How to Prequalify a Buyer When You Sell Your Home By Owner


One questions many "for sale by owner" sellers ask is "how can I determine if a potential buyer can afford to buy my house?" In the real estate industry this is referred to as "pre-qualifying" a buyer. You might think this is a complex process but in reality it is actually quite simple and only involves a little math.

Before we get to the math there are a few terms you should understand. The first is PITI which is nothing more than an abbreviation for "principal, interest, taxes and insurance. This figure represents the MONTHLY cost of the mortgage payment of principal and interest plus the monthly cost of property taxes and homeowners insurance. The second term is "RATIO". The ratio is a number that most banks use as an indicator of how much of a buyers monthly GROSS income they could afford to spend on PITI. Still with me? Most banks use a ratio of 28% without considering any other debts (credit cards, car payments etc.). This ratio is sometimes referred to as the "front end ratio". When you take into consideration other monthly debt, a ratio of 36-40% is considered acceptable. This is referred to as the "back end ratio".

Now for the formulas:

The front-end ratio is calculated simply by dividing PITI by the gross monthly income. Back end ratio is calculated by dividing PITI+DEBT by the gross monthly income.

Let see the formula in action:

Fred wants to buy your house. Fred earns $50,000.00 per year. We need to know Fred's gross MONTHLY income so we divide $50,000.00 by 12 and we get $4,166.66. If we know that Fred can safely afford 28% of this figure we multiply $4,166.66 X .28 to get $1,166.66. That's it! Now we know how much Fred can afford to pay per month for PITI.

At this point we have half of the information we need to determine whether or not Fred can buy our house. Next we need to know just how much the PITI payment is going to be for our house.

We need four pieces of information to determine PITI:

1) Sales Price (Our example is 100,000.00)

From the sales price we subtract the down payment to determine how much Fred needs to borrow. This result brings us to another term you might run across. Loan to Value Ratio or LTV. Eg: Sale price $100,000 and down payment of 5% = LTV ration of 95%. Said another way, the loan is 95% of the value of the property.

2) Mortgage amount (principal + interest).

The mortgage amount is generally the sales price less the down payment. There are three factors in determining how much the P&I (principal & interest) portion of the payment will be. You need to know 1) loan amount; 2) interest rate; 3) Term of the loan in years. With these three figures you can find a mortgage payment calculator just about anywhere on the internet to calculate the mortgage payment, but remember you still need to add in the monthly portion of annual property taxes and the monthly portion of hazard insurance (property insurance). For our example, with 5% down Fred would need to borrow $95,000.00. We will use an interest rate of 6% and a term of 30 years.

3) Annual taxes (Our example is $2,400.00)/12=$200.00 per month

Divide the annual taxes by 12 to come up with the monthly portion of the property taxes.

4) Annual hazard insurance (Our example is $600.00)/12=$50.00 per month

Divide the annual hazard insurance by 12 to come up with the monthly portion of the property insurance.

Now, let's put it all together. A mortgage of $95,000 at 6% for 30 years would produce a monthly P&I payment of $569.57 per month. This figure was produced by our payment calculator. Add in taxes of $200.00 per month and add in insurance of $50.00 per month and the PITI necessary to purchase our house equals $819.57.

Putting it all together

From our calculations above we know that our buyer Fred can afford PITI up to $1,166.66 per month. We know that the PITI needed to purchase our house is $819.57. With this information we now know that Fred DOES qualify to purchase our house!

Of course, there are other requirements to qualify for a loan including a good credit rating and a job with at least two years consecutive employment. More about that is our next issue.

Bruce Andrews has been in the real estate business for over 20 years. He has experience in real estate investing as well as practicing real estate as a broker for several years. He is currently President of Fifty States Realty, www.fiftystatesfsbo.com a national "for sale by owner" website.

In The News:

[Funding alert] Norwest Venture Partners invests Rs 56 Cr in real estate services firm SILA  YourStoryMumbai-based real estate services firm SILA has raised Rs 56 crore ($7.80 million) growth capital from Norwest Venture Partners, a growth equity investment ...
Institutional investments into real estate triples during 2014-18  Economic TimesMUMBAI: Institutional investors' appetite for Indian real estate has been growing in the backdrop of series of reforms undertaken by the government and ...
Real estate may be a safer bet than equities  LivemintWhen you meet a financial planner, one advice that you are most likely to receive is to stay away from real estate and instead invest in financial assets (stocks ...
Ongoing real estate projects in Mumbai out of cess relief order | Mumbai News  Times of IndiaOngoing real estate projects in the city cannot avail of the concessions in development cess and premiums announced by the state government.
Real Estate Trends: Warehousing and logistics leasing on high growth trajectory in India  The Financial ExpressWith the government leaving no stone unturned in initiating policy reforms in the sector and in undertaking various infrastructure measures, India might soon ...
Delhi among fastest growing mkt globally for luxury residential real estate  Business StandardNational capital New Delhi has emerged as the 10th fastest growing city globally for luxury residential real estate with a rise of 4.4 per cent in capital value over ...
Owning the moon: Earthlings are investing in lunar real estate, but will the claims be valid?  Economic TimesIf countries were to set up lunar colonies, could their expatriate citizens stake a claim to the moons natural resources?
10 reasons why the Real Estate sector in a slump  Morningstar IndiaSentiments among real estate sector's stakeholders have only worsened in the second quarter, reveals a survey by Knight Frank, Federation of Indian Chambers ...
Boost for real estate sector: Maharashtra government waives off development cess, lowers premiums  MoneycontrolThe Maharashtra government has offered to reduce premiums and waive off development cess for two years as it looks to boost the beleaguered real estate ...
5 emerging trends in residential real estate  The Financial ExpressPresently the realty sector is at the cusp of transformation and is set to become much more vibrant & dynamic with policy reforms.
As slowdown bites, real estate industry wants a 'stress fund' to help unfinished projects  Business TodayAs the slowdown bites, the real estate industry wants the Indian government to be its saviour. Recently, representatives from industry body NAREDCO met the ...
Stock market update: Realty shares dip; Indiabulls Real Estate down 2%  Economic TimesThe Nifty Realty index was trading 0.82 per cent down at 264.55 around 10:17 am.
WeWork's IPO filing showcases its real estate risks  Business InsiderWeWork, valued at $47 billion, embraces its tech image. But the coworking company has laid out plenty of real estate-related risks.
Those at bottom of real estate pyramid shouldn’t start celebrating yet  The Financial ExpressWhere building work has not come to a standstill and construction is going on, homebuyers could approach the NCLT with the expectation of out-of-court ...
Proposed sand policy will impact real estate sector, says BJP MLA  The HinduThe construction sector is staring at a bleak future if the State Government's decision to fix the rate of a unit of sand at ₹4,500 is to be construed as part of its ...
Real estate in LA, once listed for $1 billion, sells for $100,000  INSIDERA luxury plot in Hollywood Hills, dubbed "The Mountain" sold at auction for one 10000th of its earlier asking price.
Om Birla calls for strengthening real estate sector to spur economic growth  BusinessLineLok Sabha Speaker Om Birla on Monday asked real estate developers to deliver apartments to home buyers on time without compromising on the quality, while ...
Survey points to harder times for residential real estate  Business TodayThe commercial market, particularly the office market, continues to remain the only ray of hope for the beleaguered industry.
The real estate slump may not be over yet  LivemintA recovery in the real estate sector, where project stalling rates have spiked, may be as prolonged as the slowdown without a significant price correction.
D-Street Buzz: Nifty Realty in red dragged by Indiabulls Real Estate; Maruti jumps 3%  Moneycontrol588 stocks advanced and 1172 declined while 351 remained unchanged on the NSE. On the BSE, 822 stocks advanced, 1516 declined and 141 remained ...
Dedicated team needed to implement technology innovations in real estate sector: Report  BusinessLineThere is a need to establish a dedicated team for implementing technology innovations to solve business problems in the real estate sector, according to a ...
Automobile, real estate sector need support and stimulus by the government: SP Tulsian  CNBCTV18Stock market expert SP Tulsian of Sptulsian.com on Thursday said automobile and real estate sector needed support and stimulus by the government.Get latest ...
Weakness in Mumbai luxury real estate to continue in FY20: ICRA  Economic TimesMUMBAI: Ratings agency ICRA expects the weakness in the luxury residential real estate in Mumbai to continue in 2019-20 on the back of liquidity pressure ...
Donna Cooper Joins Zephyr Real Estate  GlobeNewswireSAN FRANCISCO, Aug. 22, 2019 (GLOBE NEWSWIRE) -- Formerly with Hill & Co., Donna Cooper has just been welcomed into the Zephyr Real Estate Team at ...
Andhra Pradesh real estate plunges with softening demand, paucity of raw material  Times of IndiaHYDERABAD: The real-estate market in Andhra Pradesh appears to be treading rough water in the past few months, with buyers hard to find, even as devel.
Kansas Real Estate Data Now Available through Amazon's Alexa  Business WireThe State of Kansas Real Estate Commission (KREC) allows users to access License Verification information via their Amazon home assistant.
Homebuyers approach court seeking prosecution of real estate firm for 'organised crime'  MoneycontrolAn association of homebuyers has approached a Delhi court seeking prosecution of a real estate company and its officials under the stringent law MCOCA to ...
Will tech make realtors obsolete? Investors debate the future of real estate  GeekWireThe real estate industry has undergone dramatic shifts over the past few years thanks to tech companies such as Zillow and Redfin, but some aspects of the ...
Why infrastructure is the linchpin of India’s real estate story  CNBCTV18Along with the growth of realty, it is equally important to appreciate the role of infrastructure, as it provides the overall liveable environment and impacts the ...
The sequel to Square Yards' Mega Real Estate Fest, 'Azadi Tour' is back, and it's bigger and better  ANI NewsGurugram (Haryana) [India] August 21(ANI/BusinessWire India): Square Yards, India's largest proptech company, invites you to 'Azadi Tour' - a Mega Real ...
Air India puts more than 60 real estate assets under the hammer  LivemintMUMBAI : Air India Ltd is auctioning more than 60 real estate assets, including some it could not sell at its last auction in April, as the debt-laden national carrier ...
11 Ways Real Estate Firms Can Establish And Maintain Connections With Clients  ForbesBuilding connections with clients takes time and the right approach. Here are some things to consider before deciding how best to reach out to someone.
South India beats north in the real estate game: Herere the details  Business StandardThe contrast between the state of real estate between North India and South India could not have been more stark. While throwaway land prices, greed and a ...
This Company Is Changing the Real Estate Investment Game  EntrepreneurThey say the best investment on earth is earth, but more often than not, only the 1 percent — or anyone who has the capability to cough up millions — gets to ...
Kohinoor Square — a Mumbai real estate mess that’s behind Raj Thackeray’s troubles  ThePrintMumbai: For the past few years, Kohinoor Square tower has been a defining structure in Dadar's skyline — a monstrous glass building that tapers slightly ...
Allianz Real Estate to invest $150 million in office platform managed by Godrej  LivemintMumbai: Allianz Real Estate, part of Munich-based Allianz SE, said on Tuesday it has committed $150 million to an office development platform managed by ...
Tier II and beyond will drive real estate growth: Clicbrics' Rohit Malik  Forbes IndiaAfter getting global marquee investors such as Manny Singh and Peter Mann on board, online real estate marketplace Clicbrics now plans to fan across smaller ...
The End of Bidding Wars?  The New York TimesMultiple bids are becoming a rarity, even in the nation's most competitive real estate markets.
Real Estate Top Performers: The myths and pitfalls of foreclosures  WUSA9.comDo you think that buying foreclosured homes can be a bargain? Think again! The Real Estate Top Performers are joined by Gary Walker of RE/MAX Realty ...
Real estate sees slower growth in earnings  ecnsThe majority of property developers in China reported continuous but slowing profit growth in the first half of 2019. Industry experts said that this reflects that a ...
Devendra Fadnavis’ Rs 2,200-crore push for Mumbai’s real estate industry  The Indian ExpressIndustry captains have justified the sector-specific stimulus arguing that the slowdown and the liquidity freeze was eroding wealth and causing job losses, ...
Welcome to Real Estate Friday! |  theberkshireedge.comProperty of the Week – Stephen Schoenfield and Joanna Szwyd of Stone House Properties offer an incredible property with tri-state views, an indoor pool, ...
Finance minister meets real estate developers to discuss revival plans  Economic TimesThe Minister of State - Finance and Minister of Housing and Urban Affairs, along with government officials, also attended the two-hour meeting.
Multi-asset expansion as Swissquote goes down the real estate route  FinanceFeedsContinuing its multi-asset expansion, Swissquote's Robo-advisor *service* now includes ETF and listed derivatives in the real estate sector that can be traded ...
Yangon Real Estate Review, H1 2019 - ResearchAndMarkets.com  Business WireDUBLIN--(BUSINESS WIRE)--The "H1 2019 Yangon Real Estate Review" report has been added to ResearchAndMarkets.com's offering. In addition to ...
CROP Extends Closing of Commercial Real Estate Purchase Agreement by Elite Ventures for Tonopah, Nevada Property  GlobeNewswireVANCOUVER, British Columbia, Aug. 22, 2019 (GLOBE NEWSWIRE) -- CROP Infrastructure Corp. (CSE: CROP) (OTC: CRXPF) (Frankfurt: 2FR) (“CROP” or the ...
Colony Capital to Present at the BAML 2019 Global Real Estate Conference  Business WireColony Capital, Inc. (NYSE:CLNY) and subsidiaries (collectively, “Colony Capital,” or the “Company”) today announced that Thomas J. Barrack, Jr., the.
Incomplete projects continue to reel under liquidity crisis  LivemintAssess the developer's financial situation before booking an apartment in an under-construction project.Lack of funding to developers will directly affect the ...
Is Real Estate Crowdfunding a Good Investment?  LifehackerAsk a rich person how they got rich, and there's a good chance they'll say they invested in real estate. In fact, real estate is generally accepted as one of the most ...
Turkish real estate tycoon Agaoglu puts his luxury cars up for sale amid market misery  bne IntelliNewsTurkish real estate tycoon Ali Agaoglu has put his seven luxury cars—including a Rolls Royce Phantom, Bentley Flysuper and Bentley Mulsanne—up for sale ...
WATCH: How Climb Real Estate grew into a national franchise  InmanAt ICLV, Mark Choey shares the story of how he grew Climb Real Estate from a team to an indie brokerage to a nationwide franchise.
Indiabulls Real Estate posts Rs 119.36 cr Q1 loss; to sell commercial assets for up to Rs 4,800 cr  MoneycontrolIndiabulls Real Estate Ltd (IBREL) on August 14 reported a consolidated net loss of Rs 119.36 crore for the quarter ended June and announced it will sell ...
Prime Real Estate: Amazon HQ2 Adds $200,000 To Crystal City Home Prices  ForbesSummer is usually when real estate activity starts to slow down in the Washington, D.C., area, but not so for the neighborhood surrounding Amazon's future ...
Donald Trump says buying Greenland 'a large real estate deal'  MoneycontrolPresident Donald Trump says the idea of buying Greenland from Denmark came up in conversations within his administration and that it's essentially "a large ...
De-risking exercise: Piramal reduces exposure to residential real estate  Business StandardRead more about De-risking exercise: Piramal reduces exposure to residential real estate on Business Standard. Piramal's exposure to Lodha has reduced to ...
Real Estate Transactions: Aug. 23, 2019  The RecorderASHFIELD Ashfield Holdings LLC to Moira E. Boyce and Yohah Ralph of Northampton. 10 Norton Hill Road. $350000. BERNARDSTON Mark A. Dearborn and ...
RERA is beneficial for buyers, has changed the dynamics of real estate in India: Li Qiongjia  The Financial ExpressIn an exclusive interview, Li Qiongjia, Director, Risland (North India), talks about the Indian real estate market and shares his business outlook.
Recent Commercial Real Estate Transactions  The New York Times$6 MILLION. 38-25 Main Street (between 38th and 39th Avenues). Queens. This commercial condo unit in Queens Crossing, a 12-story shopping and office ...
Credai to take up real estate sector concerns with Government soon  BusinessLineThe Confederation of Real Estate Developers Associations of India (CREDAI) plans to take up various real estate sector concerns with the Government shortly ...
Indias real estate sector on growth trajectory: CREDAI-CBRE report  Business StandardRead more about India's real estate sector on growth trajectory: CREDAI-CBRE report on Business Standard. By 2030, residential real estate has the potential to ...
Real Estate Investing Has Finally Evolved Thanks to This Innovative Peer-to-Peer Platform  FuturismPeerStreet's online peer-to-peer real estate investing platform is disrupting the market and changing they way people invest.
Mid-income realty demand unlikely to look up: Real estate developers  Economic TimesDevelopers expect better sentiment in affordable segment but high prices are a hurdle in mid-income segment.
Man throws acid on real estate partner over pending dues  Pune MirrorAccused plastered complainant's society with 'defamatory' posters, following a failed land deal in Koregaon Bhima after the 2018 riots.
Article 370: Jammu & Kashmir real estate market may take time to pick up pace  Business TodayIndian real estate developers are in distress already; they are unlikely to venture beyond key cities.
Hyderabad receives over Rs 10k crore investments in real estate sector in 4 years: JLL  MoneycontrolHyderabad has attracted approximately Rs 10,100 crore worth of investments in real estate sector since the beginning of 2015 till the first half of 2019 as against ...
Tough times for real estate sector, need to find solution: HDFC MD  MoneycontrolReal estate sector is passing through 'tough times' because of liquidity crunch and solution has been found to address the issue, HDFC Managing Director Renu ...
Real estate startup Clicbrics raises $3 million  MoneycontrolReal estate startup Clicbrics has raised $3 million in a round led by Manny Singh of Kavi Fund, Peter Mann, fund manager at Gluskin Sheff, besides a bunch of ...
Article 35A scrapped: Can outsiders now invest in J&K real estate?  LivemintArticle 35A gave J&K government the right to decide who qualifies as a permanent resident of the state.Only these individuals were allowed to acquire or own ...
Spend ₹25,000 to have your real estate firm’s CEO changed  Fortune IndiaLast week, the Supreme Court held that homebuyers were at par with any financial creditors and therefore, can initiate bankruptcy proceedings against a real ...
Japan's Softbank eyes Punjab's real estate sector for investment  YourStoryJapan's Softbank Group on Tuesday evinced interest to invest in Punjab's real estate sector, with a focus on student housing, through OYO. The Indian hotel ...
BitPay Says Crypto Spending on Real Estate to Double in 2019  CoinDeskA luxury condominium complex in Orlando, Florida, is the latest firm to partner with BitPay to provide bitcoin payment processing for real estate transactions.
Real estate investments: Commercial segment emerges winner  Business TodayDespite the turbulence in the residential real estate market in many Indian cities, the investment climate, particularly for institutional investments, has remained ...
Real estate sector hopes for faster transmission and even sharper cuts  The Financial ExpressDevelopers, however, believe that for any pick-up in consumer demand, banks have to bring down rates swiftly.
Real Estate Market Strengthens as Mortgage Rates Continue to Drop  Builder MagazineFreddie Mac today released the results of its Primary Mortgage Market Survey, showing that the 30-year fixed-rate mortgage (FRM) rate averaged 3.55%, the ...
In England, Real Estate Transaction Values in the South Trump Those in the North  Mansion GlobalThe U.K.'s traditional north-south divide may have been flipped on its head amid falling transactions and values in the south of the nation, but the classically ...
Facebook ads: Major changes are coming Monday in recruitment, real estate and credit services  AIM GroupAIM Group | August 22, 2019 | Real Estate, Recruitment, Marketplaces. A major change is coming to Facebook advertising in the United States this Monday.
GST rate change to boost real estate sector in offing, but will it benefit customers?  FirstpostGoods and *Service* Tax (GST) is levied on the sale price of the goods by the supplier; When ITC is allowed for set-off against payment of GST, then the amount of ...
W&M Real Estate Foundation to purchase N. Henry St. building  William & Mary NewsThe William & Mary Real Estate Foundation is in the process of purchasing property located at 332 N. Henry St. in Williamsburg and has submitted a special use ...
Approach life insurance and real estate with same lens  Deccan HeraldThe relationship between Life insurance and real estate investments can be best described as the Thai expression “same same, but different”. In India, the ...
Why this sustainability-focused real estate developer is taking a cue from Steve Jobs  GeekWireGreen Canopy doesn't fit neatly into one box. It's an innovator but not a tech company. It's an environmental organization but not a nonprofit. It's a high-end real ...
More Blackstone joint ventures to hit real estate investment trust market  Business StandardAfter the public issue of the real estate investment trust (Reit) from Embassy Office Parks, a joint venture (JVs) between Blackstone and Embassy, other ...
Stock market update: Realty shares mixed; Indiabulls Real Estate jumps 5%  Economic TimesThe Nifty Realty index was trading 0.23 per cent up at 266.25 around 10:18 am.
‘I don’t see real estate as an investment now’  LivemintNavi Mumbai-based Balaji Gopalaswamy, 41, a manager at a private firm, always thought he had his finances sorted. “I have been working for nearly 14 years, ...
Real estate attracts $34 billion PE investment since 2014: Report  Economic TimesNew Delhi: Indian real estate has attracted USD 34 billion private equity investment since 2014, largely in commercial real estate because of slowdown in ...
Distress knocks on Mumbai’s doors as liquidity crisis hurts real estate sector  MoneycontrolThe real estate market in India's financial hub of Mumbai has been severely hit by the liquidity crisis, making it even more vulnerable than the National Capital ...
Israeli real estate developer Gazit-Globe moves to Q2 loss  ReutersJERUSALEM, Aug 21 (Reuters) -. * Gazit-Globe, Israel's largest real estate company, swung to a net loss in the second quarter after it sold stakes in two ...
Fix real estate mess to house growth  The New Indian ExpressThe spectre represents an economic and systemic risk—the buyer without an asset and the builder with an unfinished project.
1,781 acres of salt pans spread across Mumbai to be opened up for real estate  MoneycontrolSalt pans spread over 1,781 acres (721 hectares) in Mumbai are set to be opened up for development. The land, whose current market value will be around ...
In 'real estate', it's 'survival of the fittest'  MoneycontrolRBI has cut down the benchmark repo rate by 35 bps to 5.40 percent, fourth rate cut in a row to boost housing demand and a breather for developers.
NoBroker.com offers real estate services free of cost in Hyderabad  BusinessLineNoBroker.com, a customer-to-customer real estate portal, is offering brokerage-free real estate services in Hyderabad. The platform lists residential as well as ...
Leasinvest Real Estate SCA: Half-year financial report 2019  GlobeNewswireThe EPRA earnings increase from € 14.00 million end 1H 2018 to € 22.1 million (however including the dividend (€ 5.1 million) from the participation in BE-REIT ...
Union Investment boosts real estate team  Investment EuropeTo support the ongoing expansion of its hotel portfolio, Union Investment Real Estate GmbH has appointed Christoph Eichbaum. Eichbaum joined the now ...
Indiabulls Real Estate Aims To Be Debt Free This Fiscal  BloombergQuintIndiabulls Real Estate Ltd. aims to be debt free in the ongoing financial year by selling stakes in its various businesses. The company will sell stakes in ...
IHFLs real estate exposure a challenge for merger with Lakshmi Vilas Bank  Business StandardA public apology issued by Managium Juris LLP, a law firm run by Kislay Pandey for a petition he filed against Indiabulls Housing Finance (IHFL), took the ...
Real estate: Centre weighs stress fund, Hardeep Singh Puri to head committee  The Financial ExpressSources said the real estate industry flagged an “unrest” on account of liquidity crunch and poor sales, which has created a “fragile situation”.
Real Estate Development Software Market 2029 New Research Study | Tenderfield, Oracle, Procore  Daily Watch ReportsGlobal Real Estate Development Software market 2019-2024 report presents a deep insight into the worldwide industries covering all its required aspects.
ET View: Real estate regulators must do their job  Economic TimesThe Supreme Court's cancellation of the registration of real estate major is being touted as a relief for home buyers.
Mori Building starts US$5.5 billion real estate project in Tokyo  EJ InsightMori Building Co. has started work on a US$5 billion real estate project that will include Japan's tallest building and an emphasis on overseas residents, in the ...
Real Estate Crowdfunding Platform Groundfloor Provides "Industry First" Giving Non Accredited Investors Access to Fractionalized Loans  Crowdfund InsiderReal estate investment platform Groundfloor has announced a new feature that the "wealthtech" company is claiming is an industry first. Groundfloor is now.
Opinion | Redefinition of affordable housing, GST rate cut can boost real estate  LivemintUnder GST rules, sale of a ready-to-move-in residential or commercial property is not considered a supply of a good or *service*.

Property Investing Secrets 4

Property Investing Secrets:How to Sell to 100% of the Market... Read More

Using Color Psychology to Sell Your Home

When painting your home for resale, choosing the right colors... Read More

How to Show & Sell Your California Home

Seller's Showing Instructions1. When the agent arrives with the potential... Read More

Stopping Home Foreclosure with Bankruptcy

Bankruptcy Will Stop Your Sale - At Least For Now... Read More

Real Estate Bubble Adding Price and Risk to Location, Location, Location Mantra

Real estate investors familiar mantra location, location, location are nervously... Read More

Why it is Important to Hire Just One Real Estate Agent to Buy a Home

In our fast paced and frantic real estate market, buying... Read More

Should You Buy a House or a Condo?

A big debate these days is whether or not to... Read More

Water, Water Everywhere on the Waterfront

Waterfront living is among the most desirable of locations in... Read More

Popping The Real Estate Bubble Myth!

If you turn on the TV, listen to the radio,... Read More

A Powerful Suggested Technique for YOUR Home & Property Search

A Powerful Suggested Technique for YOUR Home & Property Search... Read More

Property in Bulgaria - Huge Investment Potential

Bulgaria is a truly magnificent country, located in Eastern Europe... Read More

Buying Outer Banks (OBX) Investment Property

So, you're thinking of purchasing a rental property... Read More

One Stop Shop for Buy to Let

As the buy to let market continues to go from... Read More

Will The Real Home Buying Guide... Please Stand Up?

Use Google right now and do a search on, "Home... Read More

Realtors Brainstorm For Business

Even though rates are down opening up the market for... Read More

Ten Tips For Selling Your House

One of the biggest mistakes people make when selling a... Read More

Make Your House Earn Its Keep

Did you realise that there is a lot you can... Read More

Housing Froth Creating Imbalance for Consumers and Investors

Home buyers and sellers should think twice before jumping into... Read More

An Overview of Easements

Title insurance is generally associated with insuring a purchaser's or... Read More

High Tension for the Buyer and Seller of Real Estate Can Be Reduced

Tensions can run high in both the selling and buying... Read More

How To Simplify Your Real Estate Buying/Selling Experience

Today's real estate consumer has a lot to consider during... Read More

Lake Havasu Real Estate

Lake Havasu real estate is a hot commodity. With surrounding... Read More

How To Negotiate A Higher Price For Your House

Negotiation is where many FSBO home sellers really have problems.... Read More

Should You Buy Real Estate Now

I have been seeing the market on fire for a... Read More

The Costs of Transforming Your Home into a Buyers Dream House

Turning your house into the home of a buyer's dreams... Read More