Phishing - Identity Theft & Credit Card Fraud

What is Phishing?
Phishing is a relatively newly coined term for a kind of method for harvesting information for identity theft. Phishing is quite simply providing a person with false information or credentials to trick them in to giving you their personal information. This is done by a form of social engineering, by posing as a different person or organization that you already trust.

How does Phishing Work?
The most common form of Phishing is done by sending out fraudulent e-mails, that lead back to websites that look legitimate. Normally an e-mail is sent to a huge amount of people stating in very general terms that you should come to their website and update your information, or provide them with some new information they need, or some other similar excuse. When you click on the link in the e-mail it will take you to a website that looks very similar to the one you are expecting, you enter your information, and now they've got you. Another method is to open a popup windows asking information, on top of the real legitimate website.

How can I identify a scam e-mail?
There are several major things to look out for that will lead you to believe the e-mail is fraudulent. Quite often the e-mails will be HTML based, not plain text, this allows them to put active links that display a legitimate website, but the coding behind it takes you to a different website.

Often new websites are registered with altered spellings of major corporations and organizations, or the link will lead directly to an IP address (ie 24.38.122.156) instead of a website domain (ie www.website.com).

Another very quick way to identify a false e-mail is to see who it is address to. Normally e-mails that are fraudulent in nature are addressed to "Dear Customer" as opposed to your real name, and often they are e-mailed to many users at one time.

No legitimate organization should ever ask you to provide you with personal information via e-mail. If any e-mail ever asks you to e-mail them your private information, you should report this e-mail to the company they are posing as.

How can I avoid falling for a Phishing scam?
If you believe the e-mail could be legitimate, don't click on the link in the e-mail, instead open up your web browser, and use the link/favorite you already have, or type in the website yourself in to the URL box. This will guarantee that you are using the correct legitimate website!

Using the same method to get to the website as mentioned above, go to the organizations help page or contact page and ask them about the e-mail they may have sent you. You can also forward them the e-mail to a known legitimate e-mail address at their organization.

What if I already fell for this scam?
If you have mistakenly been taken in by this kind of scam there is several very important steps you need to take. First, report that you have been tricked by this method to your credit card companies, and other financial institutions.

Report that you have been tricked to the company that you thought you were legitimately updating information for. If you can provide them with the e-mail that tricked you, it may be useful for helping to reduce the impact on other people around the world.

Change all your passwords and PIN numbers for all your financial institutions and websites immediately.

Monitor your credit card statements, financial slips and balances. If you notice a discrepancy, immediately contact your financial organization and let them know about the fraudulent activity. In addition most banks should be able to add you to a fraud report list that will stay on your credit report that will make it harder for people to create new credit cards or open accounts without providing legitimate identification in person. Finally, you should contact your local police or law enforcement organization and file an incident report to cover yourself should illegal activities happen!

Ken Dennis http://KenDennis-RSS.homeip.net/

In The News:


Kitsap Sun

OC launches investigation of security director
Kitsap Sun
BREMERTON — Olympic College has launched an investigation of complaints against its director of campus safety in light of a vote of no confidence by the union representing security guards. The vote, taken in mid-January, showed 88 percent of members ...


The Sun

Security services knew of glaring weakness in Parliament security after 'war game' simulating attack on Westminster ...
The Sun
SECURITY services were aware of gaps in Parliament's security after a simulated attack ended with most MPs being killed, it has been claimed. A source quoted by the Sunday Times claimed a “table-top” exercise revealed four terrorists with automatic ...
Security chief told MPs they were safe in parliament before attackThe Guardian
Urgent review of security gates of Parliament needed after Westminster attackExpress.co.uk

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The Independent

Security breach renders in-flight laptop ban useless
The Independent
The airport which is the main target of the Government's ban on electronic devices has a security flaw that renders rigorous checks futile, The Independent can reveal. After clearing six separate security hurdles at Istanbul airport, passengers bound ...

and more »

Rochester Democrat and Chronicle

JCC receives $200,000 to improve security - Democrat and Chronicle
Rochester Democrat and Chronicle
Funds will be used to upgrade cameras and other measures following two bomb threats at the Brighton facility this month.
JCC of Rochester gets $200,000 for security enhancements | WXXI ...WXXI News

all 4 news articles »

Reuters

Britain reviewing security at parliament after deadly attack
Reuters
Interior minister Amber Rudd told the BBC there would be another review of security at the Palace of Westminster, but that such arrangements were continually assessed. "There are constant reviews and updates so that we have the right form of defense in ...
London attack fuels calls for tighter Westminster securityThe Guardian
London attack: Parliament security under reviewBBC News
Questions over Parliament security as motorcyclist rides through gate shortly after terrorist attackTelegraph.co.uk
Wall Street Journal (subscription)
all 8,418 news articles »

The Japan Times

European security ties 'too precious' for Brexit talks
The Japan Times
LONDON – Britain's intelligence expertise may be “too precious” to use as a bargaining tool in the upcoming Brexit talks, experts said, after a terror attack in London highlighted the need for continued European security cooperation. The suggestion ...

and more »

New System Estimates Cleveland Airport Security Wait Times
U.S. News & World Report
New System Estimates Cleveland Airport Security Wait Times. Cleveland's main airport is developing a system to help travelers more accurately compare wait times at its security checkpoints and better plan their trips. | March 27, 2017, at 12:08 a.m.. MORE.

and more »

Huffington Post

What Don't We Talk About When We Talk About Israel's Security
Huffington Post
When Israeli and American Jews talk about “Israel's security” they are thinking about the Holocaust and about extermination. That is the reason they choose the narrowest possible definition of “security,” a strip. Israel's “security” is what we ...

and more »

Otago Daily Times

Ivory Coast rescinds port security measures, attack threat unfounded
Reuters
"After compiling the information ... it emerged that the threat is not real," the head of maritime security Colonel Bertin Koffi Tano wrote in a second order to the Abidjan and San Pedro port authorities and shipping companies on Sunday. "I ask that ...
Ivory Coast boosts port security over attack threatOtago Daily Times

all 5 news articles »

The Sun

Security alert at Ant and Dec's Saturday Night Takeaway as police called amid claims four men broke into the studio
The Sun
An ITV spokesman said: “A youth who attempted to gain access to the London Television Centre, as a prank, at 11pm last night was quickly apprehended by our security team when he triggered an alarm as he climbed an external wall. “He did not gain access ...
Ant and Dec at centre of security alert after four men tried to 'break into' Saturday Night Takeaway studioMirror.co.uk

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