The 1% Solution

You probably know the story of Sherlock Holmes and the 7% solution. He had a drug addiction. He needed the drug. He was able to control his addiction by taking the drug in a 7% concentration. Anyone with common sense knows you cannot survive on 7%. It is a slow death.

When you retire you are familiar that most brokers and financial planners recommend you go into nice safe bonds that pay about 7% annually. That 7% solution will barely keep you alive until you die. Isn't there a better solution?

Conventional wisdom states that you should become extremely conservative when you are old and retire so your funds will last you until you check out. Let me assure there is no such thing as a conservative investment. That is an oxymoron. Even nice safe bonds have a way of going down the toilet. Even municipal bonds. So far U.S. government bonds have stood the test of time. That is, if you can live off that little 7% income. There is a better solution. I like the 1% solution. No, not 1% annually, but 1% weekly. No I am not kidding. Personally, I only invest in mutual funds and my return is usually about 1% per week. It can be done.

Brokers and most financial planners ("experts") will have you in a diversified portfolio - stocks, bonds, mutual funds, real estate, etc., that changes as you get older. I also believe in mutual funds, only no-load mutual funds. My diversity is in different types of funds, but only in funds that are in the top 1% or better of all funds. There are more than 8,000 mutual funds and I pick the ones that are the best performers for the past 12 months and I check monthly to see they remain there. If it doesn't, I sell it and buy one that is. You can check this by looking in Investor's Business Daily newspaper as they list the top 25 for the past 6 months and 12 months. Forget 3 years and 5 years. You pick yours from the top ten. If you will do this you will average just about 1% per week in any bull market.

Isn't it time you looked at the 1% solution for your finances?

Al Thomas' book, "If It Doesn't Go Up, Don't Buy It!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at http://www.mutualfundmagic.com and discover why he's the man that Wall Street does not want you to know.

1-888-345-7870; [email protected]

In The News:


One Way Street

Ever turn down a street, get half way and suddenly... Read More

Online Trading Strategy: Collecting Cash when Stocks Go UP - It PAYS to Know More than Others

When it comes to stock market trading it PAYS to... Read More

Trading Stocks ?Never Forget About A Past Trade

We all know that emotions control every decision that an... Read More

Gold Fever

Right now there doesn't seem to be any "gold fever".... Read More

Quality Investment Information: Standing Firm In the Face of Opposition

THERE'S SOMETHING TO BE SAID FOR standing firm in the... Read More

Price to Earnings Ratio - P/E

After finding the price of a particular stock, usually the... Read More

Perfect Storm

Having lived aboard a sailboat for 2 years I was... Read More

Stock Trading Secrets?

How often have you come across an advertisement or e-mail... Read More

Enronization

Even if you don't own any of their stock or... Read More

Bargain Basement - Finding Stocks That Go Up

Have you been listening to the talking heads on CNBC-TV?... Read More

Mutual Funds are Dead

You may have wondered why your mutual funds have been... Read More

Trading For A Living

How many times have you said to yourself, "I'd like... Read More

The Cub; II

We keep hearing about this bear market and that the... Read More

Mutual Fund Commissions

You have heard about a particular mutual fund from a... Read More

NASDAQ 800?

In November of 2000 when the NASDAQ was trading at... Read More

Investment Capital Gains

Have you bought any mutual funds this year or late... Read More

High Price/Earnings Ratios and the Stock Market: a Personal Odyssey

After some forty years of banking and investments, I retired... Read More

True Investment Road Maps

If you don't know where you are going any road... Read More

Why Stock Is More Risky Than Options!

You probably have been told that options are risky. Even... Read More

Trade Stocks for Real

I read a comment by a forum member on another... Read More

On Line Stock Trading: Small Cap & Micro Stocks Go Up and Down - How Can You Profit?

Success in small cap & micro cap stock trading like... Read More

The Problem With Hedge Funds

Are hedge funds a suitable investment for you? Hedge funds... Read More

The 401(K): How The Insider Has Stolen Your Retirement!

Mutual funds were moderately successful in creating a presence in... Read More

The Value of Stocks of a Company

The debate rages all over Eastern and Central Europe, in... Read More

Its Snowing

The Winter Games for the Olympics are coming up soon... Read More