Structured Settlement as an Investment Vehicle

You always hear people talking about the latest investment vehicle they're using. It's water cooler talk, dinner table talk, phone talk, it's everywhere talk. People are always looking for a way to invest their money that might be a little 'different' from what others are doing. Buying a structured settlement is one of those options.

A structured settlement is where one party is awarded an amount of money that is to be paid out over a certain period of time. It is commonly the result of an insurance settlement or a life settlement where the insurance company is required by a judge to pay the victims an amount of money over time. The person who is awarded the settlement then knows they can count on $X.XX per month over the next Y years.

However, often people who are awarded structured settlements don't want to receive the money over Y period of time. They want the money NOW. And why not? Often they can make better use of the money now than they could over 30 years, or sometimes they could better their personal finances right now and forever if they had a lump sum of cash right now for their structured settlement payments.

In comes the investor. As an investor, an alternative vehicle would be to buy someones structured settlement payments. That's right, pay cash for structured settlement payments. For example, Joe is awarded a $500,000 settlement from the insurance company for an auto accident he was involved in. The company is going to pay the $500,000 over the next 10 years, $50,000 each year. However, Joe would be better off if he could just get $150,000 now and let someone else receive the payments over the next 10 years. As an investor, you could do this. Of course, in this case you would have to have $150,000 in cash to buy the payments, but then over the next 10 years you would make 333% return on your initial investment of $150,000. Not bad!

I'm not saying it is an easy process to buy someone's structured settlement payments. The process involves lawyers, insurance companies, and judges, three things people tend to dislike. However, there are companies that can help you. They'll help you find all the resources you need to make a successful investment.

Good Luck

John Jonas
CashStructuredSettlements.com can help you pay cash for structured settlement payments.

In The News:

This RSS feed URL is deprecated, please update. New URLs can be found in the footers at https://news.google.com/news

Legal Examiner

Using Structured Settlements with Trusts to Mitigate Higher Tax Liability
Legal Examiner
The Tax Cuts and Jobs Act (TCJA), signed into law at the end of 2017, had a significant impact on how individuals and trusts are taxed. This article will explore the changes that are most relevant to injury victims and strategies for avoiding or ...


Structured Settlement Firm Names New President/CEO and Chairman of the Board
Benzinga
Prior to being appointed president, Rich has led the company's Pittsburgh office for 16 years as a successful structured settlement Consultant. Robert Lee, CEO of SFA's parent company Integrated Financial Settlements (IFS), has been named Chairman of ...


Structured Settlement Industry Leaders Unite: Millennium Settlements separates from Integrated Financial Settlements ...
PR Newswire (press release)
Sage is the premier provider of comprehensive settlement solutions with more than 75 full-time settlement consultants serving claimants and their attorneys nationwide. In addition to providing traditional structured settlement annuities, Sage offers ...


Fairfield Current

Reviewing Asta Funding (ASFI) & Nicholas Financial (NASDAQ:NICK)
Fairfield Current
The company operates through four segments: Consumer Receivables, Personal Injury Claims, Structured Settlements, and GAR Disability Advocacy. The Consumer Receivables segment involved in the purchase, management, and servicing distressed ...


JD Supra (press release)

Court Dismisses Claims Alleging Undisclosed Deductions from Structured Settlement Funds
JD Supra (press release)
The latest attempt to hold casualty carriers and annuity issuers liable for allegedly failing to disclose deductions from the amounts used to purchase structured settlement annuities for plaintiffs' benefit has been dismissed by the U.S. District Court ...


2018 Best of Texas Lawyer Recognizes ROBINYOUNG & COMPANY Among Texas' Top Rated Structured Settlement ...
PR Web (press release)
ROBINYOUNG & COMPANY, INC. earned spots for the seventh consecutive year in the Texas Lawyer 2018 Texas' Best Of edition as one of Texas' Top Rated Structured Settlement Firms, which recognizes Texas service experts and specialists by associates' ...


MoneyMakingArticles

Encore Capital Group (ECPG) versus Asta Funding (ASFI) Critical Contrast
Fairfield Current
The company operates through four segments: Consumer Receivables, Personal Injury Claims, Structured Settlements, and GAR Disability Advocacy. The Consumer Receivables segment involved in the purchase, management, and servicing distressed ...
Encore Capital Group Inc. (ECPG) CEO Ashish Masih on Q3 2018 Results - Earnings Call TranscriptSeeking Alpha
Nov 13, 2018 - Encore Capital Group Inc (ECPG) President and CEO Ashish Masih Bought $303,250 of Shares ...GuruFocus
Encore Capital Group Announces Third Quarter 2018 Financial ResultsNasdaq
Zacks -GlobeNewswire
all 22 news articles »

Structures to separate from Integrated Financial Settlements (IFS)
PR Newswire (press release)
Structures provides cutting-edge settlement solutions and financial programs utilized in the settlement process by working with plaintiffs, contingency fee attorneys, defendants, casualty carriers, and self-insured entities through appointed structured ...

and more »

Insurance – RICO – Fraudulent misrepresentation
Massachusetts Lawyers Weekly
Where the recipients of structured settlements claimed that insurance companies had unlawfully deducted commissions from the settlements, the plaintiffs failed to meet the RICO standard of showing that the defendants associated together for a common ...


Legal Talk Network

Merrimack Valley Gas Explosions
Legal Talk Network
... and co-host, Joan Pagnano discuss pending litigation and next steps for the victims of this disaster with guest Patrick Haines, the managing attorney for Napoli Shkolnik PLLC. Visit Ringler to contact a consultant in your area about structured ...

Google News

Should You Sell Your Structured Settlement?

The courts have just awarded you a settlement in the... Read More

Individual Voluntary Arrangements. IVA

What is an IVA?There is an alternative to bankruptcy called... Read More

Investing in Structured Settlements

Often some derelict will be awarded some huge amount of... Read More

What is Structured Settlement?

Because it is tailor-made for individual cases, the structure may... Read More

The Cost of Not Having Money

The self-esteem factor of not having enough money is underestimated.... Read More

The Cash Now Question

If you have ever been in a bind for cash... Read More

Class Action Lawsuits

First of all, let me say that anyone who has... Read More

Annuity Transfer - What Are the Risks

Many people who know in the back of their minds... Read More

Structured Settlement as an Investment Vehicle

You always hear people talking about the latest investment vehicle... Read More

The Target Capital Structure

Firms can choose whatever mix of debt and equity they... Read More

Keeping the Lawsuit End in Mind

2 key points to stay focused on, as you are... Read More

A Structured Lawsuit Settlement Seemed Like a Good Idea at One Time

You are receiving payments spread out over months, years, even... Read More

Surviving High Debt States

Are you more likely to have more debt according to... Read More

Lucky

Have you ever looked around and wondered how everyone is... Read More

Consider a Structured Settlement?

Structured settlements have been around for a long time however... Read More

Structured Settlements Are Like Ants

Ants are powerful creatures. The powerful ant legs are able... Read More

Structured Settlement Factoring

Have you received a structured settlement recently? A structured settlement... Read More

How To Form a UK Limited Company

When starting a business, a large number of people go... Read More

Making Backwards Choices

I was reading this past week about a woman who... Read More

When Should You Not Cash Out Your Annuity?

You should not cash out your annuity when it's not... Read More

Offshore Asset Protection Trusts for US Citizens

When it comes to discussing offshore anything and US citizens... Read More

Structured Settlement ? Guaranteed Income for those with Disabilities

Up until twenty years ago, anyone who won a lawsuit... Read More

What is a Structured Settlement

A Structured Settlement is an agreement between a personal injury... Read More

Cash For Structured Settlements - The Smart Way

For most people when they buy a house it is... Read More

Unstructured Settlement

Me'Lisa Delaney, 43, is brain-injured as a result of a... Read More