Is Pet Insurance Worth It?

Many pet owners often wonder if it's worth it to purchase pet insurance. The way I see it, there are two main considerations, your opinion when it comes to risk-taking and the expected health of your pet.

Are you a risk-taker or are you conservative? If you are a risk-taker when it comes to insurance and would be okay covering any health-related costs yourself, you shouldn't bother getting pet insurance. Right or wrong, this is what most pet owners do. However, if you are conservative, and want the peace of mind knowing that most major health costs you incur for your pet would be covered, pet insurance might be right for you!

The second consideration is the expected health of your pet. Of course, it's impossible to predict with any level of precision how healthy your pet will be, but if you have carefully researched the lineage of your puppy, kitten or foal, and have sound information about the health of the lines, then that's valuable information for you to use when making this decision.

Next, you might be wondering how pet insurance works. It's pretty simple. You'd pay a monthly insurance premium for your pet, which could be as low as $10 per month (but usually higher). Some plans cover routine care as well as accidents and illnesses, while others only cover accidents and illnesses (the later would be cheaper). When your pet receives veterinary care, you'd submit the bill to the insurance company for reimbursement. Based on the plan you purchase, you'd be reimbursed a percentage of the total cost minus any deductible. Not every procedure is covered, so check out your policy carefully.

With the rising costs of pet healthcare and with the extremes that many of us would go to for our pets, pet insurance is becoming very popular with pet owners.

http://www.thepetman.com

In The News:


Broken Trust

The large animal organizations and the public money.It is said... Read More

Birdie Body Language

Most parrot people are aware of some of the basic... Read More

Dog Travel - Taking a Vacation with Your Dog

Like most dog owners, you probably take your dog with... Read More

Lyme Disease Treatment in Pets

Lyme disease can be treated with antibiotics, because the disease... Read More

Dog Supplies: Whats Needed Versus What Might Be Fun to Have

Buying a new dog is more than simply finding the... Read More

Seven Ways to Boxer-Proof Your House

You are ready to bring your Boxer home? First, you... Read More

Does Your Dog Need Puppy Prozac?

Is your dog up to dirty no good again? Did... Read More

The Case AGAINST Raw Frozen Pet Foods

For some 25 years I have alerted the public to... Read More

What Should I Make My Snake Cage From?

What kind of materials should you use when constructing a... Read More

How to Protect Your Dog and Family from Roundworms

Nearly every puppy in the world is born with roundworms.... Read More

RecoveryPets.Com Dispels The Myths

In a recent discussion about pet safety, the services provided... Read More

You Cant Fool A Horse

By Jeffrey Rolocopyright 2004 AlphaHorseIn the dating world many men... Read More

Buster the Beloved Pussycat

"Dogs have owners; cats have staff," and I have worked... Read More

Tropical Fish Breeding for Beginners - Guppies and Swordtails

Breeding tropical fish can be a lot of fun. Try... Read More

A Cat Tale

My son and I have a cat. Her name is... Read More

Top Five Dog Breeds for Homes with Children

Top five dog breeds for homes with children* Beagle *... Read More

A Dog Day Care Business Can Be A Lot of Fun!

If you love dogs and you enjoy making money then... Read More

Pet Containment: Keep You Pet in the Yard and Out of Places You Dont Want Them to Be

Pet ContainmentIf you just recently became a pet owner or... Read More

A Review of Cat Fancy Magazine

Occasionally, some of us get to do work that is... Read More

Tank Requirements For Discus Fish

For Discus fish, there are 2 consideration in tanks -... Read More

Personal Pet Check-Ups

For all pet owners, regular monitoring and "examinations" of your... Read More

Too Many Cats?

Cats are becoming increasingly popular as pets these days, and... Read More

Safety Tips for Moving With Pets

Which kind is your pet? The pooch who is the... Read More

Choosing Between Dog Training Schools and Animal Behavior Specialists

If you are having behavioral issues with your dog that... Read More

5 Tips For Choosing the Best Vet For Your Dog

Find a vet, if possible, who specializes in small animals... Read More