Deprecated: mysql_connect(): The mysql extension is deprecated and will be removed in the future: use mysqli or PDO instead in /home/a26f9f83/public_html/articles/includes/config.php on line 159
If All Things Are Possible, Why Cant I Balance My Checkbook? > NetSparsh - Viral Content you Love & Share

If All Things Are Possible, Why Cant I Balance My Checkbook?

For me, the most terrible time of each month is the day our bank statement comes. We commonly call it BSS (Bank Statement Syndrome). I don't know why it is, but I have trouble getting the parsonage checkbook to balance with the monthly bank statement.

That ominous document intimidates me every time it arrives. After all, the bank's business is keeping track of accounts. They have hundreds, maybe thousands of accounts and I have just one. On the surface, it seems a rather simple thing for me to keep our checking account up to date, but I assure you, it is not. Every time I try, I lose interest.

Keeping our checkbook accurately balanced is almost like a circus balancing act; everything is up in the air. No matter how often I add those figures, I never get the same result twice. I have resorted to adding up the figures at least three times and then take the average. So far, I've been batting a .195 and have been dropped by the major league, which has lost interest in my career. This may satisfy my conscience but it does little to appease the accounting department of my friendly banking institution.

The thing flustering me more than anything else are those fees. The average bank has more fees than a West Virginia hound dog has fleas. Everything I turn around there is another fee. (I need to stop turning around.) Somebody needs to invent a fee powder.

Each bank must employ a stable of employees whose only job is to dream up these fees. How else can you explain it? These fees are creative enough to cover every aspect of a person's wallet, retroactive three generations back.

To open an account there is a fee. Each account carries a monthly maintenance fee. I have been paying this monthly maintenance fee for several years and I have yet to see someone from the bank come out and mow my lawn. What is this maintenance fee? What are they maintaining? They certainly are not maintaining my checkbook. With all the fees I am paying, I would expect someone from the bank come to my house, sit around my table, and help me balance my checkbook. I would supply the coffee and donuts -for a small fee of course.

Another thing I do not understand is the ATM fee. Why do I have to pay money to the bank to get my money out of the bank? Whose money is it anyway?

I think banks offer monthly bonuses to the employee who comes up with the most creative fee for that month to impose on its customers. Fe?Fi?Fo?Fum all those bank fees are dumb.

Once upon a time and far far away, banks would bribe customers with toasters or umbrellas to open accounts with them. Those very days are over, you can be sure. Now, I'm the one bribing the bank to keep my account with them.

Last week I slipped the cashier the usual quarter and asked her to make sure my deposit got in my account, please. I do not know whether it is bribery or just a gamble and probably would do better with the Florida lottery.

I would not mind it so much if only my checkbook would occasionally agree with the bank statement. It takes a lot of effort on my part to keep some semblance of order in my checkbook. I am not always as successful as I would like. I make mistakes and sometimes they cost me. At my bank when I bounce a $3.75 check, I have to take a second mortgage out on my house to pay the fee.

I would close my account and transferred to another bank that there is a closing fee, a transfer fee and a fee that has no explanation whatsoever. Just a goodbye jester from my bank, one last chance for them to screw up my checking book.

Some people think God should do everything for them. All they have to do is sit back and enjoy themselves and God will do everything for them. A prevalent attitude about faith supports this erroneous notion. Someone once compared this idea of faith as putting a "nickel in the slot and pull the lever" and you get what you want.

Some things in my life only God can do and I need to understand what they are and allow Him to do them. However, some things in my life God expects me to do. God will never do these things for me. I must come to grips with this distinction. If I don't, my life will be miserable.

Some people are sitting around waiting for God to do something He is expecting them to do. As they wait, they become frustrated and start accusing God of all sorts of sinister things.

Part of getting to know God is understanding this. What is my responsibility as a Christian? What does God expect from me?

An Old Testament verse puts much of this into perspective. After Solomon dedicated the Temple God responded by saying, "If my people, which are called by my name, shall humble themselves, and pray, and seek my face, and turn from their wicked ways; then will I hear from heaven, and will forgive their sin, and will heal their land" (2 Chronicles 7:14 KJV).

For the most part, many people are sitting around waiting for God to balance their checkbook when He has put the pencil in our hands.

Reverend Snyder is currently ministering at the "Family of God Fellowship" in Ocala, Florida. More of his articles are available for reprint at his website: http://www.godspenman.com/ Rev. Snyder is available as a guest speaker. He writes a weekly column and is the author of "You Can Always Tell a Pastor; But Not Very Much" available at: http://www.jamessnyderministries.com/

In The News:

This RSS feed URL is deprecated, please update. New URLs can be found in the footers at https://news.google.com/news

Forbes

7 Personal Finance Books You Need to Read This Summer
Forbes
It's summertime, and that means relaxing by the pool or on the beach. But before you pick up the latest paperback thriller to read by the water, consider giving your brain a little bit more of a workout. These 7 personal finance and self-improvement ...


Sioux City Journal

The Death Of The Fiduciary Rule
Sioux City Journal
Did you realize that not all financial advisors are obligated to act in your best interest? Financial professionals are obligated to offer products and advice that are suitable for your needs, but not all of them are obligated to offer the best advice ...


Los Angeles Times

Reading about privileged New Yorkers' personal finances will make you believe in socialism
Los Angeles Times
Like most first-person tales of personal finance, they mostly exist so the rest of us can judge their choices in the comments. Who drops $175 for weeknight sushi? Are you really doing a monthly clothing subscription when you have student loans to pay? Etc.

and more »

TheStreet.com

Dow Falls, Breaking 5-Day Winning Streak on Beige Book Trade-War Worries
TheStreet.com
Federal Reserve Chairman Jerome Powell echoed those concerns during his second day of testimony to congressional lawmakers in Washington, telling the House Financial Services Committee that while "we don't see it in the aggregate numbers yet ...
Dow logs longest win streak in 2 months; Nasdaq narrowly misses fresh all-time highMarketWatch

all 4 news articles »

A Scary Number of Older Americans Can't Pass a Retirement Financial Literacy Quiz
Journal Times
There are lots of money traps that even reasonably prepared seniors can fall into if they're not well-versed in the unique details of retirement-stage personal finance -- and the new RICP Retirement Income Literacy Survey from The American College of ...


Waterloo Cedar Falls Courier

Video: 3 Secrets To Using MoviePass
Waterloo Cedar Falls Courier
Have you tried to take advantage of MoviePass's incredibly low price to see the latest cinema releases? How did that work out for you? Many have reported issues with the popular service, but there is a way to come out ahead. Watch our exclusive video ...


Retiring Solo? 3 Things You Need to Know
Journal Times
Retirement is a milestone you need to plan for, regardless of your marital status. But if you're single, retirement can pose certain financial challenges that don't tend to impact couples the same way. Here are a few things you ought to know if you'll ...

and more »

MarketWatch

A new Southwest credit card and a shot at a billion dollars
MarketWatch
Happy Thursday, MarketWatchers! Just one more day of the work week. Here are your top stories in personal finance. Personal Finance. Over 5 million renters have lost money in rental scams. Nearly half of young renters say they have encountered ...


Forbes

Do Women Really Need Financial Advice For Women?
Forbes
The consensus: Women don't need personal finance services just for them. “As long as the life expectancy (and therefore retirement spending) calculators adjust for gender, we're good,” one wrote. “Women-focused financial marketing. Too manipulative and ...


Journal Times

Worst States For Cybersecurity
Journal Times
Unless you take steps to protect your personal and account information, you're at a high risk for identity theft – and the residents of some states are less vigilant than others when it comes to cybersecurity. A survey conducted by cybersecurity ...

and more »
Google News

Personal Loans For Homeowners ? One Of The Numerous Rewards For Being A Homeowner

You no longer look at the pictures of homes cause... Read More

How To Protect Yourself Against Identity Theft

Identity theft is a serious crime that continues to grow.... Read More

How to Choose the Right Bank for Your Online Business

You should thoroughly consider your business needs when selecting a... Read More

Knowing Me, Knowing You: Why ID Protection Plans Are Flawed For Fraud

ID theft is a major consumer concern, though there is... Read More

Adverse Debt Levels Blight UK Consumers Personal Finances

Debt levels are at an all time high in the... Read More

What Are We Teaching our 2005 Graduates about Money?

Now that we are in the month of June I... Read More

Planning Ahead with Your Finances

If you, like most people, have not seriously considered what... Read More

Succession Planning

Have you ever thought about what you are going to... Read More

Accessing Funds You Never Knew You Had- Household Utilities and Mortgage Expense Reduction Plan

For most of us the process of getting out of... Read More

10 Steps to Take if You Are a Victim of Identity Theft

There have been an estimated 9.9 million victims on America... Read More

Credit Card Debt ? Watch Your Credit Report and Your Bill

Most consumers are aware of the importance of their credit... Read More

Identity Theft ? More Tips on How it Can Be Avoided

Recent security breaches at several credit card companies continue to... Read More

Learning the Basics of Handling Money

With prices increasing all the time, saving money can be... Read More

Avoiding A Nightmare On Renovation Street

You've decided you want a bigger, better and more desirable... Read More

Understanding and Controlling Your Finances

Have you ever wondered what it would be like to... Read More

Planning Your Financial Future

Millions of people give a lot of thought to financial... Read More

10 Money-Saving Tips

1. If you have your haircut every 3 weeks, try... Read More

The Good and the Bad of Money Management

Good money management needn't be difficult. In fact, there a... Read More

Budgeting is Bothersome

It doesn't take much for you to get behind on... Read More

Resources to Help You Learn About and Protect Yourself from Identity Theft

There is a new bill that is being passes, it... Read More

Financial Readiness: Preparing for BRAC (Base Realignment And Closing)

The recommendations for military base closings have been released and... Read More

Family Money Management: The Importance of Agreement

Are you having problems with debt? Are you afraid to... Read More

Government Grants - Beware of Scams

As the saying goes: "Buyer Beware". If you see ads... Read More

Money Matters - Really!

One of the biggest challenges facing black RELATIONSHIPS today are... Read More

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?

I think most of us have at some point in... Read More