The Cash Now Question

If you have ever been in a bind for cash you know the stress, the weight of not being able to pay your bills. In these desperate times, desperate measures are often taken. Expensive loans, overused credit cards, and a snowball of events quickly complicate your financial position. Once the collectors begin their relentless pursuit of your sanity, the road to financial prosperity seems a million miles away. On the scene arrives your hero, the "Cash Now" guy.

The "Cash Now" guy says he can buy your lawsuit settlement and give you a lump sum for it. Of course, you have to have a structured settlement; you have to be receiving annuity payments, on top of a myriad of other qualifications. So if you are a lawsuit winner with an annuity settlement, is it really as good as it seems? Can cash now ease your financial woes? Maybe, but maybe not, it all depends on your situation.

The formula is simple. Does solving your money problems today outweigh the price you pay to get an advance on your future annuity payments? For example, paying what equates to a one time 25% interest fee on $30,000 might be worth the price to save your home and avoid bankruptcy. If you are behind on credit cards, which charge you a ridiculous 24% interest rate, does it make sense then to take a lump sum option? The credit card rate is better than the discount you would pay. What if you had to give up $30,000 of your $75,000 lump sum due in 8 years? Will the $45,000 you get today make up for the 30k throw away?

Annuities and structured settlement suits were created and scheduled to meet the future needs of a recipient. The fee for accelerating those payments is exorbitant. Researching alternative options is a must, and at the end of the day, it is your sanity that makes the final argument. Is cash now an answer to your prayers? Probably not but, it is a choice on your list. And it's time to get started on that list before your bills get the better of you.

Jason M. Rigler
National Marketing Director and Guru
[email protected]
Prosperity Partners
www.ppicash.com

In The News:

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Integrated Financial Settlements, Inc. (IFS) Announces Robert Lee as new Chief Executive Officer at IFS
PR Newswire (press release)
ATLANTA and DENVER, April 2, 2018 /PRNewswire/ -- Since the creation of Integrated Financial Settlements over a decade ago, the shareholders of IFS have worked hard to build an organization of great people and companies who together have helped lead ...

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Weekly Register

People News: IFS, AIG, CNA
Claims Journal
Robert Lee has been selected as the new chief executive officer at Denver-based IFS, a holding company with several industry subsidiaries in the structured settlements and MSP compliance marketplaces. For the past two years he has served as CFO ...
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Worldwide Facilities to Acquire Sullivan Group
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He worked with and expanded a family reinsurance business and a property/casualty business known for its medical professional liability program before establishing The Sullivan Group in 1981. Along with various partners, over the years he launched a ...


“I will have my vengeance, in this life or the next” - does Russell Crowe's recent 'divorce auction' signal the ...
Lexology
Not necessarily. Whilst the terms of the financial settlement would be confidential, a divorce in England can deal with assets held worldwide. But it's interesting that under English law, for any items that were acquired during their marriage, the ...


Bloomberg

Women Harassed at Uber May Finally Get a Payday. But How Much?
Bloomberg
Evans, the employment lawyer who isn't involved in the case, said it's “very encouraging” that the settlement includes a commitment by the company to “at least start to change its business environment.” That includes provisions promising regular ...
Uber acquires bike-share startup JUMPTechCrunch
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Medium
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WorkersCompensation.com (press release)

Ametros CEO Marques Torbert Discussed Settlement Strategies at the American Bar Association's Workers ...
WorkersCompensation.com (press release)
Professional administration firms provide reporting services or tools to help patients comply with Medicare rules regarding their medical expenses, and some offer savings in the form of provider networks and pharmacy discounts to help prevent the ...


registrarjournal.com

$0.21 EPS Expected for Diplomat Pharmacy, Inc. (DPLO); Asta Funding (ASFI) Sentiment Is 0.43
Herald KS
The company has market cap of $24.51 million. The firm operates through four divisions: Consumer Receivables, Personal Injury Claims, Structured Settlements, and GAR Disability Advocacy. It currently has negative earnings. The Consumer Receivables ...
Diplomat Pharmacy, Inc. - DPLO - Stock Price Today - ZacksZacks

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Frisco Fastball

Asta Funding Inc (NASDAQ:ASFI) Just Reported Decreased Shorts
Frisco Fastball
About 14,618 shares traded. Asta Funding, Inc. (NASDAQ:ASFI) has declined 3.35% since April 18, 2017 and is downtrending. It has underperformed by 14.90% the S&P500. Asta Funding, Inc., together with its subsidiaries, engages in the consumer receivable ...
Asta Funding Inc (NASDAQ:ASFI) Shorts Decreased By 68.25%The Casual Smart
Asta Funding Inc (NASDAQ:ASFI) Sellers Decreased By 68.25% Their ShortsUS Index Live
Asta Funding Inc (NASDAQ:ASFI) Sellers Reduced By 68.25% Their Shorts As Of Apr 18, 2018The Fanob

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Law.com

Settlement of Commercial Litigation Matters: Approaches and Issues to Keep in Mind
Law.com
Tax: Always ensure that you have a handle on the tax consequences of a commercial settlement. Payments to executives frequently can be deferred compensation or parachute payments under Sections 409A or 280G of the tax code. If so, they must be ...


Asta Funding, Inc. (ASFI) Reaches $3.40 1 Year Low; Nightstar Therapeutics Plc – American Depositary S (NITE ...
MTA Star
The company has market cap of $22.52 million. The firm operates through four divisions: Consumer Receivables, Personal Injury Claims, Structured Settlements, and GAR Disability Advocacy. It currently has negative earnings. The Consumer Receivables ...
Asta Funding, Inc. (ASFI) Sets 12-Month Low on Apr, 15 at $3.40The Frugal Forager

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