Common Sources of Financing for Small Business

The choice of financing is an important determinant of whether a product reaches the market, or whether an existing business can survive. The choice of financing is an important part of being an entrepreneur and business owner, and the ability to raise cash when you have no or limited history takes skill and creativity. There are a number of sources of financing. The suitability of the alternatives depends on what stage you are at, and will change as the company matures from stage to stage. The following outlines the most typical forms available.

Yourself, Family and Friends

The most obvious and common start is for people to self finance. That means they either draw down on their savings or they use personal debt such as credit cards, credit lines or equity mortgages to finance their business. Family and friends are often used as a source of financing. Although they are not always in a position to properly evaluate the business venture, family and friends have long-time relationships and experience with the entrepreneur and are knowledgeable about his/her reliability and ability.

Strategic Partner

Strategic partners can not only provide a source of financing, but often they can provide an area of expertise that the entrepreneur does not bring to the table, such as operational or marketing skills. Naturally, the pitfall of a partner is that you do not maintain full control over the company and that sometimes there is a falling out between the partners. So it is important that you do your homework and choose your partner carefully.

Angel Financing

Angles tend to be freelance financers interested in loaning smaller amounts of money, say between $50,000 -$500,000. They can often provide the seed capital required to develop an idea to get to the point where a firm can obtain formal financing. Angel investors will also invest in growing companies that may have a strong revenue base, but are not yet established enough to get bank or other financing. Another benefit of Angels is that they can bring a lot of experience and industry contacts to the table.

Venture Capital

When firms approach venture capitalists, they are generally developed to the point where a venture capitalist can add value. The venture capitalists will generally sit on the board of directors, provide expertise and provide funding based on the attainment of milestones. They are generally interested in firms that can generate rapid growth ? and returns - over a few short years; your time horizon is generally 3-8 years.

Trade Credit

One of the largest sources of short-tem financing, trade credit occurs whenever you purchase from a supplier but do not need to pay for the merchandise for 30 days (or whatever the terms are). Trade credit can be expensive if you are foregoing discounts, but a new firm may not have much of a choice.

Factoring

Factoring is also a popular source of financing for growing firms. When you generate a receivable you may sell it to a factor who will then collect the receivable for you. Typically, you will get between 75%-90% upfront for the receivable and the remainder when the factor collects, less a fee.

Asset Based Lending

Asset based lenders will lend to businesses that lack sufficient cash flow to support unsecured financing, but have sufficient assets that can serve as collateral. Typically, the assets are accounts receivable and inventory, but can be equipment or other similar assets. The lender relies on the assets to repay the loan, not the cash flow of the firm. Fast growing firms who cannot get sufficient financing from a financial institution will be a typical client of an asset based lender.

Mezzanine Financing

Mezzanine financing is subordinated debt, a type of hybrid between senior debt and equity. As Mezzanine financing is typically high risk, it can be expensive. A typical target company generally has been in business for a number of years and has an established revenue base and positive cash flow stream. Often, a company may have reached its maximum level of financing from a lending institution and will obtain mezzanine financing to bridge the gap and finance their growth. The Mezzanine financer will subordinate its debt to the main lender.

Banks

By the time a firm can approach a bank they usually have been in business for a couple of years, have developed solid revenue, are earning profits and have a reasonable balance sheet. The bank will provide daily operational financing as well as long-term financing. Generally the cheapest form of financing, it can also be the hardest to get.

About The Author

Jeff Schein is a CGA and offers advisory services in the areas of business planning, business modeling, strategic planning, business analysis and financial management for new ventures and growing small businesses. Visit www.companyworkshop.com or mailto:[email protected].

In The News:

How small businesses are impacted by tax reform  CNBCSmall business owners are benefiting from a business deductions in the tax code but the change to the individual tax code expires after 2025. So what does this ...
Small businesses cheer Trump tax reforms, but some feel they didn't go far enough  CNBCTax breaks enacted to help small businesses aren't permanent, and that's made it difficult for business owners to make long-term decisions.
Celebrate small business development on Wednesday  My BuckhannonCHARLESTON, W.Va. — The West Virginia Small Business Development Center (WV SBDC) is joining the national recognition of SBDC Day, Wednesday, ...
4 Common Small Business Spending Mistakes  NavIn the early stages of business, it's easy, sometimes even essential, to rely on your personal finances to fund your business expenditures. However, doing so can ...
5 Life Lessons from “Wise Guy” Guy Kawasaki  Small Business TrendsThis week on the Small Business Radio Show, Barry Moltz talks lessons from Guy Kawasaki with the man himself. Here's a peek at the top 5.
China's small businesses are promised more money  Euromoney magazineChinese premier Li Keqiang has told the country's banks they need to increase their lending to small companies, but the details are fuzzy.
7 reasons to move your small business to Office 365  http://smallbusiness.co.ukBusiness tech plays a huge role in the day-to-day running of your company – Office 365 from Microsoft has a host of features which can help.
3 ways to position your small business benefits offering for success in 2019  BenefitsProHow can small businesses position their companies for success and entice new workers into the fold?
Microsoft: Windows 10 Will Auto-Uninstall Buggy Updates...And Other Small Business Tech News This Week  ForbesHere are five things in technology that happened this past week and how they affect your business. Did you miss them? 1 — Microsoft: Windows 10 can now ...
Digital transformation should be a priority for small businesses in SA  IOLA good digital presence has become a must for small businesses in South Africa and the internet – and almost any business ...
Community Banks Vital to Small Business, Says Florida Bankers CEO  ABA Banking JournalWith community banks serving as a critical source of credit for the nation's small business sector, Florida Bankers Association President and CEO Alex Sanchez ...
Small businesses use internet, intuition for consumer trends  Asbury Park PressWhen small business owners want to know consumer spending trends, their methods can be as fancy as internet analytics or as basic as intuition.
3 Ways Your Small Business Can Make a Big Difference  Thrive GlobalSmall businesses are powerful economic movers and shakers. If your organization falls in this category, make sure you're maximizing your impact by giving back ...
WORC awarded $350K to spark small business growth  The Philadelphia TribuneWhen Ariell Johnson needed funding to open Amalgam Comics and Coffeehouse, she turned to the Women's Opportunities Resource Center (WORC) for ...
The Best Food Delivery Apps to Boost Your Income  Small Business TrendsUsing the best food delivery apps can help your restaurant, fast food chain or catering business boost sales and make more money.
Only One Third of Small Businesses Have an SEO Strategy  Small Business ComputingAnother 38 percent say they plan to invest in one in the future.
Brewer named VT Small Business Person of the Year  Vermont BizThe owner of a St. Albans brewing company is named the 2019 Vermont Small Business Person of the Year. Steve Gagner, owner and founder of 14th Star ...
Liberty County celebrates small business week  WTOCWhile these businesses are small, state lawmakers say that these businesses have a great impact on the economy in Liberty County, from the delicious food ...
"It's a mess": Midwest flooding leaves small businesses reeling  Marketplace.orgHeavy rain and melting snow have brought historic flooding to parts of the Midwest. Around 200 miles of Missouri River levees in Nebraska, Iowa, Missouri and ...
Small business owners, workers weigh in on a series of minimum wage bills  WABISix of the bills are aimed at helping small businesses by either lowering the minimum wage in different circumstances or slowing the implementation process of ...
Social Media Management for Small Businesses: How to Do It  Black EnterpriseThe internet has 4.2 billion users, 3.4 billion of whom are actively using social media. Clearly, social media management for small businesses is necessary if you ...
Register for a Free Small Business Seminar in Searcy  amppob.comDeluxe is hosting a free one-day small business seminar in Searcy on Wednesday, March 27, for individuals looking to improve their local small business.
A big day for Philly's Women's Opportunities Resource Center — and small, diverse business owners  Philly.comThe Women's Opportunities Resource Center will use a $350000 grant from Wells Fargo to provide microloans to diverse small businesses.
A Small Business Loan Could be the Answer You are Looking For  Deadline NewsJessica has been a small business owner for the past three years. Business was booming in the first year, but her clients slowly started disappearing in the ...
Five Ways You Should Be Incorporating IoT In Your Small Business  ForbesNow that consumers are more excited about the internet of things (IoT), small business owners may be wondering if this is the time to invest in it.
Made in Vermont: Local Businesses Win Out Over Chains  U.S. News & World ReportIn the Green Mountain State, residents eschew large stores in favor of independent retailers.
Ryan Gregory Named 2019 Wyoming Small Business Person of the Year  County 3David Robbins got a new roof in 2019 through Wyoming Roofing's Roof Deployment Program. Ryan Gregory, president of Wyoming Roofing, LLC, has been ...
Trends that will rule the small business market in 2019  AXcess NewsAlthough nobody can accurately predict what is going to be big in terms of business, certain trends can be identified in the market. In markets around the world, ...
Hammond announces crackdown on late payments to small businesses  Financial TimesSmall businesses hope the end of late payments “could finally be in sight” after Philip Hammond announced a crackdown on the practice that causes 50,000 ...
NJPP: Immigrant Small Business Ownership is a Cornerstone of New Jersey's Economy  InsiderNJImmigrant Small Business Ownership is a Cornerstone of New Jersey's Economy. For Immediate Release. TRENTON, NJ (March 18, 2019) – New Jersey ...
Why Your Small Business Needs Search Engine Marketing  Business.comSearch engine marketing (SEM) platforms are absolutely necessary in the modern marketing landscape. Here's what you need to know.
GRBJ: Small business lobby opposes state tax plan  WZZM13.comGRAND RAPIDS, Mich. (GRBJ) - When Gov. Gretchen Whitmer presented her 2020 fiscal year state budget proposal on March 5, small business groups ...
Small businesses have credit scores too, and a good one can be financially helpful  The Globe and MailEvery time Jason Pereira's financial planning firm leases a printer or talks to the bank about borrowing money, its business credit score is checked. Companies ...
A $10 billion deficit: Small businesses are Australia's biggest tax dodgers, ATO says  SmartCompany.com.auThe ATO is targeting cash-only businesses in a crackdown on $10 billion in unpaid small-business income tax, Chris Jordan has said.
43% of Small and Medium Businesses Preparing for Recession  Small Business TrendsMore small businesses are cautious about borrowing capital then they were last year, an potential indicator that they believe that growth is slowing down.
Digital Lending To Small Business Set To Surge, Says BCG-Omidyar Report  BloombergQuintIf payments were the chosen flavor of the fintech universe a few years ago, then digital lending, particularly to small business, is the newest opportunity attracting ...
Global Small Business Insurance Market 2019 Allstate, Allianz, AXA, Liberty Mutual, USAA, Westfield, Marsh, AIG  Industry News DailyThe report on the Global Small Business Insurance Market offers complete data on the Small Business Insurance market. Components, for example, main ...
Numerous bills put in jeopardy the health of our small business economy  The Maine WireAs a small business owner, I know firsthand that what is good for the goose is good for the gander. When times are good, my family-owned business is able to ...
Finance New Mexico: Following The Signs To Small Business Success  Los Alamos Daily PostP&M Signs owner Phil Archuletta in front of his manufacturing facility in Mountainair. Courtesy/FNM. By JASON GIBBS. Finance New Mexico. You've seen the ...
5 simple tax strategies to maximize small-business savings  Business in VancouverFor small businesses, every single deduction counts. For new businesses especially, some tricks of the tax trade can be easily overlooked.
Help is out there for small business owners to succeed  Morning BulletinSMALL business owners and those looking to start one are invited to a Small Business Fair this Thursday to help you understand the range of incentives, ...
Keep your business booming: Five keys to small business success  Forbes IndiaA Seattle entrepreneur speaks about the things to keep in mind to improve chances of small business success.
Can Small Businesses Really Afford to Neglect IT?  Small Business TrendsFor companies that ignore tech, redefining IT for XaaS can quickly go from cure-all to problem if the myriad tools aren't properly managed.
Opinion: Be a local hero, shop local, help Calgary's economy recover  Calgary HeraldCalgary's economic downturn coupled with increasing internet shopping has stripped away the safety nets most small business owners rely on to get through the ...
Valentine Distilling Co. Wins 2019 Michigan 50 Companies to Watch Award from Michigan Celebrates Small Business  PRNewswireFERNDALE, Mich., March 18, 2019 /PRNewswire/ -- Valentine Distilling Co. has won a 2019 Michigan 50 Companies to Watch award from Michigan Celebrates ...
4 reasons you should work for a small business  Fox BusinessIt can be a smart move for your career, but maybe not for the reasons you think.
Toowoomba Small Business Exchange to promote local business  ChronicleQUEENSLAND Small Business Week 2019 will run from Monday, May 27 to Friday, May 31 this year, providing a great opportunity to celebrate small ...
The definitions of micro, small, and medium businesses have just been radically overhauled – here's how  Business Insider South Africa"Very small enterprises" have disappeared entirely, as have asset-value ceilings. And companies with turnover of up to R220 million can now qualify as ...
New tax break for small business owners  RochesterFirstCPA Dave Young of the New York State Society of CPAs discussed a new tax break for small business owners Monday during News 8 at Sunrise.
Small businesses more vulnerable to cyber risks  Albuquerque JournalA cyberattack that leads to downtime and lost data can be more costly for smaller companies than for larger businesses.
Small Business: Using Instagram to sell imported product - The Lunchbox Queen  New Zealand HeraldAuckland mother Lynley Edwards talks looking to Australia for business inspiration and the power of social media. What does your business do? The Lunchbox ...
Anxious small companies seek port in Brexit storm  The TimesTraditional challenges faced by small companies include the threat posed by competitors, managing cashflow, securing finance and enduring the ups and ...
3/17/19: American Black Journal - Small Business Workshop / Fresh Nation  Detroit PBS - One DetroitThe 5th annual Small Business Workshop is coming up in May, and this year's theme focuses on how small business owners can navigate changes in the ...
Small Business Hiring Breaks Record  The Wall Street JournalThe great American jobs machine is still roaring. Slowing global growth and trade friction may cloud the economic horizon, but U.S. small businesses in ...
Running a small business? Here's how 'fringe benefit tax' affects you  Yahoo Finance AustraliaMany businesses look to get the best out of their staff by providing benefits and perks over and above their normal salary and wages. Whilst that can be a great ...
Property market meltdown could ruin small businesses, treasurer warns  Yahoo Finance AustraliaTreasurer Josh Frydenberg has warned that the property downturn in Sydney and Melbourne could flow into the broader economy, smashing small businesses ...
Smart Metering Systems to supply meters to SSE small business customers  ShareCastMetering services company Smart Metering Systems (SMS) has signed an agreement with SSE Energy Supply, under to which SSE appointed SMS as its ...
3 ways your small business can break the hiring mold  Fox BusinessYou don't have to do things the same way larger companies do.
Australia's NAB to expand threshold for small business protections  ReutersNational Australia Bank said on Friday it would expand the threshold for small business protections and would work with regulators to implement other key ...
Penn State DuBois to Offer Small Business Start-up Event and Entrepreneur Panel | GantNews.com  GANT NewsDUBOIS – In celebration of Start-up Week, April 1-5, Penn State DuBois will offer the program, “So You Want to Start a Business.” Open to all members of the ...
How to protect your small business from the dark web  TechRepublicEducation, monitoring and response tools, and training about the dark web are essential to protecting your small business from cybercriminals.
Northern small business owners are the UK's happiest, Yorkshire Bank finds  Retail TimesNew research from Yorkshire Bank, part of CYBG plc, suggests businesses should look north for guidance on achieving a better work-life balance and reveals ...
Australia’s housing market collapse could destroy small businesses and hit family budgets  Daily MailLess than a fortnight way from his first federal budget, Treasurer Josh Frydenberg said there will be a shift of focus this year as a result of falling housing market ...
CFIB champions the needs of small business  Troy MediaRichard Truscott talks about how CFIB supports its small business members and works toward a brighter, more diversified future.
Tax filing deadline 2019: Small businesses prepare expenses to deduct  CBS NewsWhile the Internal Revenue *Service* generally approves valid business-oriented deductions, the agency takes a firm stance against others, Selva Ozelli, and ...
Memphis Medical District targets local small businesses as part of collaborative  The Commercial AppealMemphis medical giants are piecing together a medical district more welcoming to local business by combining their considerable powers.
A passion for small business is overrated – it won't make you money  The GuardianMy most successful small-business clients aren't the most passionate. What excites them is making money.
DOE Announces $100 Million in Small Business Innovation and Technology Funding  Energy.govWASHINGTON, D.C. – Today, the U.S. Department of Energy (DOE) Small Business Innovation Research (SBIR) and Small Business Technology Transfer ...
Big banks join forces with mini-hubs for small business  Financial TimesThree of Britain's four largest banks have teamed up to launch jointly-run mini- branches for business customers amid rising concerns that branch closures and ...
What small business owners want to see in the next federal budget  Financial PostFor nearly the entire 48 year history of the Canadian Federation of Independent Business, small business owners have ranked lowering the total tax burden as ...
61% of Veteran Small Business Owners Built Their Business on Facebook  Small Business TrendsIf small business owners want to succeed, they need to understand the impact of technology on small business and customer expectations.
Facebook's Workplace App Targets Slack, Microsoft Teams...And Other Small Business Tech News This Week  ForbesHere are five things in technology that happened this past week and how they affect your business. Did you miss them? 1 — Facebook's Workplace reaches 2M ...
73% of All Small Business Teams Will Have Remote Workers by 2028  Small Business TrendsThe latest statistics from Upwork reveal the growth of remote workforce trends. Will we all wind up working from home eventually?
How to Protect Your Brand with a Trademark  Small Business TrendsYou likely have heard about trademarking your brand to protect your small business identity. But do you know how to do it and why it's important to use it?
Transnet Launches Its Fifth Small Business Hub In Empangeni  Railways AfricaTransnet has officially launched an Enterprise Development mega-hub for small businesses and entrepreneurs in Empangeni, north of KwaZulu-Natal.
Local small business owner launches bid for Cave Spring Supervisor seat  WFIR News Talk RadioThe owner of Wine Gourmet has formally announced his run for Cave Spring Supervisor. 33-year-old Brian Powell says he wants to move economic ...
About.me acquired by mobile-first small business startup Broadly  TechCrunchPersonal homepage startup About.me has been acquired. Again! The company, once bought by AOL for a reported $35 million, decided a couple years after the ...
When Facebook and Instagram are down, small businesses and big brands can suffer  USA TODAYA day without Facebook and Instagram is a lost day of business as businesses rely more on social media to find customers, sell items, and build buzz.
Starting a Small Business? This $20 Class Will Teach You How to Help It Thrive.  EntrepreneurBarry Moltz shows students how to establish profitable, sustainable ventures across 15 hours of *content*.
China tells banks to increase lending to small businesses  Financial TimesChina's banking regulator issued new guidelines on Wednesday designed to encourage banks to increase loans to small businesses, as Beijing seeks to ...
How Dell uses SXSW to support small business  Austin Business JournalWith the bright spotlight of South by Southwest shining on Austin, Dell was happy to share the stage with many of its small business customers. That included ...
Your Money: Pay yourself first? Last is how small biz often works  ReutersNEW YORK (Reuters) - Everyone knows the Golden Rule of business is to pay yourself first. But more than half of small business owners are going months ...
Jim Blasingame: How small businesses saved our job-creating, uh, bacon  Times DailyIf you've read my column in the past, you know that I consider the only positive to accrue to the Main Street economy during the lost decade (2007-2016) is the.
Government’s refusal to help small businesses is destroying them  Evening StandardYou've got to feel for Alex. When his dad died in 2012, he took over the family business — a bustling café near Victoria station that had been loved by the local ...
Pay yourself first? Last is how small biz often works  STLtoday.comEveryone knows the Golden Rule of business is to pay yourself first. But more than half of small business owners are going months without pay — if they are ...
27 Best Small Business Credit Cards in 2019  CardRates.comOne of the fundamental financial rules of having your own business is that you must keep your personal and business finances as separate as possible. This not ...
10 Tips for Updating Your Small Biz Strategies with New Innovations  Small Business TrendsShares. |. 132 · 36 · Print This Article · 3 · Email this Article. 0. Shares. 132 · 36 · 3. Email this Article Print This Article. Updated tech is extremely important for ...
NAB floats compromise in small business loan debate  Sydney Morning HeraldNational Australia Bank has put forward a compromise in the debate over which firms should be treated as small business banking customers, a move that could ...
NYC's Small Businesses Want Congestion Pricing  ForbesCongestion pricing would achieve two things. First, it would incentivize other transit options, like buses and the subway, and reduce overall street traffic. Second ...
Amazon’s Winner-Take-All Approach to Small Business  BloombergThe company grabs sales from successful merchants by giving search priority to its private-label goods.
ATO should show 'grace' to small business  The Australian Financial ReviewThe Tax Office should put "grace ahead of lawyers" when dealing with small business, Assistant Treasurer Stuart Robert has warned. Days after an independent ...
Small Business Owner On Trump's Tariffs And Trade With China  NPRNPR's Lulu Garcia-Navarro talks with Tiffany Williams about how President Trump's tariffs are affecting her business. She's the co-owner of a luggage shop in ...
Facebook powering small business to access markets, says India head  Economic TimesNEW DELHI: Social networking giant Facebook is powering small business across the country by providing tools on its platforms to access markets, which ...
View: Amazon’s winner-take-all approach to small business  Economic TimesBy Noah Smith Small businesses are a pillar of capitalism and of a healthy economy. They provide a path into the middle and upper-middle class for people who ...
Banning of Unregulated Deposit Schemes Ordinance: Bad news for small businesses?  Moneycontrol.comConcerns have been expressed that the law is extremely harsh and will lead to hardship for many individuals, small businesses etc. Doubt have been expressed ...
Lamont: 'As a small-business person...'  The CT MirrorGov. Ned Lamont stressed his small-business background Friday in pushing back at a proposal by labor Democrats to require payment of the minimum wage to ...
Britain’s Small Businesses Aren’t Prepared for Brexit  BloombergQuint(Bloomberg Businessweek) -- Julianne Ponan doesn't run a gigantic corporation, but she hasn't been doing badly. When she bought Creative Nature, based in ...
Yorkshire retailer in the running for 'Best Small Company' at local business awards  THIISHarrogate-based retailer Rise Furniture and Mobility has been shortlisted for the 'Best Small Company' award at the Harrogate Advertiser Excellence in ...
Paid-leave debate splits Minnesota business owners  Minnesota Public Radio NewsBusiness groups that carry heft around Minnesota's Capitol are lobbying against creation of a state-run family leave system, but some small entrepreneurs say ...
Small businesses the biggest tax dodgers  The Australian Financial ReviewDodgy tax claims by small business are costing $10 billion a year, beating the $8.7 billion "tax gap" for individuals and four times worse than big business.

Tell Me The Reasons Why I Should Believe You?

Have you ever heard the phrase, 'PREPONDERANCE OF PROOF'?I recently... Read More

Marketing Your Small Business - The Top 10 Brilliant Ideas

A Brilliant Marketing Idea... sounds great but what is it?... Read More

Conquering Confidence Killers for Small Business Success

"The way to develop self-confidence is to do the thing... Read More

Image is Everything - Secrets to Cleaning Car Fleets

A recent survey indicated that clean Taxi Cabs Fleets have... Read More

Small Business Server Business Tips

Top 3 Ways to Maximize Your Small Business Server Consulting... Read More

Creating Lists to Learn About Yourself, Your Business and Your Customers

I love lists. I make them for everything. And I'm... Read More

Pressure Washing of Paving Equipment and The EPA

Many pressure washing companies will be glad to take on... Read More

Making a Donation to Bring MORE Business

How a donation is different from a sponsorship and what... Read More

Temporary Staffing Agency: How to Start

The temporary staffing industry continues to expand, with yearly double-digit... Read More

Job Costing - Do You Know How?

What's your job profitability? I meet with business owners every... Read More

How to Define Business Objectives

Why does a good business relationship rely on having some... Read More

Not Listening Can Hurt Your Small Business

Most small business owners seek advisors who can help them... Read More

Sexual Harassment - Its just not on!

Sexual Harassment is a disturbing part of employment life in... Read More

The Key To Success - Choose The Right Partners

Do you promote yourself as offering prompt, reliable and quality... Read More

Justice In Action

During the 1980 presidential campaign, candidate Ronald Reagan vowed, if... Read More

The Truth About Government Grants for Your Business

Free money! Receive up to $25,000 that never has to... Read More

10 Ways to Start a Business on a Budget

If you've been thinking about starting a business, but are... Read More

Franchises Offer Shortcuts, But Not Control

Q: I will be retiring this year at age 60... Read More

Yeah, It IS Lonely At the Top

Sometimes when you run a business you feel as lonely... Read More

Are You Running Your Business or Is Your Business Running You?

Being a small or home-based business owner can be loads... Read More

Small Business Publicity -- Worth It?

You bet it's worth it. Publicity via news releases, along... Read More

How Micro Loans Can Mean Macro Success for Your Business

"Inch by inch, row by row...that's the way my garden... Read More

Motorcycle Detailing Procedures Manual Sample Outline

If you are a motorcycle detailer and need to expand... Read More

The Skills Gap: It Pays to Use Experts

By outsourcing to skilled professionals you'll be able to grow... Read More

How to Raise Your Fees and Thrill Your Customers

Think the best way to get more customers is to... Read More