The Cash Now Question

If you have ever been in a bind for cash you know the stress, the weight of not being able to pay your bills. In these desperate times, desperate measures are often taken. Expensive loans, overused credit cards, and a snowball of events quickly complicate your financial position. Once the collectors begin their relentless pursuit of your sanity, the road to financial prosperity seems a million miles away. On the scene arrives your hero, the "Cash Now" guy.

The "Cash Now" guy says he can buy your lawsuit settlement and give you a lump sum for it. Of course, you have to have a structured settlement; you have to be receiving annuity payments, on top of a myriad of other qualifications. So if you are a lawsuit winner with an annuity settlement, is it really as good as it seems? Can cash now ease your financial woes? Maybe, but maybe not, it all depends on your situation.

The formula is simple. Does solving your money problems today outweigh the price you pay to get an advance on your future annuity payments? For example, paying what equates to a one time 25% interest fee on $30,000 might be worth the price to save your home and avoid bankruptcy. If you are behind on credit cards, which charge you a ridiculous 24% interest rate, does it make sense then to take a lump sum option? The credit card rate is better than the discount you would pay. What if you had to give up $30,000 of your $75,000 lump sum due in 8 years? Will the $45,000 you get today make up for the 30k throw away?

Annuities and structured settlement suits were created and scheduled to meet the future needs of a recipient. The fee for accelerating those payments is exorbitant. Researching alternative options is a must, and at the end of the day, it is your sanity that makes the final argument. Is cash now an answer to your prayers? Probably not but, it is a choice on your list. And it's time to get started on that list before your bills get the better of you.

Jason M. Rigler
National Marketing Director and Guru
[email protected]
Prosperity Partners
www.ppicash.com

In The News:

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Qualified Settlement Fund  Legal ExaminerQualified Settlement Funds are a great planning tool for the end of litigation.
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Maryland attorney general urges structured settlement reforms  Baltimore SunMaryland's attorney general urged lawmakers on Thursday to give his office the ability to regulate deals offered by businesses that buy legal settlements at steep ...
Integrated Financial Settlements, Inc. (IFS) Announces Robert Lee as new Chief Executive Officer at IFS  PR NewswireATLANTA and DENVER, April 2, 2018 /PRNewswire/ -- Since the creation of Integrated Financial Settlements over a decade ago, the shareholders of IFS have ...
Structured Settlements, Annuities & Special Needs Trusts  Legal ExaminerPersonal injury lawsuits involving minor or moderate injuries are often settled with lump sum payments, in which the entire settlement amount is simply paid to ...
Rising Capital Associates Announces 'Structured Settlements' Scholarship  PR NewswireDELRAY BEACH, Fla., Dec. 1, 2016 /PRNewswire/ -- Rising Capital Associates, a leading structured settlement purchaser and annuity buyer, is giving a $1000...
The Division 2 Review in Progress (35 Hours)  Spiel TimesThe Division 2 is a lot of fun. After around fifteen hours, running through about half of the game's main missions and spending some time in the PvP-focused ...
Lawsuit Alleges MetLife Mistake Helped a Woman Keep Settlement Money From Her Daughter  Wall Street JournalA lawsuit related to medical malpractice is the latest example of an unexpected problem popping up at MetLife from decades-old business.
Trump Tax Law Hurts Personal Injury Suit Settlements  Forbes NowTrump's tax law adds taxes to some personal injury case proceeds, so be careful of the new rules.
The flawed system that allows companies to make millions off the injured  Washington PostFirms make tens of millions off some of the state's most vulnerable residents who at times exchange lifetimes' worth of income for pennies on the dollar.
BIMINI CAPITAL MANAGEMENT, INC. filed on Wed, Mar 20 10-K | Thorold News  Thorold NewsBIMINI CAPITAL MANAGEMENT, INC. filed 10-K with SEC. Read 's full filing at 000127547719000037.UNITED STATES SECURITIES AND EXCHANGE ...
What is a Non-Qualified Assignment?  Legal ExaminerYou have likely heard the term “structured settlement,” which refers to a system in which a plaintiff receives payments from his or her settlement over time rather ...
Independent Assignment Company Announces Strategic Contract with ALM Media  PR NewswireDALLAS, May 15, 2018 /PRNewswire/ -- Company officials today announced that Independent Assignment Company (IAC) will contract with ALM Media to help ...
Some structured settlements may offer significant advantages  CBS NewsStructured settlements don't seem to be a good deal for investors, but their non-securitized counterparts might be.
The Truth About Credit Card Debt Settlement  U.S. News & World ReportWhen you're struggling with credit card debt, a debt settlement may not be your best option.
Lottery decision — lump sum or 30 years of payouts?  Marketplace APMWhen you inevitably win the Mega Millions jackpot lottery (just kidding, the odds are 1-302,575,350), you're going to have a lot of decisions to make: which ...
Pros And Cons Of Structured Settlement Annuities  Law360A structured settlement annuity that pays at a predefined periodic frequency is often employed in resolving personal injury cases and has received wide support ...
Congress' duty to investigate structured settlement fraud  The HillCongress' good intention with these structured settlements has devolved into a system of deception and financial swindling.
Law Firm Firm Accused of Faking Structured Settlement Approvals  Insurance JournalStone Street Capital LLC sued a Manhattan law firm it retained to seek court approvals for structured settlements, claiming the firm gave them 76 fake.
Benefits of Using Structured Settlements in Claims Negotiations  ClaimsJournal.comAt zero expense to the carrier, tax-free, and tailored to fit the needs of the claimant, structured settlements are a powerful tool claims personnel can.
DRB Capital Files Motion to Include Principal, Kobi Ribak  PR NewswireDELRAY BEACH, Fla., July 18, 2018 /PRNewswire/ -- DRB Capital, LLC ("DRB Capital") has filed a motion with the Circuit Courts of Broward County, Florida to ...

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