Is Pet Insurance Right For Your Pet?

Trying to decide if you should get insurance on your pet? There are of course pro's and con's to it. Years ago I decided to try it out. I thought, if something happened, it would be a good decision to have it. Some plans will cover basic vet care and heartworm and things like that. Read through the information below and make a decision for you and your beloved pets.

Standard Care is the essential care that is required for any pet. This usually includes shots, heartworm tests and supplies, and any other preventitive care that is required through an animals life. This is usually not covered by most insurance plans and requires a special extra fee. Calculate the cost of this fee and then call your local vets office to get a price quote and compare the two. Keep in mind that sometimes your vet may be more costly than using an online pharmacy, so price out those options as well.

Accidents happen to pets all the time. Just the other day, my dog broke his nail. We had to go to the vet, have it removed, and get a shot of antibiotics. The total cost was $50 for this procedure. Of course, not everything is covered so you need to discuss this with the insurance company and find out exactly what is covered. When I was with one insurance company I actually got charged for submitting claims that weren't covered. Of course I had no way of knowing what was covered and what wasn't.

Every owners fear is the dreaded Cancer word. At least I know it is mine. Cancer procedures and testing is not covered by most companies. There are special riders for this as well. But you have to purchase them BEFORE the dog has cancer. Otherwise it is excluded as preexisting.

The bottom line is do your research, talk to your vet, talk to different companies and try to make the best decision you can for your loved ones. I know that vet insurance has worked for so many people. In the long run, I think its a gamble, just like life insurance. If you dont have it and something happens you kick yourself that you should have just done it. But in other cases, you do have it, and nothing thankfully ever goes wrong.

Amy Dunphy
Owner of the Dog Trainer Search - Get all the information you need on training your dog or puppy

In The News:

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Helping people in need care for pets  CNYcentral.comThe Syracuse-based Kia Foundation offers its services to the elderly, disabled and others who cannot take care of their pets. The not-for-profit runs a mobile pet ...
Meet the woman who reunites Syrian pets with their refugee owners  Arab NewsA Syrian refugee in the Netherlands has revealed how she is helping reunite stranded pets in war-torn Syria with their owners abroad, London daily The Metro ...
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Woman, pets evacuate house fire caused by space heater  WOAIA woman and her two pets evacuated a house fire early Sunday morning. Emergency crews were called to the 7700 block of Branston at about 2:45 a. m. for ...
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Steve Dale Pet's World: Tragedy in West Chicago  WGN Radio - ChicagoThis Morning on Steve Dale's Pet World, Tragedy strikes in West Chicago, On Monday, January 14th at Bully Life Animal Services (formerly D and D Kennels), ...
Success! Pets of Domestic Violence Victims Are Now Legally Protected  Care2.comVictims of domestic violence often stay in an abusive relationships because they are terrified to leave. A beloved pet may provide comfort as they flee intimate ...
Pet advice column: Blue Monday is bad for your animals too  NW Evening MailFeeling down in the dumps? Next Monday is 'Blue Monday'; believed to be the most depressing day of the year.
Pets of the week  Montana StandardBUTTE. Tiny Po. Po means little in Italian. But let me tell you, the only thing little about this amazingly fun soul is her size. She is a tiny wisp of a thing that is full to ...
Boise pair fosters, finds homes for hundreds of pets  The Seattle TimesBOISE, Idaho (AP) — On the first Friday night of the new year, Brittany Sundell welcomed guests into her home — but not for a party. For three kitty and puppy ...
Head of animal shelter apologizes for euthanizing stray pets  The NationThe head of a South Korean animal shelter on Saturday apologized for euthanizing stray pets, but claimed that she put stray pets to death with a "humanitarian" ...
Pets, owners flock to Madrid church for blessing of animals  AsiaOneMADRID - Dogs, cats and birds were blessed at a church in Madrid on Thursday on the feast day of St. Anthony, the patron saint of animals, with many of the ...
Subaru Helps Save The Lives Of Pets During 2019 North American International Auto Show  PRNewswireDETROIT, Jan. 19, 2019 /PRNewswire/ -- Subaru of America, Inc. today announced it will be hosting a pet adoption event during the 2019 North American ...
Letters to the Editor, PETS: Some kindness, please  Coeur d'Alene PressI'm tired of constant letters about politics! Let's talk about something close to home — animals left outside.
Inside the Cornish farm where people are getting buried with their pets  Cornwall LiveThere's a farm in West Cornwall where people are getting buried with their cats, dogs and horses.
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This Louisville-area company is making a name for itself protecting your pets  Courier JournalPetFirst is 15 years old and still growing rapidly in the pet insurance industry. The Jeffersonville, Indiana, company has tens of thousands of customers.
New rule leaves House members' pets in the doghouse  krcgtv.comWhen Maria Chappelle-Nadal arrived for her final term in the legislature, she was disappointed to find she couldn't bring her four-legged friends with her.
United Airlines Is Cracking Down On People Trying To Fly Their Pets For Free  Simple FlyingThe number of *service* animals on flights has increased significantly in recent years. Furthermore, there have been reports that people obtained doctor's notes ...
Indianapolis residents must bring their pets indoors during extreme cold  FOX 59 IndianapolisINDIANAPOLIS, Ind. – After a blast of snow this weekend, temperatures around central Indiana are expected to plummet. And that means it's critical for Indy ...
The scene as pets are blessed in Spain  Washington Post17, 2018 A priest anoints a dog at San Anton church during the feast of Saint Anthony, Spain's patron saint of animals, in Madrid. Manu Fernandez/AP.
KCAS Pets of the Week: Berry and Drake  WOODTV.comIf you're looking for a happy pup to add to your family, check out this week's pets of the week.
Pets of the Week: Jan. 20, 2019 | Lifestyle  Longview News-JournalMacie. Macie: 8-year-old Maltese/poodle mix; female. See FurrEverPetsRescue.org or email [email protected] . Ally. Ally: 2-year-old miniature ...
Rescuers final option for desperate pets | News  OttumwacourierOTTUMWA —The bottle fed kitten, "Ernie," was on the last of his nine lives. He and his two sisters had used up eight apiece in their first 16 days of.
How to keep your pets safe in the frigid temperatures  WVNS-TVWhile we always take care of ourselves and bundle up when stepping outside in the cold winter months, we must not forget about our pets. While many pets live ...
Is Your Pet Microchipped? - Flagstaff Business & Online News | Northern Arizona Local Newspaper  Flagstaff Business NewsWe know that most pet owners look forward to having fun outside with their pets, but sometimes pets want to have a little fun of their own! Every year, thousands ...
LFACC: Bring your pets inside for winter storm  WKYTLexington-Fayette Animal Care and Control is reminding people to be mindful of pets during Saturday night's winter storm.
Keeping your pets warm during the coldest months  WBNG-TVBINGHAMTON (WBNG) — As the temperature continues to drop, it becomes more and more important that you make sure your pets remain warm and safe.
Simple steps to keep your pets safe in extreme cold  13abc Action NewsTOLEDO (WTVG) - As we get ready for a winter blast it's important to remember the cold can cause a lot of problems for our pets. There are some simple things ...
Electrical Safety First has shared advice on safety when pets are at home alone  Dorset EchoIF you've got pets then you definitely must have wondered what they get up to when you're not there.
Here's how to keep your pet safe this winter in the cold in Kentucky  Courier JournalTips for protecting your pet in the cold temperatures heading to Louisville.
Pet Project: Importance Of Bringing Pets Inside During Cold, Wet Weather  CBS PhillyFollow CBSPHILLY Facebook | Twitter. PHILADELPHIA (CBS) – It is an absolute requirement that you bring your pets inside during this wet, cold weather our ...
Two pets perish as blaze destroys Summerfield mobile home  Villages-NewsMarion County firefighters were called to battle a blaze at a Summerfield mobile home on Friday afternoon that claimed the lives of two family pets. Flames were ...
Man hurt, pets killed in Gwinnett County house fire  FOX 5 AtlantaA man was hurt and several pets were killed after a fire broke out inside a Gwinnett County home early Friday morning.
Our pets: the key to the obesity crisis?  BBC NewsEven animals that aren't eating too much or exercising too little are getting fat. If we can figure out why, we may have the key to our own obesity crisis – and how ...
Two people, several pets killed in house fire  CBS19 NewsFirefighters say a man, a woman and three pets have died in a burning Virginia home.
Scientists say vegan food can be healthy for pets  Radio New ZealandVeterinary scientists are calling for manufacturers to adapt to the growing demand for vegan pet food.
Rebuttal: How to Pick the Best Cannabis Products for Pets  American VeterinarianWhen American Veterinarian® reported last week on the best CBD oils for pets as named by the website RAVE Reviews, we received a few comments ...
Aiken County Animal Shelter pets for adoption for Jan. 17  Aiken StandardHere are some incredible dogs and cats that are currently up for adoption at the Aiken County Animal Shelter, 333 Wire Road.
These adorable pets need new homes!  WCVB BostonHave room in your home and heart for one (or two) of these deserving pets? They're all waiting to meet you at ARL Boston!
Pets Corner: Lola at RSPCA Hillingdon - Photo 1 of 1  Slough ExpressLovely Lola is one of five siblings who came to us for rehoming when their owner could no longer keep them. This beautiful ginger and white five-year-old is a c...
The pets are back at O.C. fairgrounds, and you can adopt one  Los Angeles TimesThe ninth annual Pet Days at the OC Fair & Event Center in Costa Mesa this weekend features local rescue animals available for adoption, plus animal ...
Montreal Turns Iconic Hospital into Shelter for Homeless People and Their Pets So No One Sleeps in the Cold  Good News NetworkThe former Royal Victoria Hospital will now be welcoming sight for homeless men and women—and their pets—during the frigid winter months.
Fisher cat being blamed for death of pets in Brevard County  WESH OrlandoA fisher cat, an animal with long teeth and a sleek fur coat, is being blamed for the deaths of family pets in Brevard County. The traps are baited with fish, but ...
Mobile Meals of Toledo helps clients in need feed their pets  13abc Action NewsTOLEDO (WTVG) - Mobile Meals of Toledo provides hundreds of thousands of meals to homebound people in our community every year. After noticing that a lot ...
Heartbreaking Photos of Pet Owners Saying Goodbye to Their Dying Pets  PetaPixelLast Moments is a powerful photo series by Pulitzer Prize-nominated photographer Ross Taylor, who was invited to document the intimate last moments in a ...
News Pets and pot: One pet owner's story after his dog ingested marijuana 8:43 AM  KGUNSince the legalization of marijuana in California, cases of pets accidentally eating pot have jumped 130 percent, and now that marijuana is legal in Michigan ...
Otters are being poached from the wild to become pets in Japan and Thailand  National GeographicThe market for these poached animals is booming in Southeast Asia.
Pet of the Week: 01.20.19  Tyler Morning TelegraphThis is Ivy. She is available for adoption at the Humane Society's Pets Fur People in Tyler. Ivy was adopted from Pets Fur People as a small puppy and returned.
AVMA releases latest stats on pet ownership, vet care  Supermarket NewsPet ownership is on the rise in the U.S., with dogs leading the way and large increases seen in the number of "less traditional" pets like poultry and lizards, ...
How cold is too cold for your pets to be outside?  Hamilton Journal NewsWith the winter season in full swing the way you care for your pets may drastically change during brutally cold temperatures and massive snow accumulation.
Costumed dogs and owners participate in annual Third Street Pet Parade  Naples Daily NewsDog owners show off their pets dressed as musical artist during the annual Pets on Third Parade and Pet Fest, Sunday, Jan. 20, 2019, in Naples. This year's ...
15 Pet Reunions That Will Melt Your Heart  Reader's DigestCan you imagine the anguish and heartache of being separated from a missing beloved pet? Read how heartbreak turned into heartwarming reunions when ...
Cold-weather safety tips to protect pets during winter in IL  Lexington Herald LeaderThe Humane Society of Missouri offered tips for keeping your pets warm and safe during winter cold weather conditions in Southern Illinois. Another storm is ...
With winter weather moving in, don't forget to take care of your pets  13WHAM-TVRochester, N. Y. – The winter weather is on its way – and while you're keeping warm, don't forget to help your pets do the same. The City of Rochester is ...
How to keep your pets safe from an increased risk of infections amid persistent wet weather  AccuWeather.comRecord-setting rainfall in 2018 and a wet start to 2019 have increased risk of infections in pets exposed to the elements.
It's not too late to license pets | News  hngnews.comIt's never too late to get pets licensed. The 2019 pet license year runs from Jan. 1 to Dec. 31. It is a yearly requirement to license all dogs kept.
The Beatles back first Animal Requiem concert for people who have lost pets  iNewsSir Paul McCartney has approved a unique reworking of The Beatles's Blackbird for use on the first Animal Requiem, a memorial concert and CD celebrating the ...
'Impossible' to guarantee pets belong to those who arrange their cremation: Service providers  Channel NewsAsiaSINGAPORE: There is no surefire way to verify the ownership of animals being brought to be cremated, said industry players, but companies stress ...
Bitterly cold temperatures, winter weather can cause problems for homeowners, pets  The Topeka Capital-JournalAs snow began falling Friday evening, the Topeka area braced for bitter cold that was expected to pose a greater danger to people and animals.Although 3 to 5 ...
Family, 7 pets escape from Jeannette house fire  Tribune-ReviewA family of three and their seven pets were temporarily displaced when an electrical fire damaged their Jeannette home Wednesday evening. Robert Rundle ...
Paws for Pets: Adopt Pepe  KIIITV.comSee if you can help find Pepe a new home in this edition of Paws for Pets.
When pets are family, the benefits extend into society  The Conversation - CanadaStudies show that living with a pet has positive outcomes when pets are considered family members and not property.
Pet Fed festival in Mumbai: Let them loose, let them roll | Freepressjournal : Latest Indian news,Live updates  Free Press JournalWhen humans have a carnival, everyone has a gala time! Why not have a carnival dedicated to our pets? Pet Fed is a pet festival for pets and pet lovers, spread.
House bill takes care of pets  West Virginia MetroNewsCHARLESTON, W.Va. — The House of Delegates took a step Friday to make West Virginia a better place for pets. It passed HB 2185 96-0 on Friday, Jan.
Asheville Humane Society using facial recognition to help find lost pets  WSPA.comThe Asheville Humane Society is now using facial recognition technology to help identify lost dogs and cats.
Enjoy dressing up your pets? Monday is your day  WVLT.TVMonday is National Dress Up Your Pet Day! The day began in 2009 by Celebrity Pet Lifestyle Expert and Animal Behaviorist, Colleen Paige. Tips for dressing up ...
Performing Pets | animals in theatre  The StageIf theatremakers need an animal for the stage, they ask Des Jordan, founder of Performing Pets. He tells Fergus Morgan how almost anything can be trained, ...
WATCH: 'Secret Life of Pets 2' spotlights Snowball, Chloe  ABS-CBN NewsThe new trailers highlight two of the films most adorable characters, Chloe and Snowball.
Pet Medical Crisis Fund established after whopping $30,000 vet bill  ABC NewsAfter spending $30000 to save the life of her rescue dog, Jennifer Hunt started a pet charity to help people afford their vet bills, and has now saved more than ...
Should you let your pets sleep in bed with you?  ABC NewsSnuggling up with your doggo or pussycat in bed provides a sense of comfort and security — but is it a health or behavioural risk? We asked the experts.
UK cold weather: How to protect your pets during COLD SNAP  Express.co.ukSNOW, frost and ice have most definitely arrived with Met Office weather warnings and more cold weather forecast to come. But while we put on an extra layer to ...
'A Floodgate Of Need': The Hidden Cost Of Owning A Pet In Australia  10 dailyAustralians have among the highest pet ownership rates in the world. But when it comes to medical care for furry friends -- the industry is in turmoil.
What Is Zooeyia? Science Confirms the Health Benefits of Owning a Pet  InverseThere is a growing global trend to consider pets as part of the family. In fact, millions of people around the world love their pets, enjoying their companionship, ...
Service dog owners wag their finger at legislators thinking about allowing pets in restaurants  Concord MonitorIt was hardly 11 a.m. before the House Commerce committee had gone to the dogs.Four of them – fluffy canines with perked ears and wide eyes – packed the ...
Recently widowed Mississippi woman dies trying to save pets from fire  Jackson Clarion LedgerMONTICELLO, Miss. — A Mississippi woman has died after going back into her burning home to try to save her pets, just days after her husband's funeral.
Beware of fake vets putting Cape Town pets at risk  CapeTalkA local animal clinic says many pets have sadly been euthanised after they were treated by fake veterinarians.
PET WARNING: One in 10 handed death sentence after being diagnosed with diabetes  Express.co.ukVETS are urging cat and dog owners to help their pets fight obesity as an animal diabetes crisis goes global. For one in ten pets it can mean being destroyed ...
Area pets available for adoption January 16, 2019 (PHOTOS)  OregonLiveRenee, a disabled kitten, is currently available for adoption at the Newberg Animal Shelter. X-rays taken of Renee are inconclusive as to whether she sustained ...
How Pets Improve Your Mental Health  VerilyYour furry friend helps keep your mind in tip-top shape.

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