Ways to Save Energy and Slash Electricity Bills

1. Lighting & Light Bulbs
Install low energy light bulbs in rooms you use regularly ? they last up to 15 times longer than a normal light bulb and provide the same lighting for a quarter of the running cost. Turn off the lights when you leave a room for a long period and don't use several light bulbs where one will do the job. Teach all family members to turn off lights when leaving a room.

2. TV, Hi-Fi & Radio
Turn off the TV or video and hi-fi rather than leaving it on standby. Always use the television's on/off switch. Leaving the television on standby wastes energy.

3. Cooking
Microwave ovens reduce cooking time by 15% to 20% and save energy. When boiling vegetables, use just enough water to keep them covered. Use a jug kettle that has a water level gauge to ensure you only heat the amount of water you need. Cover saucepans with lids whenever possible to reduce the cooking time.

4. Home Laundry & Dishwashers
Save electricity by using old-fashioned clothesline for clothes drying. Avoid drying clothes on radiators as it lowers the room temperature, making your boiler work harder. Shut off dishwasher for dry cycle. Let your dishes "air dry". Don't use dishwasher or laundry equipment until you have a full load.

5. Fridges & Fridge Freezers
Make sure your refrigerator and freezer door seals are airtight. Let hot foods cool before placing them in the refrigerator. Defrost refrigerator regularly - when about 1/4 inch of ice has formed. Place your refrigerator in the coolest part of the kitchen - away from cookers, heaters and out of direct sunlight.

6. Heating
Turn off electric water heater when going away for vacations or weekends. Turn your heating down rather than opening a window to reduce the room temperature. Never cover radiators with curtains or furniture as this reduces their efficiency and wastes valuable heat. When going on long holidays, remember to switch your water heating off.

7. Work Tools
Use hand tools in your workshop instead of power tools.

8. Appliances
When shopping for new appliances, ask about energy-efficient models. Buy appliances on the basis of cost plus operating costs, not price alone. Limit the use of appliances that use over 1,000 watts. Keep appliances clean and in good working order. They'll use less energy.

9. Bills
Check all energy bills closely. Errors can be costly.

10. Insulation & Air conditioning
Insulating your attic will save on operating air conditioning (also heating). If your walls are suitable, cavity wall insulation will substantially reduce heat loss. Keep air conditioning condenser shaded from sun or on north side of house. Turn off air conditioning when no one is home.

Copyright © 2005. Chileshe Mwape writes for The Cheap Electricity Guide
website at: http://www.cheap-electricity-guide.org.uk/ and he's also a regular contributor to the Ways2Save website at: http://www.ways2save.org.uk/.

This article may be reprinted as long as all the above links are active and clickable.

In The News:

Personal Finance Queries For The Day (21-01-2019)  Outlook IndiaPersonal finance queries responded by industry & subject-matter experts.
Wealth of Knowledge - Episode 9: How to Build Wealth With Personal Finance Expert Chris Hogan – Part 1  U.S. News & World ReportChris Hogan, financial expert and author of "Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too," and U.S. News ...
Personal Finance column: Gray matters and gray matters  Glenwood Springs Post IndependentHeading into your fall season of life, there are more than 50 shades to consider as you look at the gray matter inside your head to the gray that.
Weekend catchup — this week’s personal finance headlines  Financial TimesUK inflation dropped to almost a two-year low in December as falls in the oil price fed through to lower petrol prices, raising questions over whether the Bank of ...
Lenders get pickyas loan applications soar  Independent OnlineIn tough economic times, borrowers must have high credit ratings to receive approval for an unsecured loan.
Personal finance advisor jailed for stealing almost £12k from 'vulnerable woman'  Warrington GuardianA PERSONAL finance advisor from Callands preyed on a 'vulnerable woman' to steal almost £12000 from her bank account.
Officials: Require schools to teach personal finance | Local News  Ricentral.com[email protected] PROVIDENCE – District 8 state Sen. Sandra C. Cano joined General Treasurer Seth Magaziner and District 19 state Rep.
Question of money: how to choose a personal finance adviser  The TimesHow do you go about choosing a personal finance adviser — where to start, what to look for, and what about fees?A Finnegan, DublinThe key to finding a ...
6 personal finance resolutions for New Year 2019  Times NowNew Delhi: The beginning of the calendar year is one of the best suited time for making personal finance resolutions. In the current quarter (January-March), ...
OPINION: 6 ways to achieve financial freedom  Independent OnlineLet's be honest, we all desire financial freedom. Who doesn't dream of retiring early and travelling the world?
PERSONAL FINANCE: A to Z of running a family business  Daily NationOn paper, family businesses are ideal. They are full of prospects, and mainly present families the opportunity to make money and strengthen kinship ...
Are your student child's valuables insured?  Independent OnlineYour student child will soon be heading back to university and most of them are walking around with thousands of rands' worth of property on them.
13 Best Personal Finance Money Books 2019  New York MagazineWelcome to Reading Lists, comprehensive book guides from the Strategist designed to make you an expert (or at least a fascinating dinner-party companion) in ...
Rejected insurance claim costs adviser R144 590  Independent OnlineThe ombud for Financial Services Providers recently ruled against a firm of financial advisers that failed to inform a client correctly.
Personal Finance Queries For The Day (01-01-2019)  Outlook IndiaPersonal finance queries responded by industry & subject-matter experts.
OPINION: A generation of unwilling pensioners  Independent OnlineA somewhat grey and gloomy reality faces most of us as future retirees in South Africa.
The Difference Between Single & Married Withholding: Personal Finance 101  Zacks.comCheck out the latest Zacks Personal Finance 101 video for the key differences between single and married withholding.
Are Sick Days Disappearing?  Helena Independent RecordMany companies don't offer sick days, and as such, workers feel compelled to drag themselves into the office when they're clearly under the weather. Of course ...
Gaby Dunn’s Personal-Finance Real Talk: “Money Is a Thing We Made Up”  Vanity FairBefore she was the host of a podcast about personal finance, and now the author of a book about it, Gaby Dunn was a writer and comedian who struggled with ...
5 Questions to Ask Before You Retire: Personal Finance 101  Zacks.comReady to retire? Check out Zacks' Personal Finance 101 video for questions to ask yourself before you do.
From investing tips to how to save money by using credit: In Personal Finance this week  News24The My Money, My Lifestyle podcast is a new podcast featuring the contributors to the City Press personal finance pages.
AI the key to asset managers' success  Independent OnlineArtificial intelligence is going to emerge as the most dominant theme for asset managers around the world.
Personal Finance Queries For The Day (07-01-2019)  Outlook IndiaPersonal finance queries responded by industry & subject-matter experts.
12 Free Personal Finance Courses to Master Your Money in the New Year  Student Loan HeroPersonal finance might not be on your school curriculum, but knowing how to manage your money is essential. Here are 12 free online course, some as short as ...
New to Personal Finance? 5 Mobile Apps You Can Try to Streamline Your Investment  EntrepreneurPersonal investments are really tricky, especially when you are new to it.
High School Students To Take Personal Finance Courses  VibeSouth Carolina Lawmakers Luke Rankin and Horry County Senator filed a pre-bill requiring high school students to take a personal finance course to avoid debt.
Create a Personal Finance Balance Sheet to See Where You Stand  LifehackerIf you're planning a financial overhaul in 2019, one of the first things you need to do is figure out where you stand. And as advised by Kiplinger, one of the ...
3 Ways Your Small Business Is Wasting Money | Smart Change  Journal TimesAs a small business owner, you're no doubt aware of the challenges that come with having limited financial resources. That's why it's critical for you to manage ...
Reserve Bank calls for comment on cryptocurrency policy paper  Independent OnlineThe South African Reserve Bank asked for public comment on a policy paper outlining the perceived risks and benefits of cryptocurrencies.
3 Investing Myths You Shouldn't Believe | Smart Change: Personal Finance  Journal TimesInvesting can be a daunting prospect, whether you're first starting out or have been doing it for years. The truth is that there's a lot of misinformation out there ...
Medical scheme merger hits members' pockets  Independent OnlineHealth Squared offers a comprehensive range of options, but it will cost members of its component schemes more?
Personal Finance | Latest Expert Opinion & News  Fidelity InternationalGet the latest personal finance opinions and news - highlighting issues and events that might impact you and your investments.
Personal Capital vs. Quicken: Which Software Is Better in 2019?  TheStreetComparing Personal Capital against Quicken is like comparing apples to oranges - but they're good apples and oranges....INTU.
The 10 Best Personal Finance Resolutions For 2019  ForbesIf you are looking for some changes in your financial circumstances, here are the ten best personal finance resolutions to consider for 2019.
Next Avenue Picks The 6 Best New Personal Finance Books  ForbesThere are two problems with many personal finance books. One, they're dull. Two, they often tell you what you already know or suspect. Here are some ...
12 Quotes That Will Make You Rethink Your Personal Finances  The Motley FoolThese bits of wisdom from Warren Buffett, Colin Powell, John Bogle, and others can set you on a straighter path toward financial security.
Kiplinger's Personal Finance: How to avoid fees on phones, cable and internet plans  Richmond.comA cellphone fee here, a cable fee there, and pretty soon you're talking real money.
Personal finance: How ELSS is ideal for young investors  The Financial ExpressThe main purpose of ELSS is helping individuals to avail income tax benefits under Section 80C of up to Rs 1.5 lakh a year along with continued growth of fund.
Your New Year's financial resolutions for 2019  Independent OnlineGetting more exercise, going to bed earlier and cutting back on junk food are all admirable New Year's resolutions but, as we embark on 2019, you should also ...
Personal Finance Show: The best UK opportunities and cash in calamity  Investors ChronicleIn this week's show Ben Ritchie, manager of Dunedin Income Growth Investment Trust (DIG), explains why he has changed its investment strategy and where he ...
Personal Finance Resolution for 2019  The Hans IndiaThe New Year is just around the corner and as the year ends, we all prepare for a *fresh* start We must resolve to lead a healthier lifestyle, to adopt financial ...
How Do You Decide Between Comparable Job Offers?  Journal TimesIt's not easy to choose when multiple companies want your services.
PERSONAL FINANCE: Get rid of your junk  Daily NationDecluttering your mind and space is the first step to wealth creation.
Lawmaker in this state proposes mandatory personal finance classes for students  WDSU New OrleansA bill calls for a personal finance course as a requirement for high school graduation.
Strong personal finance market seen in Abu Dhabi  ZAWYAAn injection of funds into Abu Dhabi along with an increase in new jobs will boost activity in the personal finance sector, said experts at Guardian Wealth ...
Personal taxes that changed in 2018: Here's how it'll impact your savings  Moneycontrol.comHere are some personal finance policies that will help you plan better and save some money.
Personal finance: The truth about becoming an American millionaire  Yahoo FinanceHere's exactly what it takes to become a millionaire.
10 tips for wise financial decisions  Independent OnlineFinancial Consultant Eric Streso offers some professional advice for making savvy financial decisions in 2019.
Personal Finance Queries For The Day (24-12-2018)  Outlook IndiaPersonal finance queries responded by industry & subject-matter experts.
Best personal finance apps to manage your money in 2019  Download.comWith so much to track each day, money management can seem like just one more laborious chore. But with the best personal finance apps for iOS and Android ...
Personal Finance column: Six ways to start your financial year on firm footing  Glenwood Springs Post IndependentI believe that by being intentional about your financial life, you will have a more productive and purposeful financial 2019. Pick one or two of these to start out ...
PERSONAL FINANCE: Insights on the newest trends for your money  The MercuryTechnology has inspired new ways for investors to manage their finances — often with added convenience and efficiency. Yet anything new comes with a ...
How to make personal finance resolutions for 2019  MPR NewsThe U.S. economy is predicted to slow in 2019. But that doesn't mean your personal finances have to take a hit. According to a Fidelity Investments survey, ...
8 New Year's resolutions for your Personal finance 'fitness' in 2019  Independent OnlineMany people go on diets or exercise regimes in January. But fail come February, shaping up your finances is a similar challenge.
Should Students Be Required To Take A Personal Finance Class?  wyrk.comThere is a lawmaker in South Carolina who is proposing a bill to require students to take a personal finance class in High School.
Not too late to make personal finance resolutions  Chicago TribuneMany people struggling in what is arguably the best economy in a decade. And there are whispers of a looming recession. Here are some personal finance ...
No, Your Tax Refund Isn't Free Money  Mason City Globe GazetteThe IRS recently announced that it will begin accepting tax returns on Jan. 28, which is a good 2.5 months prior to the April 15 filing deadline. If you're among the ...
Personal finance tips to get your debt on track in 2019  Global NewsIf you are feeling guilty or stressed about all the money you spend this Christmas, personal finance expert Rubina Ahmed-Haq has tips for a “finance detox” in ...
I've been using the personal-finance app Digit for nearly 3 years, and it's helped me save $20,000  Business InsiderAuthor Jackie Lam reviews Digit, a personal-finance app, and details how she saved more than $20000 with it in nearly three years.
New law promotes personal finance education in schools  Gloucester Daily TimesBOSTON — A new law aims to give Massachusetts students the tools they need to navigate their financial futures, including milestones like buying a home and ...
Personal finance expert, Harsh Roongta answers Mutual fund queries | Exclusive  ZoomHarsh Roongta, a personal finance expert answers some mutual funds queries exclusively on ET Now. Listen in!
State treasurer asks for personal finance classes in school  WPRI 12 Eyewitness NewsMagaziner noted in a report released last week that research shows Rhode Island's college graduates have a high rate of financial difficulties.
Podcast: Key trends that shaped personal finance in 2018  CNBCTV18As 2018 draws to a close, Money Money Money looks at key trends that shaped personal finance this year and puts the spotlight on wealth creation and ...
Magaziner backs bill for high school personal finance class  Warwick BeaconThis is a big day, and I think a day that is long overdue, because all Rhode Islanders deserve to have an opportunity to achieve financial security, and a vital ...
The 11 Most Valuable Personal-Finance Lessons of 2018  Kiplinger's Personal FinanceHow to reduce taxes and medical bills, help the next generation save for retirement and protect against identity theft were some of the issues on readers' minds ...
Personal Finance Class for High Schoolers  q1065.fmIt's been a few years since I've been in High School, but as I think back I like the proposal by South Carolina, mandating that High Schoolers would have to take ...
Bill would require students to take 'personal finance' class  8NewsSouth Carolina lawmaker Luke Rankin, Horry County Senator, has pre-filed a bill that would require high school students take a personal finance class. . News ...
High school students would have to pass personal finance to graduate  WTHRThe high school class would cover budgeting your money, paying bills, filing taxes and not getting into debt.
5 Ways Gig Workers Can Save for Retirement  Helena Independent RecordNow more than ever, workers are learning what it means to be on their own. Rather than having an employer for life, many companies simply bring on workers ...
Liz Weston | Personal Finance: It's time to fix Social Security's tax burden  Berkshire EaglePeople on Social Security need a tax break. The rest of us need to make sure they get it — for everyone's sake. When Congress made Social Security benefits ...
Here Are Our 2019 Personal Finance Resolutions  The Motley FoolFinancial resolutions may come close to exercise-based ones when people decide what to work on in the new year. That makes sense, because even people ...
Bill would require R.I. public high schools to provide personal-finance instruction  The Providence JournalPROVIDENCE — A new bill sponsored by General Treasurer Seth Magaziner and two legislators would make personal finance instruction a high school ...
P2P lending still a nascent concept given the huge demand for consumer credit: RupeeCircle's Ajit Kumar  Moneycontrol.comKey factors lenders must check while registering on P2P lending platforms are credibility of peer-to-peer lending platforms, understanding the risk and return ...
Beware of these common personal finance mistakes  DBPOST[dropcap]T[/dropcap]here is no 'one-size-fits-all' financial plan/investment plan. That is why it is called as 'personal' finance. It is your finances. But investors still ...
SC bill would require students to take 'personal finance' class  CBS17.comSouth Carolina lawmaker Luke Rankin, Horry County Senator, has pre-filed a bill that would require high school students take a personal finance class.
Amber Holmes awarded $5000 from Next Gen Personal Finance  Kennebec Journal & Morning SentinelAmber Holmes, a student at Erskine Academy in South China, has been named the Maine recipient of the National Grand Prize Award in Next Gen Personal ...
Bill would require students to take 'personal finance' class in South Carolina  WIVB.com - News 4Math, English, Science, Personal Finance. Does something seem out of the norm there?
OneMain Financial Announces Partnership with Financial Journalist Stacey Tisdale and Personal Finance Expert Cat Alford  Business WireOneMain Financial announced today a financial literacy campaign sponsoring nationally recognized financial experts Stacey Tisdale and Catherine (Cat)
PERSONAL FINANCE: ‘Yes’ to your resolutions means ‘No’ to something else  Daily NationWant to make financial progress next year? You will have to make some sacrifices.
Personal finance outlook for 2019: Here's what experts have to say  CNBCTV18Another year draws to a close and it has been quite a roller coaster for investors. While 2018 may not be a blockbuster year in terms of actual market returns, ...
General Treasurer pushes for personal finance classes | Local News  Ricentral.com[email protected] When it comes to financial literacy, Rhode Islanders have fallen behind the national curve, according to General Treasurer Seth ...
Why it is important to have equity exposure in your tax-saving investments  Moneycontrol.comDespite the freshly introduced tax on long-term equity gains, ELSS weighs too heavy to be ignored.
Your Money: Personal Finance Resolutions For 2019  KPBSPersonal finance goals are not one-size-fits-all. What personal finance resolutions should you make for 2019?
Bill in South Carolina would require personal finance class in high school  Atlanta Journal ConstitutionA bill filed by a South Carolina state senator would require high school students in the state to ta...
New bill would require high school students to take 'personal finance' class  WISH-TVThe class would cover things like budgeting, insurance, taxes, retirement planning, banking, and how to avoid too much debt.
Check stamp of approval when investing or borrowing money  Independent.ieMost of us expect to have somewhere to turn for redress if things go wrong with a loan or investment. This isn't always the case though. When you borrow money ...
How to Invest for Retirement if You Hate Everything About Personal Finance  Yahoo Finance UKIf you're anything like my fiancee, anything that involves dollar signs goes in one ear and right out the other. Retirement planning and investing is something she ...
Doing the sums on education  Independent OnlineThe numbers can be scary, so parents should start saving as early as possible.
What's your financial action plan for 2019?  Independent OnlineIf life handed you some lemons in 2018, 2019 is the right time to make lemonade.
Financial Inclusion in SA: How do we get there?  Independent OnlineWhile National Savings Month in July throws the spotlight on the financial behaviour of the nation, the legacy of financial exclusion is far-reaching and its ...
These banks are on a mission to woo billionaire heirs  Independent OnlineCiti Private Bank, Deutsche Bank, and Morgan Stanley have all started special programs for the offspring of their most valuable clients.
Absa is out to get first-time home owners  Independent OnlineIf you are a first-time home buyer than Absa is out to help you achieve this in 2019.
Small changes can really make a big difference to your personal finances  Independent.ieGetting your finances in order is a bit like a spring-clean. You don't want to do it, but you know you'll feel so much more in control once you have.
Capital Float buys personal finance app Walnut for $30m with Themis, K Law, Wadia Ghandy  Legally IndiaSequoia and SAIF's stake in Walnut, a Bangalore based personal finance management app-maker, was acquired by Capital Float, a Bangalore based digital ...
Bill seeks to require personal finance class for SC students  wpde.comA bill introduced in the South Carolina State Senate would require high school students to take a class in personal finance. Sen. Luke Rankin (R - Conway) ...
How to manage your money: Best personal finance apps for credit card users  Bankrate.comThere are a lot of apps and tools ready to teach you how to manage money — but which are the best? Some credit card companies have started offering credit ...
10 Steps to Achieve Financial Freedom | Saving and Budgeting  U.S. News & World ReportIf you follow this guide closely – including building an emergency fund and paying off debt – you may finally master your money.
Personal Finance Show: Finding the best fixed income and when to sell a champion  Investors ChronicleIn this week's Personal Finance Show Paola Binns, manager of funds including Royal London Sterling Credit (GB00B6X6GB98) and Royal London Short ...
Better money habits in 2019: A personal finance spa day  Bankrate.comA quarterly spa day is a cleansing, restorative experience for your finances, and it will pay you dividends in peace of mind too.
Students Get a Jump on Salary Negotiation, Personal Finance  Middlebury College News and EventsLife Beyond Middlebury” workshops help students with some easily overlooked skills they'll need when they leave campus for a job or an internship.

Budgets And Eating - Can They Co-Exist?

Whatever your reason for having a tight budget, the truth... Read More

Simple Ways to Save Money

Things are so expensive these days. We seem to be... Read More

Grocery Savings - Your Kitchen is a Goldmine!

Your food budget is the most flexible area of your... Read More

Money Saving Tips. Maximize Savings on Everyday Items!

Frugal living is more than a lifestyle. It's a passion.... Read More

Improve Your Professional Image Using Address Labels

One of the simplest ways to improve your professional image... Read More

Save Money on your Clothing Budget. Tame the Closet Monster!

Reducing the clothing budget was a serious challenge for me.... Read More

How Check 21 Affects You

The Check 21 Law is the new federal law for... Read More

Honor Those Who Serve with Checking Account Supplies

Our global society has had a wake up call in... Read More

Banks Are More Than Just A Place To Park Your Money

If you've been to a shopping mall lately, you've probably... Read More

Roth IRA Contributions - IRS Rules

Confused about whether you can contribute to a Roth IRA?... Read More

Im Broke, How Can I Afford...

I'm still amazed every time someone comes to me complaining... Read More

Affording a Home

Can you really afford a house? If so, how much... Read More

Saving Dimes Can Go a Long Way

On the other hand, there are those people who are... Read More

How Electronic Checks Work ? Will Paper Checks Eventually Go Away?

Traditional checks probably won't disappear anytime soon, but processing checks... Read More

Photo Checks ? A Great Alternative in Checking

It's the little things in life that make it interesting.... Read More

Debt Management ? More Ways to Save on Gas Consumption

The price of gas continues to climb, and with continued... Read More

Ways to Save Energy and Slash Electricity Bills

1. Lighting & Light Bulbs Install low energy light... Read More

Personal Finance ? Why You Should Compare, not Despair

Sorting out your personal finances can be a tricky and... Read More

Want Your Savings to Earn a Higher Rate of Return? Try Internet Banking

Doesn't it seem like the only impressive numbers we've seen... Read More

Kundalini Lessons - Money

I've been going through and interesting growth period lately that... Read More

The Good and the Bad of Money Management

Good money management needn't be difficult. In fact, there a... Read More

The World is Not Enough - Calling for a More Ethical Approach to Personal Finance

At a time when the entire world's attention is focused... Read More

The Benefits of Banking Online

How many drawers did you have to look through to... Read More

Save Your Money, Dont Give to Charity Scammers

**If it's Spam, it's a Scam!- If it sounds too... Read More

Reporting Identity Theft

Would you know what to do if you suspect that... Read More