Is Pet Insurance Right For Your Pet?

Trying to decide if you should get insurance on your pet? There are of course pro's and con's to it. Years ago I decided to try it out. I thought, if something happened, it would be a good decision to have it. Some plans will cover basic vet care and heartworm and things like that. Read through the information below and make a decision for you and your beloved pets.

Standard Care is the essential care that is required for any pet. This usually includes shots, heartworm tests and supplies, and any other preventitive care that is required through an animals life. This is usually not covered by most insurance plans and requires a special extra fee. Calculate the cost of this fee and then call your local vets office to get a price quote and compare the two. Keep in mind that sometimes your vet may be more costly than using an online pharmacy, so price out those options as well.

Accidents happen to pets all the time. Just the other day, my dog broke his nail. We had to go to the vet, have it removed, and get a shot of antibiotics. The total cost was $50 for this procedure. Of course, not everything is covered so you need to discuss this with the insurance company and find out exactly what is covered. When I was with one insurance company I actually got charged for submitting claims that weren't covered. Of course I had no way of knowing what was covered and what wasn't.

Every owners fear is the dreaded Cancer word. At least I know it is mine. Cancer procedures and testing is not covered by most companies. There are special riders for this as well. But you have to purchase them BEFORE the dog has cancer. Otherwise it is excluded as preexisting.

The bottom line is do your research, talk to your vet, talk to different companies and try to make the best decision you can for your loved ones. I know that vet insurance has worked for so many people. In the long run, I think its a gamble, just like life insurance. If you dont have it and something happens you kick yourself that you should have just done it. But in other cases, you do have it, and nothing thankfully ever goes wrong.

Amy Dunphy
Owner of the Dog Trainer Search - Get all the information you need on training your dog or puppy

In The News:

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ABC NEWS 4

Americans spending big bucks on pets this holiday season, study says
ABC NEWS 4
Saint Leo's Dr. Rhonda Waddell who teaches interdisciplinary course about therapy and service animals says, "we as a nation are embracing more than ever our pets as family members and many people have substituted their animals for the choice to have ...


13abc Action News

Thanksgiving can be a dangerous time for pets
13abc Action News
Keeping the food on your plate this Thanksgiving could help keep them out of an emergency clinic, "Everybody really wants to give their pets something here and something there. A lot of the time people don't even realize a lot of those foods can be ...


WAFB

Tips to protect people, pets as cold weather approaches
WAFB
Don't leave pets outdoors when the temperature drops; Outdoor pets use more energy to keep warm so they will need more food when it's cold. Routinely check your pet's water dish to make certain the water is fresh and unfrozen. If your dog stays outside ...

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Sacramento Bee

'I'm going to cry.' Desperate evacuees seek pets lost in Camp Fire chaos
Sacramento Bee
As the search continues for the missing and dead in the rubble of the Camp Fire in Butte County, pet owners forced to leave their animals behind also are desperate for news. Jeannie Webb of Paradise, who lost her home, visited an emergency animal ...

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Baraboo News Republic

PETS OF WEEK: Clutch and Blinky
Baraboo News Republic
Clutch is a rambunctious, loving 1-year-old hound/Lab mix, he's smart, playful and a go-getter in need of someone with time to focus his energy. Clutch has lived with other dogs and enjoys their company, but shouldn't live with cats. Because he doesn't ...

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WKRN News 2

MACC reminds dog owners of laws about pets being outside in cold
WKRN News 2
NASHVILLE, Tenn. (WKRN) - If you are a Metro dog owner, did you know you might be breaking the law? With temperatures dipping into the freezing range, Metro Animal Care and Control want to remind everyone what the rules are for your pet being outside ...
REMINDER: Bring pets inside during the freeze or face the consequencesTHV11.com KTHV

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WCVB Boston

These adorable pets need new homes!
WCVB Boston
Have room in your heart and home for one (or two!) of these adorable, deserving pets? They're all waiting to meet you at Buddy Dog Humane Society! These adorable pets need new homes! Loading more articles... WCVB Boston. WCVB-TV · Contact Us ...


WDAM

Tips to keep pets warm in the cold weather
WDAM
“One of the things we really want to make sure that pets have is shelter," Calhoun said. “Especially if they're kept outside so that they can be prevented from cold air. They do get colds and they can get debilitated if they have an immune system that ...


Pets without Borders
Vestavia Voice
Pets without Borders is partnering with the Greater Birmingham Humane Society (GBHS) to raise funds for TARA's makeover. TARA is the rescue transport bus who has been working hard to bring animals to safety after disasters like Florence & Michael.

and more »

Oakdale Leader

Brothers Raise $$ For Pets And Vets
Oakdale Leader
At a recent barbecue and rally in Modesto, the boys presented a check to American Veterans First (AVF) representative Duke Cooper in the amount of $476.91 for a new pilot program called Pets for Vets. After meeting Cooper, who lives in Oakdale, at a ...

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