Your Job

There are so many kinds of work that needs to be done and you are doing one of those jobs right now ? unless you are one of those two and a half million that have been laid off during the past 3 years. The press continues to blame China and India for stealing away all these forms of employment, but they don't have it right.

Many of the unemployed have been sent to train for new jobs and, unfortunately, the government in its infinite wisdom is training folks for high tech computer related work ? the kind that is being outsourced to foreign lands.

Have all those jobs gone to foreign countries? No. Many of them have been replaced by more efficient machinery or faster computers. They will not come back because they didn't go anywhere. They disappeared. You might want to take a close look at your own work. Can it be sent over the border to be done by someone earning one fifth of what you are being paid? Will improvements in technology someday replace you? The Wall Street analysts thought they were indispensable, but it seems that there are thousands of graduate degree stock analysts in India who are performing the same service for one fourth of the cost.

Suppose your job disappeared. What would you do? It is always smart to have a backup plan. Many people are going into business for themselves, but you better have a good size nest egg as it usually takes 18 months to break even and 85% of new businesses fail within 5 years.

If you plan ahead maybe you won't be out of work for very long and miss those paychecks. As "iffy" as our economy is today it would be wise not to wait until the axe falls.

One of the greatest sure things is the health field. With the boomers starting to retire in a few years a job in the health field should be relatively secure. These can't be shipped overseas. How about something related to the funeral business? You will want to think about any business where the work cannot be outsourced. Starting a business now that may take several years to start bringing in a profit in 5 years might be a solution. Is there a position that you have always wanted, but requires taking state or federal exams? Start now to study for and take those tests.

If you are required to start over you must be willing to work for less pay until you work your way up the ladder in the new profession. Don't wait until you are collecting unemployment benefits to start. Some people would rather sit at home than flip hamburgers at minimum wage. Can you stomach that?

Every day with the increasing advances in technology your job becomes riskier. Don't wait for the pink slip to start thinking about how you are going to pay the mortgage next month. Your job is any job you enjoy and at which you earn a decent living. Don't count on having it tomorrow; it may disappear.

Anticipation and planning are the watchwords so you will always be working and enjoying life.

Al Thomas' book, "If It Doesn't Go Up, Don't Buy It!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at http://www.mutualfundmagic.com and discover why he's the man that Wall Street does not want you to know.

1-888-345-7870; [email protected]

In The News:

Here's a look at the mutual fund favourites in May  MoneycontrolThe second month of FY19-20 saw a notable change in the sector and stock allocation from the top 20 mutual fund houses. On a month-on-month basis, MFs ...
What India's top three mutual funds bought and sold in May  LivemintInflows into Indian equity mutual funds in May rebounded from the smallest in 31 months as Prime Minister Narendra Modi's comfortable electoral win spurred ...
Which mutual funds will do well under new government?  Economic TimesIf you have any mutual fund queries, message on ET Mutual Funds on Facebook. We will get it answered by our panel of experts.
WRAP: What is prompting AMCs to turn to ESG Funds?  MoneycontrolSince inception (Jan 1991), SBI's ESG Fund has delivered 133.36 percent returns. As on April 30, AUM stood at Rs 2312 crore.
These three sectors saw highest MF inflows in May  MoneycontrolMutual funds continue to prefer bank shares in May, seeing good growth outlook, profitability and capital ratios, data released by the Securities and Exchange ...
Here are the mutual fund favourites in April  MoneycontrolMaximum month-on-month change in value was seen in TCS, ICICI Bank and Kotak Mahindra Bank.
First-time investors can look at these mutual funds for long term  Economic TimesInvestors, who were waiting on the sidelines for the uncertainty to recede, are now looking to deploy their cash. But, valuations remain steep.
As crisis deepens, here's what investors should do with NBFC stocks  MoneycontrolThe recent default by DHFL on interest payment to its debenture-holders followed by its rating downgrade by ICRA and CRISIL has raised *fresh* concerns on ...
Time to move your large-cap portfolio to passive funds  Moneycontrol.comOf 29 large-cap schemes, only three outperformed their respective benchmark indices.
Should you invest in algorithm-based quant mutual funds?  Economic TimesQuant funds work on a data-driven model that relies on a mix of parameters and algorithms to identify the right stocks at the right time. But can they beat actively ...
Impact of SEBI’s crackdown on mutual fund fees—A case study  Moneycontrol.comShreesh Biradar. For Indians, the best way to earn returns on savings was either investing in real estate or buying gold. The millennials are changing trends in ...
Should I add more schemes to my mutual fund portfolio?  Economic TimesI have recently started investing in mutual funds. I have invested in four schemes in February 2019. I just wanted to run them by you to see if I have selected the ...
Stocks to buy: 12 companies loved by both hedge funds, mutual funds  Business InsiderGoldman Sachs ran an analysis and found that the stocks most simultaneously popular with both hedge funds and mutual funds have outperformed the broader ...
Top fund houses wagered on many contra bets this May  Economic TimesTop domestic fund houses took note of the political stability post-election results and lapped up shares in many perceptibly contrarian bets in May, hoping for a ...
Flows into mutual funds revive in May as Modi win seems to spur risk demand  LivemintFlows into Indian equity mutual funds in May rebounded from the smallest in 31 months as Prime Minister Narendra Modi's comfortable electoral win spurred ...
With a rangebound market, could SIPs in these top 16 medium-high risk stocks give 18-25% return p.a.  MoneycontrolThe market after hitting a record high on June 03 and rallying sharply, corrected a bit and remained rangebound ahead of the much-awaited big event - Union ...
I am new to investing. Which books should I read to understand stock market and mutual funds?  Economic TimesTo learn about mutual funds, you can read Common Sense On Mutual Funds by John Bogle. Here is a list of books for learning about stocks and mutual funds.
The next bear market could be unusually severe for stock investors  MarketWatchIt's not the price you sell at that matters most; it's the price you paid.
Consider investing in direct stocks only if you can monitor portfolio proactively  LivemintDirect stocks can be considered if you have the ability to do research to identify the stocks to be bought as well as to be sold.You should be revisiting your ...
A look at mistakes committed by investors of equity mutual fund schemes  Moneycontrol.comBalwant Jain. The interest of investors has been shifting from direct equity investing to equity mutual funds over a few years. Though this is a welcome trend, ...
How concentrated is your mutual fund scheme?  LivemintMost mutual fund schemes diversify across stocks and sectors. But sometimes managers follow a concentrated strategy either due to a scheme's mandate or ...
Stay away from stock tips  LivemintIf taming the stock market was easy, everyone would do it.Losing money in market is real and facing volatility is part of the deal.
Small and mid caps revival on cards; should mutual fund investors join the party?  Economic TimesMany stock market pundits believe that mid cap and small cap stocks are likely to bounce bank in the current rally in the market.
10 NBFC stocks that have fared well despite crisis in the sector  Economic TimesNot all NBFC stocks fared poorly. Here are 10 stocks that have given extraordinary returns in the past year.
Top 20 under-owned stocks by FIIs and MFs as of Q4: do you own any?  Moneycontrol.comExperts are of the view that investors should not worry too much on under-ownership of stocks by FIIs as many times it offers potential opportunity for them to top ...
Stocks to watch: Hexaware Tech, HDFC AMC, Intellect Design Arena, Wockhardt  Business StandardAt 08:17 am, Nifty futures on the Singapore Exchange (SGX) were trading 25.50 points or 0.21 per cent lower at 11,894.50 indicating a negative start for the ...
6 stocks that are expected to report high profit growth this year  Economic TimesThough overall growth may remain muted in 2019-20, select stocks will see sharp earnings growth and can be good investment bets.
Quant funds are suitable for savvy investors with equity portfolio  Business StandardA few fund houses are in the process of launching quant-based schemes to remove human bias in stock-picking. DSP Mutual Fund's (MF's) DSP Quant Fund ...
BOI AXA scheme’s NAV slumps 15.34% on Sintex BAPL writeoff  Economic TimesMUMBAI: BOI AXA Credit Risk, a debt mutual fund scheme that invests in lowly-rated papers, saw its net asset value (NAV) dip by 15.34 per cent on Thursday ...
Modi 2.0: Here are top stocks picks from four brokerages  LivemintNew Delhi: Lok Sabha election was one of the most awaited events for this year. After one and half months of voting across the country, results are finally out and ...
Hot and Cold Stocks of Mutual Funds in April 2019  MoneylifeIn April 2019, Larsen & Toubro and Hindustan Petroleum Corporation(HPCL) were the most preferred stocks of Indian mutual funds.
Should you invest in the DSP Quant Fund NFO?  LivemintDSP Quant Fund to select stocks based on pre-determined rules to eliminate bias.The NFO of DSP Quant Fund will remain open till 3 June.
Investors snap up stocks at fastest pace in 3 months  MarketWatchInvestors snapped up U.S. stocks at the fastest pace in three months during the five-day trading period that ended July 12, according to data released Friday.
Modi 2.0 portfolio: Here's how to allocate Rs 10 lakh for next five years  Moneycontrol.comThe landmark victory not only suggests continuity of reforms but also brings an end to political uncertainty, suggest experts. The climate is just about right for ...
Exit or hold? What you should do if your mutual fund is exposed to DHFL  Business StandardDebt funds, as a category, are hurtling from one crisis to another. After defaults by Infrastructure Leasing & Financial Services and delays in payments by Essel ...
Under Modi 2.0, a new beginning likely for stocks, mutual funds and bond market  Zee BusinessModi 2.0 has raised hopes that the issues faced by the economy will be tackled in a firm and prudent way. Get more India News and Business News on Zee ...
Ignore Gloomy Stock Market Warnings - Investor Actions Show Equities As Desirable  ForbesThe danger warnings of owning stocks are building, in both number and seriousness. However, the rationale is a tiresome repetition of well-known issues and, ...
Sensex stocks vs Sensex index mutual fund: 5 things to know  Times NowStock market investing has garnered numerous eyeballs over the years due to the lucrative returns, high liquidity, relatively lower tax rates on long-term capital ...
Super six: These stocks have outperformed Sensex every month in 2019  MoneycontrolThere are only 13 BSE500 stocks that have delivered positive returns every month in 2019.
Top 10 large, mid & smallcap stocks MFs bought in April; do you own any?  MoneycontrolMutual fund (MF) inflows moderated in April even though Indian stock benchmarks rewrote history. The Sensex touched a *fresh* record high of 39,487 on April 18 ...
'Smallcaps will outperform mid & largecaps; invest in these 3 value stocks'  MoneycontrolEarnings should be better in the second half of FY20, but the critical factor will be the earnings trajectory of the banking sector in FY20.
Markets may extend gains on US-Mexico reprieve  LivemintIndian equities are expected to extend gains on Tuesday as global markets are supportive. Asian stocks made modest gains on Tuesday after the US shelved ...
Vetri Subramaniam, UTI Mutual Fund, talks about which stock segments he favours now  Economic TimesIndia's growth trajectory has been consistent over the past two decades and many firms have performed well across cycles, Vetri Subramaniam, Group President ...
The rise of machines  Morningstar IndiaThe first consumer-facing robo-advisers, Wealthfront and Betterment, began operations in 2008, yet neither company offered financial advice to retail investors ...
How DHFL default grade hurts your mutual fund returns - Mounting trouble  Economic TimesAfter debt-laden mortgage lender Dewan Housing Finance (DHFL) failed to pay on its bonds on Tuesday, net asset values (NAVs) of several debt funds ...
Jeff Bezos, Warren Buffett, and More of the World’s Best CEOs  Barron'sWith patience and skill, Blackstone Group CEO Stephen Schwarzman helped build an alternative-investment powerhouse that soon will be available to a much ...
Retail Investors Should Take Exposure To Midcap Stocks Through Mutual Fund Route: Ankit Jain, Mirae Asset Global Investments  BW BusinessworldIn an interview with BW Businessworld, Ankit Jain, Fund Manager, Mirae Asset Global Investments (India), talks about Consumption led funds, lending rates and ...
A $13 billion fund makes contrarian bet on India consumer stocks  LivemintMumbai: Flagging Indian sales of products like toothpaste and hair oil have been a drag on the share prices of the nation's consumer goods makers, but each ...
Mutual Fund Update: Stocks that witnessed selling pressure from fund managers in April 2019  Dalal Street Investment JournalIn our last update, we listed the top 5 stocks that attracted fund managers in the month of April 2019. Now, let us have a look at top 5 stocks that witnessed a lot of ...
A $13-billion fund manager bets on unloved Indias consumer stocks  Business StandardFlagging Indian sales of products like toothpaste and hair oil have been a drag on the share prices of the nation's consumer goods makers, but each dip is a ...
Growth-stock mania is bad for your financial health  MarketWatchInvestors tend to buy and sell at the wrong time, reducing their potential returns.
Finance Ministry to launch ETF with bank stocks, fin institutions this fiscal  LivemintNew Delhi: The finance ministry is planning to launch an exchange traded fund (ETF) consisting of stocks of PSU banks and financial institutions this fiscal and ...
India’s second biggest fund house busy lapping up stocks that are down 45-72%  Economic TimesICICI Prudential Asset Management, the country's second-largest money manager by assets, was busy all through April lapping up beaten down stocks, when ...
How to invest in index funds to build long-term wealth  Business InsiderIndex funds are low-cost, all-in-one investments that track a specific financial market and are designed to diversify your money and minimize risk.
Sebi bars NDTV promoters Prannoy, Radhika Roy from accessing securities markets for 2 years  Economic TimesThe Securities and Exchange Board of India (Sebi) banned Prannoy Roy and his wife Radhika Roy from being directors or holding any key managerial position ...
Blue Apron's Stock Split: What It Means For Investors  Yahoo FinanceOne of the worst-performing high-profile IPOs of the past decade made *fresh* lows on Friday after the company approved a 15-to-1 reverse stock split to maintain ...
MF SIP tips! These 5 mutual funds are best picks - Here`s how to get rich with these schemes  Zee BusinessThe mutual fund industry has continued to witness robust SIP inflows. Get more Personal Finance News and Business News on Zee Business.
Time to shop? 150 stocks at attractive valuations vs historical levels  MoneycontrolOnce short-term uncertainty subsides, investors are likely to chase value. Attractive levels are starting to emerge in the midcap universe and select opportunities ...
Stock markets @ record high: 3 tips for mutual fund investors  Times NowNew Delhi: Stock markets grab all eyeballs when the headline equity indices hit record highs or near the previous all-time high levels. From traders to long-term ...
RBI cuts repo rate by 25 bps; these 10 rate-sensitive stocks are likely to benefit the most  Moneycontrol.comThe Monetary Policy Committee (MPC), on expected lines, slashed the repo rate by 25 bps on June 6 as the growth in the gross domestic product (GDP) ...
Stocks gain on fresh buying by mutual funds in selected scrips  The News InternationalThe capital market on Friday closed positive on *fresh* buying from financial institutions and leading mutual funds, with most important scores arriving from cement ...
PPFAS mutual fund gets ready to launch 2nd equity fund in 6 years  Moneycontrol.comSix years after launching its first and only equity mutual fund (MF) scheme so far, PPFAS Asset Management is ready to launch its second equity fund, Parag ...
Ready to Invest? 12 Steps to Start Investing  The Motley FoolInvesting can be complicated and difficult -- or relatively quick and easy. Here are the steps to start building long-term wealth in the stock market.
Can Nontransparent ETFs Save Active Mgmt?  ETF.comNew ETF structure could give actively managed strategies a much-needed boost.
Top 10 stocks that mutual fund managers bought and sold in March 2019  Moneycontrol.comData for equity flows into mutual funds for March came as a breather after a weak February. An increase in net inflows in equity and income category led to the ...
Don't run out of money in retirement: 4 tips to protect savings  Fox BusinessHalf of Americans are on track to experience a potential shortfall covering essential retirement expenses.
What India's top three mutual funds bought and sold in March  Economic TimesIndias largest money manager held 1.5 trillion rupees in equities.
Mutual funds bet big on these 30 stocks in November; do you own any?  Moneycontrol.comThe Indian equity market rose about 5 percent in November but what was more heartening to see was inflows into mutual funds. Investors pumped Rs 1.4 lakh ...
Govt increases limit to disclose investment in stocks, mutual funds for employees  Moneycontrol.com*Service* rules say no government servant shall speculate in any stock, share or other investment.
What top mutual funds bought and sold last month  LivemintMumbai: Inflows into Indian equity mutual funds in January were the smallest in two years as heightened market volatility and political uncertainty cooled ...
A young investor’s guide to mutual funds  Economic TimesMany young investors, who are barely a year or two old in their career, are eager to start investing in mutual funds. ETMutualFunds.com receive many queries on ...
Mutual funds sell several blue chips stocks, buy mid-caps in March  Business StandardDomestic money managers were seen pruning their holdings in several blue-chip stocks, including Reliance Industries (RIL) and Housing Development Finance ...
Can mutual funds give multibagger returns like stocks?  Economic TimesStocks can be multibaggers. They can offer extraordinary returns in a very short period. Can mutual funds ever do that? This was a question thrown at Rajeev ...
How concentrated is your mutual fund portfolio?  LivemintA concentrated portfolio can backfire badly if the fund manager's strategy goes wrong.A portfolio with few stocks can fall sharply if share prices of most stocks in ...
What India's top three mutual funds bought and sold in February  LivemintMUMBAI: Inflows into Indian equity mutual funds in February were the smallest in more than two years as savers held back investments amid market volatility ...
7 stocks most favoured by mutual funds over last one year  Economic TimesAs the markets hit a speed bump, stocks favoured by mutual funds appear to be safer bets.
I want to invest Rs 1 crore in stocks and mutual funds for 5 years. How should I invest?  Economic TimesYou may consider the following asset allocation: 40% in large-caps; 40% in large and mid-cap, or multi-caps; and remaining 20% in mid- and small-cap funds.
Active mutual funds fail to reflect index gains  Economic TimesThe Nifty, which has hit all-time highs for the second time in April, has advanced 12% in the last one year. But these gains are yet to reflect in many mutual funds' ...
Mutual funds or direct equity investment – which is better?  Economic TimesOne big question that often dogs investors is which investing option should they opt for: mutual fund or direct equity? Katalyst Wealth's Ekansh Mittal ends your ...
The dangers of high mutual fund inflows  LivemintMutual funds have put ₹2.4 trillion into markets in the last two years.Equity mutual funds receive ₹8000 crore monthly through SIPs.
Should you invest in international mutual funds?  LivemintIf you were to sort all equity mutual funds available for retail investment by their one-year performance, international funds would come on top. The best ...
Stocks vs Mutual Funds: Which is a Better Option to Invest?  EntrepreneurStocks and Mutual Funds have their own set of hiccups, which are better to know before making your investments.
How income from stocks and mutual funds are taxed for an individual  Moneycontrol.comCapital gains from transfer of unlisted share are considered as STCG where period of holding is less than or equal to 24 months, and LTCG when holding period ...
Why your core equity portfolio should be in index mutual funds  Economic TimesInvestors flock to the performing fund “after” it has beaten the index. Fund selection is not an exact science, and there will be hits and misses.
What to do if your mutual fund scheme earns more return than your investment  Economic TimesAre the returns shown in your mutual fund account statement same as the returns delivered by your fund? It is quite likely that you might have earned less than ...
Top 30 stocks that fund managers bought & sold in March; do you own any?  Moneycontrol.comData for equity flows into a mutual funds for March came as a breather after a weak February. Increase in net inflows in equity and income category led to the ...
Investment limits Sebi prescribes for mutual funds  LivemintDid you know that there are guard rails that the Securities and Exchange Board of India (Sebi) has put in place to protect you from the risks of over-exposure to a ...
Mutual Funds increase holding in ‘attractively valued’ oil & gas stocks  Economic TimesMUMBAI: Mutual funds have been adding shares of oil and gas companies such as GAIL, HPCL, BPCL and ONGC over the last few months, encouraged by ...
Mutual funds shooting themselves in the foot?  Economic TimesWhat if banks take a leaf out of Kotak and HDFC Mutual Funds' decision to direct investors to come another day to get their money instead of paying them on the ...
What top 5 money managers bought and sold in February  Economic TimesFebruary was the fourth consecutive month of decline in net investment into equity mutual funds.
27-year-old rule changed: Disclosure limit on MF, stock investment up for bureaucrats  Economic TimesGroup A and B officials had to intimate government if total transaction in shares or MFs exceeded Rs 50K.
Fund managers ready to go shopping after sharp correction in stocks  Moneycontrol.comDomestic fund managers are capitalising on the market fall and buying shares as they feel the valuations have become attractive after a sharp correction in the ...
Here are 30 stocks that fund managers bought & sold in February  Moneycontrol.comEven the month of February witnessed the lowest inflow in equity mutual funds in the last 2 years. Only Rs 5122 crore of *fresh* inflows took place in equity funds.
Here are a few mutual funds that stocked up on YES Bank in Q4FY19  Business StandardShares of YES Bank tanked 30 per cent in trade on Tuesday, after the bank reported a massive Rs 1,507 crore loss in the fourth quarter of financial year 2018-19 ...
Top 8 most common mutual fund investing mistakes and how to avoid them  Business StandardMutual funds garnered Rs 8,022 crore of its assets by way of SIPs in December 2018, 29 per cent higher than the previous year | Illustration: Binay Sinha ...
Investing in mutual funds? Size of fund doesn't matter  Economic TimesA bigger MF is not always a better fund. If you come across a well-performing small fund, invest in it.
New SIP investors feel the pain as equity fund returns disappoint  Economic TimesSip by sip: That's how the average Indian had a taste of equities in the past couple of years. But the steady road to riches, which involved monthly mutual fund ...
Diversify equity portfolio with international funds  Economic TimesAs a part of diversifying your equity portfolio, wealth managers believe investors should diversify geographically using mutual funds. They can do this by ...
Managing Money with Moneycontrol | Where should you invest: Stocks or MF?  Moneycontrol.comWhile we all know investing in equity as an asset class is great for wealth creation over long-term, most investors get stuck with how to do this. Should you invest ...
Stick to MFs if you lack knowledge on stocks  LivemintWhile equity is surely the way going forward considering your age and the financial goals, how you buy in equity is important.Direct stocks work very well if done ...

Buying New Issues

Has your broker been calling you recently with the "great... Read More

The Information Age

It is wonderful to be alive in the information age.... Read More

Dont Fight The Fed

One of the great truisms of Wall Street is "Don't... Read More

How Eating Bitumen Made Me a Better Trader

Trading is a fascinating activity.There are so many layers to... Read More

Understanding Stock Market Indexes

A stock market index is a statistical measure of changes... Read More

Stock Analysis

I receive emails from Morningstar. This company provides statistics and... Read More

Pathways

During our travel down life's path we come to many... Read More

Jack and Jill

Jack and Jill went up the hill to fetch a... Read More

Trapeze Artist - Swinging with the Stock Market

When we go to the circus we see a trapeze... Read More

Eternal Sunshine

There is a current movie entitled "Eternal Sunshine of the... Read More

You Wont Like This

Why? Because I am going to shatter your conventional wisdom... Read More

Money, Insanity and Wall Street

Money: the most charged word in the planet. It means... Read More

Selling Strategies - Setting a Stop Loss

Sometimes the best way of lowering exposure to risk is... Read More

Time Out

Are you paying any attention to your retirement savings? Do... Read More

Dispelling Illusions of the Stock Market

How can you dispel an illusion unless you look directly... Read More

Overvalued & Underbought

With all the bad news that has been dumped upon... Read More

Successful Trading ? Taking Profits - Part 2

Suppose your position has made a big move and you... Read More

Whitewater Stock Market

Ever done any whitewater rafting or canoeing? Long periods of... Read More

Direction

It is difficult to make money in a bull market,... Read More

Analyst Reports

When you become interested in a stock or mutual fund... Read More

Wall Street Paradigm

In 1960 an engineer working for a watch company in... Read More

Buying Stocks and the Importance of Correct Timing

An investor can find and research the best stock on... Read More

Play another Day

Money management starts with protecting your capital, realizing profits and... Read More

Stock Investment Advice

Stock investment advice is easy to find. Do you get... Read More

Performance Funds

Mutual funds are doing more and more to discourage investors... Read More