Structured Settlement as an Investment Vehicle

You always hear people talking about the latest investment vehicle they're using. It's water cooler talk, dinner table talk, phone talk, it's everywhere talk. People are always looking for a way to invest their money that might be a little 'different' from what others are doing. Buying a structured settlement is one of those options.

A structured settlement is where one party is awarded an amount of money that is to be paid out over a certain period of time. It is commonly the result of an insurance settlement or a life settlement where the insurance company is required by a judge to pay the victims an amount of money over time. The person who is awarded the settlement then knows they can count on $X.XX per month over the next Y years.

However, often people who are awarded structured settlements don't want to receive the money over Y period of time. They want the money NOW. And why not? Often they can make better use of the money now than they could over 30 years, or sometimes they could better their personal finances right now and forever if they had a lump sum of cash right now for their structured settlement payments.

In comes the investor. As an investor, an alternative vehicle would be to buy someones structured settlement payments. That's right, pay cash for structured settlement payments. For example, Joe is awarded a $500,000 settlement from the insurance company for an auto accident he was involved in. The company is going to pay the $500,000 over the next 10 years, $50,000 each year. However, Joe would be better off if he could just get $150,000 now and let someone else receive the payments over the next 10 years. As an investor, you could do this. Of course, in this case you would have to have $150,000 in cash to buy the payments, but then over the next 10 years you would make 333% return on your initial investment of $150,000. Not bad!

I'm not saying it is an easy process to buy someone's structured settlement payments. The process involves lawyers, insurance companies, and judges, three things people tend to dislike. However, there are companies that can help you. They'll help you find all the resources you need to make a successful investment.

Good Luck

John Jonas
CashStructuredSettlements.com can help you pay cash for structured settlement payments.

In The News:


CFPB UDAAP Claim in Structured Settlement Factoring Case Moves Forward
Lexology (registration)
On September 13, the U.S. District Court for the District of Maryland allowed a UDAAP claim brought by the CFPB to move forward in which the defendants allegedly employed abusive practices when purchasing structured settlements from consumers in ...

and more »

PR Web (press release)

Novation Settlement Solutions' $250000 Pledge Makes a Positive Impact on Storm Victims' Lives
PR Web (press release)
Novation Settlement Solutions, the nation's most respected structured settlement company, is providing continued and direly needed support to hurricane victims through its $250,000 pledge of advances to Florida and Texas residents affected by Hurricane ...


Novation Settlement Solutions Pledges $250000 in Advances to Victims Affected by Hurricane Harvey and Impending ...
Benzinga
Florida-based Novation Settlement Solutions is pledging $250,000 in structured settlement and annuity advances to qualifying applicants affected by either Hurricane Harvey or those in its home state of Florida needing assistance in preparation of ...

and more »

Lexology (registration)

Despite Jevic, Priority Skipping Found to be Permitted as Part of Final Approval of DIP Financing
Lexology (registration)
11, Judge Gross said he was initially inclined to disapprove the settlement, saying that the U.S. Trustee lodged a “very strong objection.” The judge said he then reread Jevic, noting how “it was all about a structured settlement.” He quoted Justice ...


NM's addiction epidemic is out of control
Albuquerque Journal
Through structured settlements, money realized as a result of targeted litigation can be directed back into the communities that have suffered most. Manufacturers and distributors that sell pills in New Mexico should invest in safety-net services for ...


ESPN

Magomed Abdusalamov receives $22M injury settlement from New York State
ESPN
The state is to pay $10 million into structured settlement annuities for Abdusalamov, $10 million into an account overseen by his court-appointed property guardian (to handle financial obligations, including legal fees) and $2 million to his wife for ...

and more »

Emergent Capital (IFT) versus Torchmark Corporation (TMK) Head to Head Analysis
The Ledger Gazette
The Company provides customized liquidity solutions to owners of illiquid financial assets in two markets, which include life finance and structured settlements. The Company focuses on lending to outright purchases of portfolios, to tertiary trades, as ...


Social Security Offsets in the Proposed US Budget
WorkersCompensation.com (press release)
Arcadia is the first structured settlement firm in the world with over 45 years in business providing security and closure. You can find us nearby, with more than 160 experienced settlement professionals including bilingual professionals across the ...


BZ Weekly

Comparing SLM Corporation (NASDAQ:SLM) & JG Wentworth (JGW)
The Ledger Gazette
The Company conducts its operations through two segments: Structured Settlements and Annuity Purchasing (Structured Settlements), and Home Lending. The Structured Settlements segment provides liquidity to individuals with various financial assets, such ...
Slm Corporation - SLM - Stock Price Today - ZacksZacks Investment Research

all 23 news articles »

Analyzing JG Wentworth (JGW) and SLM Corporation (SLM)
The Ledger Gazette
The Company conducts its operations through two segments: Structured Settlements and Annuity Purchasing (Structured Settlements), and Home Lending. The Structured Settlements segment provides liquidity to individuals with various financial assets, such ...

and more »
Google News

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