by Material, Application and Geography – Global Forecast To 2023  Micro Finance PostThe Personal Financial Management Tool market report considers the present scenario of the Personal Financial Management Tool market and its market ...
18 Quotes on Money and Personal Finance (That Can Make You Rich in More Ways Than One)  Inc.There's more to true wealth than just money -- much more.
OPINION: Prescribed assets – Lessons from the past  Independent OnlineThe topic of prescribed assets featured at the ANC 2019 election manifesto has put many investment professionals and asset consultants on edge.
Penetration of financial products improving  LivemintGrowth rate in India is high, salaries are going up, and more and more millennials are willing to invest in MFs.Rahul Jain of Edelweiss, talks about the need of ...
Personal Finances And Investing With Jonathan Pond  WOSUThe Federal Reserve last week decided to keep the interest rate steady, and investors breathed a sigh of relief after nine hikes over the past three years.
Opinion | How to choose among savings accounts, FDs and liquid funds  LivemintShaikh Zoaib Saleem asks experts if, in such a situation, it makes sense to stick to bank savings accounts to park one's surplus money, or to move to fixed ...
Spring Statement: What does it mean for your personal finances?  Financial TimesNo *fresh* policy announcements, but future consultations and forecast changes could have an impact.
Personal finance a taboo subject in health care  Medical XpressLisa Engel never had an interest in finance and did not see it becoming part of her career in health care. But that changed about 10 years ago when she worked ...
Personal Finance Show: Attractive Asian dividends and high yield from clean profits  Investors ChronicleIn this week's show Udit Garg, head of wealth management at Sun Global Investments, explains why Asia has become a better area for equity income, and ...
Pension POVERTY: Future retirees facing massive £68,000 shortfall - shock report  ExpressFUTURE pensioners risk underestimating how much they need for retirement by more than £68000 over the course of their golden years, according to new ...
Personal finance app HyperJar preps for spring launch  Fintech FuturesLondon-based personal finance app HyperJar is getting hyped up for its launch this spring.
4 financial opportunities to grab before March 31  Economic TimesAs the financial year draws to a close, here are four tasks you should complete over the next few days. 1. Book profits in stocks and equity funds. Long-term ...
Help! Depressed millennial earns $61,000 a year but can’t make ends meets  MarketWatchMillennials face a nasty set of obstacles on their path to financial security. From student loans and stalled wage growth to nosebleed housing costs and care...
For LGBTQ people, personal finance can be extra stressful  Marketplace APMWhen it comes to the economy, parts of your identity, such as gender, race or sexual orientation can impact how you feel. A new project from WNYC studios' ...
More SA investors looking offshore  Independent OnlineSouth Africans are experiencing growing frustration over the current economic and political instability in South Africa.
Michael Avenatti allegedly made this tax slip-up. How to avoid it  CNBCThe attorney, who once represented adult film star Stormy Daniels, allegedly didn't file tax returns for three years. Here's what you should know about turning in ...
7 Tips From Owner Of Successful Business Incubator  Forbes AfricaRaizcorp CEO Allon Raiz helps develop entrepreneurs and businesses but shies away from an extravagant lifestyle and has a simple investment philosophy. 1.
Why it is important to have a will  Fox BusinessIt's not necessarily the conversation you want to talk about at a dinner party, or to have with your grown children, but having a will in place Opens a New Window.
Debt Financing vs. Equity Financing: What's the Difference?  TheStreet.comTwo thirds of Americans want to start their own business. Some of us will use this passion to launch the next Apple (AAPL - Get Report) . Others will have a great ...
'Unfiltered: Duran + Kitces': Personal Finance Industry Leaders Get Real in New Podcast  Business WireNEWPORT BEACH, Calif.--(BUSINESS WIRE)--United Capital Financial Advisers LLC (“United Capital”), the country's first and largest financial life management ...
Latest 'bad guy' list includes theft of client money and bitcoin scheme. Is your broker listed?  CNBCThe Financial Industry Regulatory Authority recently banned 11 people from working in the securities industry and suspended 16.
Dennis Publishing acquires Kiplinger's Personal Finance magazine  New York Post British media company Dennis Publishing is on the prowl for US titles to add to its growing media collection, Media Ink has learned. Dennis, which owns The ...
Federal budget 2019: Eight ways the budget will affect your personal finances  The Globe and MailThe federal budget doubles down on help for first-time homebuyers, but it also sets its sights on students, environmentally minded car buyers, low-income ...
HSAs Offer Another Path to Tax Deductions  Morningstar.comChristine Benz spotlights attractive HSA features to remember before the tax-filing deadline.
The 5 worst pieces of financial advice that will cost you time, money and sanity  USA TODAYIt doesn't take much time on the internet to see financial tips are a dime a dozen. Everyone's got advice on how you can make more and spend less.
Experts Answer Eight Crucial Personal Finance Questions  Willamette WeekAs the saying goes, "More money, more problems." Of course, the problems encountered by, say, a super-rich rapper are different from those of average office ...
Mutual Fund Corner: Which mutual funds should I invest Rs 5,000?  CNBCTV18Get all your mutual fund related queries answered by our expert, Vishal Goenka, on our show Mutual Fund Corner.Get latest Business online at cnbctv18.com.
Personal Finance Show: Get the best from your Isa and think small to boost growth  Investors ChronicleThe team discuss how to get the most from your Isa, thinking small to boost growth and electrifying gains.
Lane warns vulture fund law would push up rates  Independent.ieCENTRAL Bank Governor Philip Lane is to tell politicians that legislation to regulate the sale of mortgages to vulture funds will push up interest rates on home ...
Personal Finance Show: How to get gold and top trusts for dividends  Investors ChronicleHow to invest in gold, top trusts for dividends and assessing the best income payers.
At this fair, students receive a reality check about money and finances  Allentown Morning CallThe Lehigh Valley Chapter of Credit Unions hosts a "Reality Fair" for high school students at DeSales University.
Some parents offer bribes to get their kids into the best summer camps and the incentive that actually gets workers to stick with a wellness program  MarketWatchHappy Friday, MarketWatchers. Don't miss these top stories: Personal Finance. Weekend roundup: Taking on real-estate agents' 6% commission | Having a ...
Farnoosh Torabi of So Money Podcast Talks Personal Finances  The CutFarnoosh Torabi, the host of So Money podcast, talks about being a breadwinner, splitting finances with her husband, and teaching her kids about money.
Got an IRA? Forget taking this tax break on your 2018 return  CNBCOwners of individual retirement accounts used to be able to take a deduction for investment fees paid. Not anymore. The Tax Cuts and Jobs Act did away with ...
Calling car lovers, could this be your next investment?  Independent OnlineA company is turning $27 000 cars Into $1 million collectibles.
Be alone, that’s the secret to invention  Daily NationWe live in a people-driven society. From the day we were born, there have been been people around us who shaped how we think, our values and what we ...
FINANCIAL FREEDOM: From a South African asset management perspective  Independent OnlineWhile financial freedom may mean different things to different people, being debt-free; gaining financial independence; and feeling a sense of financial stability, ...
Personal finance expert Jean Chatzky warns women: 'We are sabotaging our financial security'  Yahoo FinanceOn the eve of International Women's Day, personal finance journalist Jean Chatzky says she worries about a paradox at the heart of women's investing habits: ...
This book about how to get rich sold more than 32 million copies—here are 5 essential lessons you need to know  CNBCIf you've ever searched on Google "best personal finance books to read," you've most likely seen the title "Rich Dad, Poor Dad" appear at the very top. The book ...
Personal Finance: Canadian Millennials show significant interest in using 'robo-advisors' in the future  Angus Reid InstituteMarch 1, 2019 – Canadians may not be saving as much as economists would like, but those who invest are doing so in a changing landscape. A new study from ...
5 money moves to make if you win the Powerball jackpot  Bankrate.comIf someone wins the Powerball jackpot, the first thing that will come to mind is: What in the world does someone do with a potentially life-changing prize worth ...
Personal Finance Show: The best access to property and what to do with Woodford  Investors ChronicleDavid Liddell, chief executive of online investment *service* IpsoFacto Investor, weighs up the merits of UK commercial property and the best ways to access it.
The top financial concern in retirement all centers on one, unavoidable thing: healthcare  USA TODAYThere's a host of financial unknowns associated with retirement, and living on a fixed income leaves many seniors struggling to make ends meet.
Apple's move into banking raises the bar for fintech, traditional credit cards  CNBCApple is working with Goldman Sachs and Mastercard to launch a credit card that some say poses a threat to fintech companies and regional banks.
UK refuses to back down on loan charge tax crackdown  Financial TimesThe UK government has refused to back down over its crackdown on tens of thousands of people facing the controversial “loan charge” to pay tax they had ...
Millionaires get richer: Where do ultra-high-net-worth individuals in UAE, rest of Middle East keep their money?  gulfnews.comDubai: The multi-million-dirham club in the UAE is expanding every year and by 2023, there will be approximately 799 individuals with a net worth of at least $30 ...
WATCH: What the budget means for personal finance  Business DayOld Mutual's head of financial education, John Manyike, talks to Business Day TV about the 2019/2020 budget.
The right credit card could be the right financial move in 2019  Bankrate.comFrom rewards to debt management to credit-building, getting the right credit card could be the best financial decision you make this year.
Take route to financial wellbeing  Business DailyFinancial wellness involves the process of learning how to successfully manage expenses.
BNP Paribas Personal Finance partners with DealTrak to continue expansion of UK auto finance services  Asset Finance InternationalBNP Paribas Personal Finance has agreed a new partnership with finance software platform DealTrak. The platform has access to 1,100 UK dealerships and is ...
Don’t Judge CVS Health by Its Stores  The SouthernA reader of this recent article asked why I thought healthcare juggernaut CVS Health (NYSE: CVS) could be a decent investment, given that his shopping ...
The Most Popular Video Games in the U.S.  TheStreet.comVideo games have come a long way since Pong. The video game market in the U.S. was worth some $18.4 billion, and globally $138 billion in 2017, and is ...
PERSONAL FINANCE: How to evaluate your business idea  Daily NationYour business idea must be based on what customers are saying.
Old Mutual mulls changes to personal finance business after profit decline  Business DayOld Mutual's share price fell to its lowest level in six months as the group missed its full-year operational targets in its first set of results as a standalone entity ...
Retirement planning for age-gap couples  Independent OnlinePlanning for retirement is tough enough for couples who are of equal age. Couples whose ages differ face additional hurdles, writes Mark Bechard.
The best financial apps to help UAE residents manage their money  The NationalFrom banking to budgeting tools and tricks to split the bills with your friends, download these applications today.
'Passive investments will be a game-changer in mutual funds industry'  Moneycontrol.comPassive investments are those which do not depend on the capabilities of a fund manager, to pick up investment candidates.
Have Your Toast and Get Rich Too: A Realistic Guide to Personal Finance  Willamette WeekIt's not a conversation anyone likes to have, especially in Portland. It's bad enough to live in a city where the cost of living keeps rising while wages stagnate and ...
How the GST rate reduction will impact property prices  LivemintIn its 33rd meeting held on 24 February 2019, the Goods and *Service* Tax (GST) Council recommended rationalisation of GST rates on real estate. The cut is in ...
As no-deal Brexit looms, is now a good time to sell my shares?  The Irish TimesQ&A: Dominic Coyle answers your personal finance questions.
PERSONAL FINANCE: How to overcome the fear of failure  Daily NationThe worst advice ever is to tell someone or to be told not to be afraid. My four-year-old son is learning how to swim. I took him for his lessons one afternoon and I ...
OPINION: Tax residency and financial emigration: Not everyone is an expert!  Independent OnlineThe process of “Financial Emigration” terminates your tax residency status with the South African Revenue *Service* (“SARS”) as well as your status as exchange ...
House Democrats target Trump's personal finances  POLITICOWhy did Deutsche Bank lend money to Trump business when others refused?
Westpac quitting personal financial advice, 900 jobs could go  NEWS.com.auWestpac is selling its personal financial advice business as Australia's second-biggest bank exits the scandal-hit sector.
Should a cat be your next investment adviser?  Dallas NewsI've been using a powerful investment app for financial planners called The Big Picture. It's a great tool for exploring the biggest concerns most...
Here's How Much Money You Should Have Saved for Retirement  The Motley FoolA recent guide from J.P. Morgan lays out simple checkpoints for various ages and incomes. Are you on track?
World's most valuable startup is home to a complex fortune  Independent OnlineSoftware engineer Zhang Yiming started out producing apps for sharing jokes before focusing on news aggregation. That pivot proved lucrative.
How healthy are your personal finances? Take this quiz to find out  Economic TimesAre you doing everything right for your personal finance? With the new Budget in place, it is a good time to check the health of your finances with this quick quiz.
Why you can't get personal finance advice only by reading articles  Economic TimesWhen it comes to personal finance, there is really nothing new to say. What we discuss here are mere snippets of interpretative intelligence.
Benefits and schemes the financial sector offers for women  LivemintWomen, typically, have to pay lower life insurance premiums than men because of their longer lifespans.The financial sector offers certain benefits and schemes ...

Risky Business: You May Not be as Daring as You Think

I thought I was through with exams when I finished... Read More

Budgeting Your Way to Financial Freedom

Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More

How To Protect Yourself Against Identity Theft

Identity theft is a serious crime that continues to grow.... Read More

Your Dry Cleaner?s Double Standard

Women are charged more for dry cleaning services. Don't fume,... Read More

10 Tips To Save Money When Dining Out

Here are some tips that can help you save money... Read More

Money Matters - Really!

One of the biggest challenges facing black RELATIONSHIPS today are... Read More

Budgeting Made Easy

Well, dang! From what I've heard and read, it looks... Read More

Debt Management ? More Ways to Save on Gas Consumption

The price of gas continues to climb, and with continued... Read More

Retirement Income Needs---Less Than You Think?

It is widely written that you need 75% of your... Read More

Budgeting is Essential for a Single Mothers Success

Today many women are struggling with debt and it's even... Read More

Learning the Basics of Handling Money

With prices increasing all the time, saving money can be... Read More

How To Place an Online Order for Checks ? It is Easy as 1-2-3

If You Have an Existing Account and 5 Minutes, You... Read More

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?

I think most of us have at some point in... Read More

Personal Checks ? Extreme Benefits

Millions of people have a checking account and many people... Read More

How to Draw a Personal Budget that Works

Many people spend their little income haphazardly without any planning... Read More

Are You Ready To Be Fired?

Your boss has just informed you that your department is... Read More

Budgets And Eating - Can They Co-Exist?

Whatever your reason for having a tight budget, the truth... Read More

Tips To Save Money At The Supermarket

Are you interested in saving money off your grocery bills?... Read More

Roth IRA Contributions - IRS Rules

Confused about whether you can contribute to a Roth IRA?... Read More

Accessing Funds You Never Knew You Had- Household Utilities and Mortgage Expense Reduction Plan

For most of us the process of getting out of... Read More

Know Thy Finances

The first step to financial success lies in knowing your... Read More

Improve Your Professional Image Using Address Labels

One of the simplest ways to improve your professional image... Read More

Reporting Identity Theft

Would you know what to do if you suspect that... Read More

When do You Need a Financial Management Company on Your Side?

We live in a crazy world. Someone ought to sell... Read More

Bank On It: Places to Hide and Invest Money

Today I passed a thermometer at a bank that read... Read More