Is Pet Insurance Right For Your Pet?

Trying to decide if you should get insurance on your pet? There are of course pro's and con's to it. Years ago I decided to try it out. I thought, if something happened, it would be a good decision to have it. Some plans will cover basic vet care and heartworm and things like that. Read through the information below and make a decision for you and your beloved pets.

Standard Care is the essential care that is required for any pet. This usually includes shots, heartworm tests and supplies, and any other preventitive care that is required through an animals life. This is usually not covered by most insurance plans and requires a special extra fee. Calculate the cost of this fee and then call your local vets office to get a price quote and compare the two. Keep in mind that sometimes your vet may be more costly than using an online pharmacy, so price out those options as well.

Accidents happen to pets all the time. Just the other day, my dog broke his nail. We had to go to the vet, have it removed, and get a shot of antibiotics. The total cost was $50 for this procedure. Of course, not everything is covered so you need to discuss this with the insurance company and find out exactly what is covered. When I was with one insurance company I actually got charged for submitting claims that weren't covered. Of course I had no way of knowing what was covered and what wasn't.

Every owners fear is the dreaded Cancer word. At least I know it is mine. Cancer procedures and testing is not covered by most companies. There are special riders for this as well. But you have to purchase them BEFORE the dog has cancer. Otherwise it is excluded as preexisting.

The bottom line is do your research, talk to your vet, talk to different companies and try to make the best decision you can for your loved ones. I know that vet insurance has worked for so many people. In the long run, I think its a gamble, just like life insurance. If you dont have it and something happens you kick yourself that you should have just done it. But in other cases, you do have it, and nothing thankfully ever goes wrong.

Amy Dunphy
Owner of the Dog Trainer Search - Get all the information you need on training your dog or puppy

In The News:

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Adoptable pets in Tucson  Arizona Daily StarAdopted: Wilma and Muffin were adopted from Pima Animal Care Center.
Local veterinarians are seeing more cases of Pyometra in pets  WIBWLocal veterinarians are seeing more cases of a condition called Pyometra in pets, but they say you can prevent it.
Pets: How to look after dogs, cats and rabbits  CBBC NewsroundApril is National Pet Month and if you need tips for looking after your favourite pets then we have you covered.
Furry Friday: Pets and their toy loves  Stuff.co.nzA tribute to the special bond that pets form with their favourite toys.
Pet Expo to allow visitors to bring their dogs for the first time this year  Los Angeles TimesCosta Mesa's OC Fair & Event Center hosts the return of the annual America's Family Pet Expo, a pet-centric entertainment and educational event designed for ...
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Howard University: 'Respect our campus by not bringing pets onto private areas'  FOX 5 DCWASHINGTON (FOX 5 DC) - Howard University students say some of their neighbors have been using “The Yard,” which is the heartbeat of the historically black ...
New Florida bill aims to punish dog owners with fines, jail time if pets are abandoned during hurricanes  AccuWeather.comIf a new bill gets passed, Florida pet owners who leave their dogs tethered and left to fend for themselves during natural disasters could face a hefty fine, animal ...
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PETS: Consider fostering, or other ways to help kittens  Red Bluff Daily NewsAs the weather warms steadily, each day through the summer, volumes of hungry, squeaking kittens will arrive at the Tehama County Animal Care Center.
An Easter egg hunt your pet won't forget  WDVM 25It's Easter weekend, so that means plenty of Easter egg hunts for boys and girls; however, one pet store is giving dogs and cats a chance to get in on the fun.
The wild world of trust funds for pets  The HustleA small but growing number of Americans are leaving inheritances to their cats and dogs. How exactly does Fluffy use the money?
Minnesota tops the charts for roly-poly pets  PostBulletin.comAnakin is a very large cat, checking in at 22 pounds the last time his Rochester owner, Gretchen Mork, had him weighed.
Targeted: Shuswap society finds pets hurt, killed in domestic abuse cases  Salmon Arm ObserverSPCA, SAFE Society working together to provide shelter for dogs, cats of women fleeing abuse.
The Anti-Vax Movement Is Now Infecting Cats and Dogs  The Daily BeastAmidst the measles crisis, anti-vax campaigns are starting to trickle through at the vet's office.
These adorable pets need new homes!  WCVB BostonHave room in your home and heart for one (or two!) of these deserving pets? They're all waiting to meet you at MSPCA Nevins Farm! 
9 of the most pampered celebrity pets and their incredible lifestyles  HELLO!Photo - Most pampered celebrity pets: see how stars including Paris Hilton, Mrs Hinch and David Beckham treat their pets.
Routt County adoptable pets: Chatty the cat and McClain the dog  Steamboat Pilot & TodayChatty is a 2-year-old, 11-pound, domestic shorthair that arrived as a very talkative stray. Settled in and within the company of other cats, he's sweet, quiet and ...
The 2020 Democratic primary is filled with very good dogs  Business InsiderUntil President Donald Trump took office, almost every recent US president has had pets in the White House.
National Pet Day Presents for Pets & Pet Lovers  E! NEWSIf you're a dog mom or a cat dad or anything in between, your pet is your baby. You love 'em like your own and you're not ashamed to say it. We could go on and ...
51 Awesome, Adorable and Inspirational Quotes About Pets for National Pet Day  ParadeHeld annually on April 11, National Pet Day is not only devoted to the pets we already own or have as family members but also to those waiting for a home.
Animal Rescue Express based in North Bay a friend of pets across the province  BayTodayA new vehicle which is like the Noah's Ark on wheels is gaining popularity across Ontario. The Animal Rescue Express is a large truck and trailer based out of ...
Homeless Man Finally Reunited With Beloved Pet Rat After Pedestrian Mistakenly Took It Home  Good News NetworkAfter weeks of desperately searching for his beloved pet rat, this Australian homeless man was finally reunited with his furry companion.
Pets of the week: These two youngsters could add life to your home  MLive.comJACKSON, MI – The Jackson County Animal Shelter, 3770 Spring Arbor Road, has many pets available for adoption. Here are two of them. Hailey is an ...
You can adopt a pet for $25 at dozens of Michigan shelters. Here's how  Detroit Free PressLooking for a furry new family member to take home? On May 4, more than 100 shelters in the U.S. and Canada are offering pet adoptions for $25 as part of ...
Celebrating your hilarious pets on National Pet Day  WESH OrlandoUntil you've actually had a pet of your own, it's hard to understand what that bond is like. You learn their quirks; they learn your rhythms. And whether you've had ...
Easter warning to dog owners as chocolate is poisonous to pets  Bournemouth EchoDOG owners are being warned about the dangers of chocolate toxicity over Easter. Natures Menu is calling for owners to keep their chocolate out of paws' reach ...
Pets that need homes | Local  Dothan EagleThere are always dogs and cats in need of good homes at the Dothan Animal Shelter. To find out more about these or other animals, call the shelter at ...
Owners urged to spay or neuter pets - Nation  The Star OnlinePETALING JAYA: Pet owners are advised to spay or neuter their dogs and cats to prevent unwanted pregnancies.
Cat workshop at library educates cat lovers on trap-neuter-return  Frederick News PostA free cat workshop was held Saturday at C. Burr Artz Library in downtown Frederick to educate cat lovers and other community members about the importance ...
Need a furry friend? Check out these adoptable pets from the Bangor Humane Society  Bangor Daily NewsSummer is just around the corner, and if you're still in need for a hiking buddy, now is your chance.. Maine news, sports, politics, election results, and obituaries ...
How to handle ticks  Boston HeraldAdvice on getting your family dog through tick season.
Exotic pets removed from filthy residence  Arkansas Democrat-GazetteA Miller County woman has been charged with 16 counts of animal cruelty after hundreds of exotic animals, including snakes and lizards, were taken from her ...
Sony's popular A7 III camera now tracks your pet's eyes  EngadgetSony is making its already top-notch A7 III and A7R III cameras better with the release of a new firmware update. It introduces a fun AI feature for pet owners...
Regina vet advises pet owners keep a close eye out for ticks  620 CKRM.comIt's time to start protecting your pets from ticks according to local vets. This is the time of year when tick...
Real Life Pet Sematary: 'Dead' Dog Digs Himself Out of Grave, Reunites with Owners Who Buried Him  PEOPLE.comThe 18-year-old dog managed to claw his way out of the bag he was buried in and get to a nearby road.

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