Is Pet Insurance Worth It?

Many pet owners often wonder if it's worth it to purchase pet insurance. The way I see it, there are two main considerations, your opinion when it comes to risk-taking and the expected health of your pet.

Are you a risk-taker or are you conservative? If you are a risk-taker when it comes to insurance and would be okay covering any health-related costs yourself, you shouldn't bother getting pet insurance. Right or wrong, this is what most pet owners do. However, if you are conservative, and want the peace of mind knowing that most major health costs you incur for your pet would be covered, pet insurance might be right for you!

The second consideration is the expected health of your pet. Of course, it's impossible to predict with any level of precision how healthy your pet will be, but if you have carefully researched the lineage of your puppy, kitten or foal, and have sound information about the health of the lines, then that's valuable information for you to use when making this decision.

Next, you might be wondering how pet insurance works. It's pretty simple. You'd pay a monthly insurance premium for your pet, which could be as low as $10 per month (but usually higher). Some plans cover routine care as well as accidents and illnesses, while others only cover accidents and illnesses (the later would be cheaper). When your pet receives veterinary care, you'd submit the bill to the insurance company for reimbursement. Based on the plan you purchase, you'd be reimbursed a percentage of the total cost minus any deductible. Not every procedure is covered, so check out your policy carefully.

With the rising costs of pet healthcare and with the extremes that many of us would go to for our pets, pet insurance is becoming very popular with pet owners.

http://www.thepetman.com

In The News:

Adoptable pets for Oct. 18-24  Knoxville News Sentinel
Pets take planning  The Spokesman-Review
Aubrey is pet of the week  Herald-Mail Media
Pet bans in strata could end in Supreme Court  The Australian Financial Review
Pet of the week: Thelma  New Haven Register

How To Keep Your Dog Safe in the 21st Century

For thousands of years, dogs have been "man's best friend."... Read More

Which Of These Horse Catching Mistakes Do You Make?

The other day, I was invited to see my friend's... Read More

Housetraining Tips for Your Dog or Puppy

Puppies need to go to the bathroom after they play,... Read More

Westies Dogs and Your Children

Almost without exception, breeders will advertise that their favorite terrier,... Read More

Mabeke: Gorilla Teacher

Mabeke is a young gorilla who was born in captivity... Read More

Dog Behavior Training: Methods of Working with a Shy Dog

Shy dogs are more common than most people think, but... Read More

Hypoallergenic Dogs

When we talk about hypoallergenic dogs, we mean that they... Read More

Tips that May Help Your Arthritic Dog

Arthritis refers to inflammation or swelling in a joint. The... Read More

How To Use Horse Training Thinking To Solve Dang Near Any Problem With A Horse

Horse training can be a relatively mysterious subject to people... Read More

Puppies, Kittens, Rabbits, Hamsters, Fish Tanks, Exotic Pets and Bird Houses!

Pet's, any kind of pet can be a welcome addition... Read More

Horse Care & Training Tips

Do you own a horse? If so, then you have... Read More

The Background and Use of Clicker Training For Dogs

Presently, and throughout the 1990s a phenomena swept through the... Read More

Why Crate Train My Dog?

A few years ago, before I decided to stay home... Read More

Wooden Bird Cages

Gone are the days of boring bird cages. Today's bird... Read More

Dogs: Buy or Adopt?

Buy or Adopt - That is the question.If you intend... Read More

How to Create Your Own Monster

"You've created your own monster, you know", my mother said... Read More

Aromatherapy for Pets

Pets can enjoy the therapeutic effects of aromatherapy as much... Read More

Ten Tips for Caring for Your Betta Fish

Betta fish, also called Siamese fighting fish are one of... Read More

Dog Worms -- Dont Let Them Get Started

There may be no warning before dog worms strike.It was... Read More

Westies Dogs ? Please Consider Adopting an Older Westie Dog

Everybody loves a baby animal and Westie puppies are adorable,... Read More

Dealing with a Dog Food Allergy?

Just as humans allergies can show up as a sneeze... Read More

Filtration Methods For The Discus Tank

Good filtration is the prime priority in the discus tank.... Read More

First Aid for Felines - How to Keep Your Car Safe from Harm

Cats are known for their curious and adventurous nature. Curiosity... Read More

How Old is Your Pet- Really?

Just how old is your dog really? More than likely... Read More

Christmas Gifts For Cat Lovers

The act of offering Christmas gifts is always enhanced if... Read More