Structured Settlements Offer Advantages over Lump-Sum Payments

A structured settlement, which offers injury victims cash payments through a long-term annuity as compensation for their damages and medical expenses, offer a number of possible advantages over payment in a lump sum. While the lump sum payment is the traditional way for responsible parties to pay accident claims, the structured settlement offers payments over the span of an agreed-upon period of time. This length of time may span from several years up to the remainder of the life of the injured party, depending on the severity of the accident, the amount of money involved, and the agreement reached between the two parties.

Depending on the specific circumstances of the case, structured settlements can have numerous advantages over a lump-sum payment:

  • They are tax free. Thanks to a 1982 change in the Federal tax code, payments on a structured settlement are free of state and Federal taxes. The paying party funds the settlement through the purchase of an annuity which earns the interest to fund the continued payments. This is not the case with a lump-sum payment, which the injured party must invest themselves. Any interest earned on those investments are taxable.


  • They are potentially safer. Most people who come into a large sum of money suddenly find that they are quite popular with long-lost relatives, unscrupulous purveyors of investment schemes, and good, old-fashioned thieves. By receiving payments in substantially smaller amounts, the beneficiaries of a structured settlement have far fewer worries about having others take advantage of them, which could leave them both poor and without adequate medical care.


  • They are simply less trouble. It's difficult enough to adjust to changes in your life if you are seriously injured without having to also take the new responsibility of investing and managing a large sum of money. Not only must you invest the money, but you must invest it wisely, knowing that it must continue to fund your living and/or health care expenses. The regular payments of a structured settlement, along with their tax-free status, simplify day to day living considerably.


  • While they are not ideal for everyone, particularly those who are experienced investors or those who need a large sum of money at once for immediate medical expenses or the purchase of a home, structured settlements can offer a simpler, safer payment solution for many people who are victims of an accident or injury.

    ©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including http://www.StructuredSettlementHelp.com/ and http://www.HomeEquityHelp.net/

    In The News:

    Did You Know? You Can Invest In Structured Settlements With Your IRA  ForbesInvesting in structured settlements within a self-directed IRA can provide diversification to your retirement accounts. They offer a stream of payments that often ...
    A New President for the National Structured Settlements Trade Association  Legal Talk NetworkMichelle Caine talks about the advocacy for the financial security of injured people in legal settlements and raising awareness about the benefits of structured ...
    Structured Settlement Claimants Rights Act Gains Momentum  Legal ExaminerIn April, we described the protections that the Structured Settlement Claimants Rights Act, also known as H.R. 2212, would provide plaintiffs and claimants if ...
    North Dakota Jumps on Auto Renewal Law Bandwagon  Manatt, Phelps & Phillips, LLPJoining the recent trend of jurisdictions stepping up oversight of automatic renewal laws, North Dakota has enacted a measure regulating auto renewal ...
    Get out of credit card debt for good  FOX 46 CharlotteWhen the credit card bills keep arriving, you're barely paying your minimums and you're at a breaking point, what can you do? Take a deep breath and read on ...
    Fasano Associates Hires Donald Brink as Chief Underwriter  Business WireDon Brink joins Fasano Associates as it's new Chief Underwriter.
    Avoiding future interest is one way to look at your return on investment  MoneySenseQ. I'm 47 years old and, after suffering a personal injury, have just been awarded a medical pension of $400 per month. The money is indexed annually and ...
    Using Structured Settlements  Palisades Hudson Financial GroupIf you are not familiar with the term “structured settlement,” you are already lucky; that probably means you have not been involved in a serious accident where ...
    $1.7 million paid in confidential state settlements  KRQE News 13"It's embarrassing to many of those involved," says former State Police Chief Pete Kassetas.
    House moves to stop attorney general from settlements such as the one with Purdue  Tulsa WorldHouse Bill 2751, one of more than 45 measures introduced in the last few days as part of the state budget package, specifies that settlements and judgments ...
    They sought ‘lead paint virgins’ and bought their settlements. It will be hard for those victims to get their money back.  Washington PostA Chevy Chase company that made millions of dollars from deals with victims of lead poisoning targeted an “entire generation of youth coming of age in ...
    Bora Bora or Bust: Annuity Sales Incentives May Taint Structured Settlements for Accident Victims  Kiplinger's Personal FinanceDid you know that posh trips and other incentives are sometimes offered to those who recommend annuities for accident victims? Here's what consumers should ...
    DRB Capital Files Lawsuit Against Structured Settlement Companies  Insurance News NetThe Lawsuit Alleges a Violation of Florida's Deceptive and Unfair Trade Practice Act, Tortious Interference.
    To Structure (or Not to Structure) Your Settlement?  Legal ExaminerIt has been ten years since the financial meltdown of 2008. Even though most investors who stayed the course saw their assets rebound in value by the the ...
    U.S. Claims Wins First Place in Two Categories in The Daily Report  PR.comTop-ranked pre-settlement funding company ranked the best in Georgia.
    J.G. Wentworth gets easier Aaa on next structured settlement ABS  Asset Securitization ReportJ.G. Wentworth first securitization of 2019 is backed by a similar mix of structured settlement and annuities receivables as its second deal of 2018, but the credit ...
    DRB Capital Goes After Structured Settlement Factoring Parasites  PRNewswireDELRAY BEACH, Fla., Jan. 15, 2019 /PRNewswire/ -- DRB Capital, LLC ("DRB Capital") today announced that as part of its continuing efforts to uncover and ...
    Asta Funding Inc. (ASFI) and Its Competitors Contrasting side by side.  CryptoCoinsTribuneAs Business Services company, Asta Funding Inc. (NASDAQ:ASFI) is competing with its rivals based on the risk, analyst recommendations, institutional ...
    Structured Settlement Industry Leaders Unite: Millennium Settlements separates from Integrated Financial Settlements and combines with The Settlement Alliance to form Sage Settlement Consulting  PR NewswireATLANTA and HOUSTON, Oct. 29, 2018 /PRNewswire/ -- Founded in 1984, Millennium Settlements, Inc. is separating from Integrated Financial Settlements, Inc.
    Asta Funding Inc. (ASFI)'s Financial Results Comparing With Donnelley Financial Solutions Inc. (NYSE:DFIN)  The NBO NewsAsta Funding Inc. (NASDAQ:ASFI) and Donnelley Financial Solutions Inc. (NYSE:DFIN) have been rivals in the Business Services for quite some time. Below is ...
    TV Agency CheapTVSpots.com Offers Simple Pay-As-You-Go Digital Video Production Services  PR.comAward-winning TV ad producer CheapTVSpots.com invites advertisers to try a new, Pay-As-You-Go plan for its popular commercial production services.
    Victims of lead-paint poisoning could receive more money following ruling  Washington PostVictims of lead-paint poisoning who lost millions in deals with a Chevy Chase company may be able to get more money back than they initially expected, after ...
    MetLife Announces First Quarter 2019 Results  Yahoo FinanceMetLife, Inc. today announced its results for the first quarter ended March 31, 2019.
    The Evolution of the Structured Settlement Industry  Legal ExaminerAre factored payments streams legal? Buying an existing structured settlement annuity, and having the rights to the payments due under the structured ...
    Brighthouse Financial (NASDAQ:BHF) versus Sun Life Financial (SLF) Critical Comparison  Tech Know BitsBrighthouse Financial (NASDAQ:BHF) and Sun Life Financial (NYSE:SLF) are both finance companies, but which is the better business? We will compare the ...
    Outlook for life settlements in 2019  Financier WorldwideMarch 2019 | TALKINGPOINT | FINANCE & INVESTMENT. Financier Worldwide Magazine. May 2017 Issue. March 2019 Issue ...
    What is your Structured Settlement Worth?  Legal ExaminerBased on our recent post about the secondary market for structured settlement annuities, you know that transferring your rights due under your structured ...
    Sun Life Financial (NYSE:SLF) versus Brighthouse Financial (BHF) Head-To-Head Survey  Mayfield RecorderSun Life Financial (NYSE:SLF) and Brighthouse Financial (NASDAQ:BHF) are both finance companies, but which is the superior stock? We will contrast the two ...
    Ametros Publishes White Paper on the Combination of Structured Settlements & Professional Administration  Business WireAmetros' white paper discusses pairing professional administration services with structured settlements to protect injured parties' settlement funds.
    New laws set in place could slow down homeless camp cleanup  KTUU.comIt's been a contentious process for years — clearing the illegal settlements while not destroying the few possessions the homeless have.
    Pakistan’s place in Digital Economy Market  Pakistan TodayBy Yasin Joyia. Historically, the areas that are part of the present Pakistan always have been connectors in west to east movements of armies, trade, and crafts.
    How the U.S. Helped Israel Learn to Love Occupying Palestinian Territory  The Daily BeastRAMALLAH—As the Trump administration tries to build suspense about its long anticipated peace plan for the Israeli-Palestinian conflict, dubbed improbably ...
    Comparing of Asta Funding Inc. (ASFI) and Quad/Graphics Inc. (NYSE:QUAD)  CryptoCoinsTribuneAsta Funding Inc. (NASDAQ:ASFI) and Quad/Graphics Inc. (NYSE:QUAD) are two firms in the Business Services that compete against each other. Below is a.
    Settling for more: Isaacs offer attorneys and clients a dual lineup of services - Buffalo  Buffalo Business FirstPaul Isaac was a financial planner for only a short time when he noticed people who received settlement money from personal injury cases were prone to spend ...
    The structured-settlement industry is behind greater transparency  Washington PostThe National Association of Settlement Purchasers supports proposed legislation in Maryland and Virginia that would supplement existing measures in order to ...
    DRB Establishes $100000 "Bounty" for Whistleblowers with Information About Illegal Conduct in the Structured Settlement Factoring Market  PR NewswireDELRAY BEACH, Fla., Aug. 8, 2018 /PRNewswire/ -- DRB Capital, LLC ("DRB Capital") has established a private whistleblower fund to reward individuals who ...
    What's A "Structured Settlement"?  ForbesLike so much else in the world, structured settlements are mostly about taxes.
    Outlook for the life and structured settlements markets in 2016  Financier WorldwideFebruary 2016 | 10QUESTIONS | FINANCE & INVESTMENT. financierworldwide.com. FW speaks with Corwin Zass, the founder and principal of Actuarial Risk ...
    Why Congress needs to reform structured settlements | TheHill  The HillOPINION | Is it fair to require a 4 percent fee to use a benefit Congress created for accident victims?
    Protecting structured settlements in DC  Washington PostThe Post recently revealed, using lead-poisoning cases in Baltimore as an example, that unsophisticated people with structured settlements are being victimized ...
    Key development challenges facing the Arab world  Gulf TimesAmong the key development challenges that will face the Arab world in the coming decade is the daunting task of reconstruction, recovery and peace-building ...
    SenecaOne Launches Newly Redesigned Website to Provide Annuitants with the Easiest Way to Get Financing  Markets InsiderBETHESDA, Md., Jan. 16, 2019 /PRNewswire-PRWeb/ -- SenecaOne, the only licensed lender in the country that caters specifically to structured settlement and ...
    The Beginnings of Structured Settlements  ClaimsJournal.comCurrently an estimated $5 billion industry, structured settlements were once considered too risky because tax implications for insurers and claimants.
    Best Structured Settlement Companies for 2019  ConsumerAffairsWant to sell a structured settlement? Find the best structured settlement companies. Read customer reviews. Learn about purchasing prices, surrender charges ...
    How to Invest in Structured Settlements  NasdaqStructured settlements are usually associated with compensation to injured plaintiffs following a legal hearing. They are more than just a mere.
    Antonucci: LA and Oakland teacher strike settlements are structured differently, but the results are the same  LA School ReportMike Antonucci's Union Report appears weekly at LA School Report. The Oakland teacher strike came to an end after seven days with another “historic” contract ...
    Qualified Settlement Funds, Who?  Legal ExaminerA qualified settlement fund (QSF) is an escrow account that offers benefits to the plaintiff, the defendant, AND the attorney.
    Automatic Renewal Law Awaiting Mayor Approval in Washington DC  LexologyWashington D.C. is in the process of enacting the Structured Settlements and Automatic Renewal Protections Act of 2018 (the “Act”). In part, the…
    J.G. Wentworth's next ABS features less exposure to annuities  Asset Securitization ReportJG Wentworth's second securitization of the year has more exposure to court ordered structured settlement and less exposure to annuity payments than its other ...
    AIG accused of racketeering in structured settlement business  ReutersInsurance giant American International Group has been hit with a racketeering lawsuit accusing it of unlawfully charging successful personal injury and workers' ...
    4 Common Tax Questions on Structured Settlements  Accountingweb.comTax questions are plentiful especially at this time of year. But there are some questions that come up less often than others, especially for the standard ta.
    This structured settlement ABS comes with unusual risk: mortality  Asset Securitization ReportThe collateral for the $59.9 million transaction from DRB Capital includes life-contingent structured settlement receivables; when the beneficiary dies, the insurer ...
    Symetra Completes Reinsurance Transaction with Resolution Re  Business WireSymetra has entered into a reinsurance agreement with Resolution Re.
    Brighthouse Financial (BHF) and Sun Life Financial (NYSE:SLF) Head-To-Head Review  Mayfield RecorderSun Life Financial (NYSE:SLF) and Brighthouse Financial (NASDAQ:BHF) are both finance companies, but which is the better investment? We will contrast the ...
    Companies accused of misleading consumers about settlements will pay restitution, attorney general's office says  Baltimore SunA company accused of using misleading tactics to get consumers to take cash in exchange for settlements that would have given them regular payments over ...
    Bonding Requirement Added for Maryland Structured Settlement Companies  Insurance JournalA new bonding requirement for structured settlement factoring companies in Maryland took effect on October 1. The bonding requirement was introduced with.
    Structured Settlements, Annuities & Special Needs Trusts  Legal ExaminerPersonal injury lawsuits involving minor or moderate injuries are often settled with lump sum payments, in which the entire settlement amount is simply paid to ...
    What Purdue Pharma’s settlement with Oklahoma means for the opioid crisis  PBS NewsHourDrug giant Purdue Pharmaceuticals has agreed to pay $270 million to settle a lawsuit with the state of Oklahoma, which sued the opioid manufacturer, among ...
    Asta Funding, Inc. (ASFI) Reaches $6.60 52-Week High; Vista Gold Has 0.56 Sentiment  CryptoCoinsTribuneThe stock of Asta Funding, Inc. (NASDAQ:ASFI) hit a new 52-week high and has $7.19 target or 9.00% above today's $6.60 share price. The 8 months bullish ...
    Washington, DC, Adds Auto Renewal Law  Manatt, Phelps & Phillips, LLPD.C. joined the growing number of states regulating auto-renewal contracts when Mayor Muriel Bowser signed the new law into effect this month.
    How companies make millions off lead-poisoned, poor blacks  Washington PostBALTIMORE — The letter arrived in April, a mishmash of strange numbers and words. This at first did not alarm Rose. Most letters are that way for her ...
    Morning Notes: Lawsuit Filed Against Chevy Chase Company That Targeted Victims of Lead Poisoning » Bethesda Beat  BethesdaMagazine.comLawsuit filed against Chevy Chase company that targeted victims of lead poisoning. A Chevy Chase company that made millions of dollars from victims of lead ...
    Weekly News Brief  iAfrica.comorruption - The Curse of Our Generation, Cyril Ramaphosa Quotes, Old Mutual Suspends CEO, Zuma's 'Stalingrad Approach' Malema: We'll Keep Advocating ...
    Reviewing Asta Funding Inc. (ASFI)'s and AMREP Corporation (NYSE:AXR)'s results  The NBO NewsAsta Funding Inc. (NASDAQ:ASFI) and AMREP Corporation (NYSE:AXR) compete against each other in the Business Services sector. We will compare them ...
    Insurer Great-West Lifeco seeks to sell $2 billion worth of contracts: sources  ReutersGreat-West Lifeco Inc , Canada's second-biggest insurance company, is exploring the sale of a collection of insurance contracts that could fetch as much as $2 ...
    Pros And Cons Of Structured Settlement Annuities  Law360A structured settlement annuity that pays at a predefined periodic frequency is often employed in resolving personal injury cases and has received wide support ...
    AG's lawsuit: Firm targeted lead paint poisoning victims in Baltimore to make profit  WBAL TV BaltimoreNew court filings reveal how a Montgomery County firm targeted lead paint poisoning victims in Baltimore to make a profit. The filings are part of an ongoing ...
    Qualcomm Inc (QCOM) Q2 2019 Earnings Call Transcript  Motley FoolQCOM earnings call for the period ending March 31, 2019.
    Benefits of Using Structured Settlements in Claims Negotiations  ClaimsJournal.comAt zero expense to the carrier, tax-free, and tailored to fit the needs of the claimant, structured settlements are a powerful tool claims personnel can.
    Structures to separate from Integrated Financial Settlements (IFS)  PR NewswireATLANTA, Nov. 2, 2018 /PRNewswire/ -- Structures is separating from Integrated Financial Settlements, Inc. (IFS) to move forward as an independent company.
    Lawsuit Alleges MetLife Mistake Helped a Woman Keep Settlement Money From Her Daughter  Wall Street JournalA lawsuit related to medical malpractice is the latest example of an unexpected problem popping up at MetLife from decades-old business.
    THE COST OF ABUSE | Diocese's compensation fund registering, paying victims  New Castle NewsFollowing the release of the Aug. 14, 2018, Pennsylvania grand jury report divulging more than 1000 children were molested by priests in six Roman Catholic ...
    Qualified Settlement Fund  Legal ExaminerQualified Settlement Funds are a great planning tool for the end of litigation.
    Some structured settlements may offer significant advantages  CBS NewsStructured settlements don't seem to be a good deal for investors, but their non-securitized counterparts might be.
    MLF Financial Group Acquires The Financial Xchange  FinSMEsLife settlements marketplace MLF Financial Group acquired The Financial Xchange, a firm that provides tech solutions bringing access, transparency, and ...
    Maryland attorney general urges structured settlement reforms  Baltimore SunMaryland's attorney general urged lawmakers on Thursday to give his office the ability to regulate deals offered by businesses that buy legal settlements at steep ...
    Sun Life Financial (SLF) versus Brighthouse Financial (NASDAQ:BHF) Critical Survey  Tech Know BitsSun Life Financial (NYSE:SLF) and Brighthouse Financial (NASDAQ:BHF) are both finance companies, but which is the superior stock? We will contrast the two ...
    Ince's French Arm in Talks to Join Gide Loyrette | International | The American Lawyer  Law.comInce & Co's French arm is in talks to join top Paris firm Gide Loyrette Nouel, after being shut out of the pre-pack takeover by Gordon Dadds at the end of last year.
    The flawed system that allows companies to make millions off the injured  Washington PostFirms make tens of millions off some of the state's most vulnerable residents who at times exchange lifetimes' worth of income for pennies on the dollar.
    Perella Weinberg Partners Capital Management LP Has Increased By $3.04 Million Its Marathon Oil (MRO) Holding; Asta Funding Has 0.57 Sentiment  The EN HeraldPerella Weinberg Partners Capital Management Lp increased Marathon Oil Corp (MRO) stake by 37.84% reported in 2018Q4 SEC filing. Perella Weinberg ...
    When a Qualified Settlement Fund is the Solution You Need  Legal ExaminerA qualified settlement fund (QSF) is a fund, account, or trust that holds settlement proceeds. A QSF is a settlement escrow that allows for proper settlement ...
    Pension Broker Settles with CFPB  The National Law ReviewCFPB has announced a settlement agreement with pension broker, Mr. Corbett, alleging for his alleged lump sum payment received for helping veterans set up ...
    Judge denies payout in PSU victim's case | National and World  Daily Local NewsWEST CHESTER >> A request to transfer the assets of a multi-million-dollar structured personal injury settlement held by a victim in the Penn State sexual abuse ...
    Trump Tax Law Hurts Personal Injury Suit Settlements  Forbes NowTrump's tax law adds taxes to some personal injury case proceeds, so be careful of the new rules.
    Undisclosed, lavish trips are creeping into the injury settlement business  Yahoo FinancePacific Life has been offering brokers structured settlement industry trips, which are not disclosed to clients. This is a potential conflict of interest.
    Think Twice Before Selling a Settlement  NerdWalletIf you're getting regular payments from an annuity or other structured agreement, "factors" may offer to buy it. Think twice before selling a settlement.
    Rising Capital Associates Announces 'Structured Settlements' Scholarship  PR NewswireDELRAY BEACH, Fla., Dec. 1, 2016 /PRNewswire/ -- Rising Capital Associates, a leading structured settlement purchaser and annuity buyer, is giving a $1000...
    Congress' duty to investigate structured settlement fraud  The HillCongress' good intention with these structured settlements has devolved into a system of deception and financial swindling.
    Qualified Settlement Funds Are a Useful Settlement Planning Tool (And Not Just for Plaintiffs)  Legal ExaminerThe use of qualified settlement funds (QSFs) is mainstream practice across mass tort settlements, but it is still an emerging practice in single event and individual ...
    Law Firm Firm Accused of Faking Structured Settlement Approvals  Insurance JournalStone Street Capital LLC sued a Manhattan law firm it retained to seek court approvals for structured settlements, claiming the firm gave them 76 fake.
    The Truth About Credit Card Debt Settlement  U.S. News & World ReportWhen you're struggling with credit card debt, a debt settlement may not be your best option.
    Workers' Comp Structured Settlements Beneficial in Medicare Set Asides  ClaimsJournal.comStructured settlements can be beneficial in resolving workers' compensation claims involving Medicare Set Asides (MSAs), according to industry experts.
    Independent Insurance Group Announces Launch  PR NewswireDALLAS, April 30, 2018 /PRNewswire/ -- Company officials today announced the launch of the Independent family of companies including subsidiary affiliates ...
    ASTA FUNDING INC files 10-Q  Invest TribuneASTA FUNDING INC revealed 10-Q form on Mon, May 13 accessible here.Note 1—Business and Basis of Presentation Business Asta Funding, Inc. ('Asta'), ...
    New Appeals Clarify Interplay Between Collateral Benefits and Damages Awards in MVA Claims  LexologyOn December 4, 2018, the Ontario Court of Appeal released its reasons for decision in the companion appeals Carroll v. McEwen (Carroll) and Cadieux v…
    Hedge Fund's Route to 30% Fees: Cash Advances to Hip-Hop Artists  BloombergStephen Marley comes from music royalty. Sean Garrett has written and produced smash hits for Beyoncé, Usher and Ciara.
    Alternative Investing With Self-Directed IRAs  ForbesThere is a whole investing universe that extends beyond basic long positions in equity or fixed income investments. While stocks and bonds provide a solid ...
    Kelli Click - Kelli Click  ForbesKelli Click's stories. I write about IRAs, alternative investments and retirement planning.
    Public Citizen Sues DeVos, Education Department for Allegedly Banning Its Website | National Law Journal  Law.comA consumer advocacy group that has criticized the Trump administration and its Department of Education sued the agency on Tuesday, claiming the government ...
    Structured settlements can last a lifetime - Buffalo  Buffalo Business FirstWhen a personal injury case settles or a verdict is reached, the resulting award to the plaintiff is tax-free. If placed into a structured settlement, which is similar to ...

    The Cash Now Question

    If you have ever been in a bind for cash... Read More

    Individual Voluntary Arrangements. IVA

    What is an IVA?There is an alternative to bankruptcy called... Read More

    Investing in Structured Settlements

    Often some derelict will be awarded some huge amount of... Read More

    Making Backwards Choices

    I was reading this past week about a woman who... Read More

    Keeping the Lawsuit End in Mind

    2 key points to stay focused on, as you are... Read More

    How To Form a UK Limited Company

    When starting a business, a large number of people go... Read More

    Class Action Lawsuits

    First of all, let me say that anyone who has... Read More

    Cash For Structured Settlements - The Smart Way

    For most people when they buy a house it is... Read More

    Structured Settlement Factoring

    Have you received a structured settlement recently? A structured settlement... Read More

    Should You Sell Your Structured Settlement?

    The courts have just awarded you a settlement in the... Read More

    A Revolutionary Fundraising Opportunity -- Life Settlements

    Amid fundraisers' growing concerns about the current charitable giving climate,... Read More

    When Should You Not Cash Out Your Annuity?

    You should not cash out your annuity when it's not... Read More

    What is Structured Settlement?

    Because it is tailor-made for individual cases, the structure may... Read More

    Consider a Structured Settlement?

    Structured settlements have been around for a long time however... Read More

    What is a Structured Settlement

    A Structured Settlement is an agreement between a personal injury... Read More

    Lucky

    Have you ever looked around and wondered how everyone is... Read More

    Structured Settlements Are Like Ants

    Ants are powerful creatures. The powerful ant legs are able... Read More

    Offshore Asset Protection Trusts for US Citizens

    When it comes to discussing offshore anything and US citizens... Read More

    Structured Settlements Offer Advantages over Lump-Sum Payments

    A structured settlement, which offers injury victims cash payments through... Read More

    Unstructured Settlement

    Me'Lisa Delaney, 43, is brain-injured as a result of a... Read More

    The Target Capital Structure

    Firms can choose whatever mix of debt and equity they... Read More

    Annuity Transfer - What Are the Risks

    Many people who know in the back of their minds... Read More

    Surviving High Debt States

    Are you more likely to have more debt according to... Read More

    Structured Settlement ? Guaranteed Income for those with Disabilities

    Up until twenty years ago, anyone who won a lawsuit... Read More

    A Structured Lawsuit Settlement Seemed Like a Good Idea at One Time

    You are receiving payments spread out over months, years, even... Read More