Structured Settlements ? Should You Sell Yours?

In recent years, it has become more common for victims of accidental injury who accept a settlement from the at-fault party to accept a structured settlement instead of a lump-sum payment. With a structured settlement, the injured party receives payments over an agreed-upon length of time ? five years, ten years, or even a lifetime, rather than receiving payment up front in a lump sum.

There are advantages to this for both parties. The injured party may require constant medical care, and the regular payments of a structured settlement guarantee that income will be available to cover the medical expenses. For the paying party, the settlement can be paid by purchasing an annuity, which allows an upfront payment to accrue interest, thereby producing a larger long-term yield from a minimal investment. In many cases, a structured settlement is viewed as a win-win situation for both parties.

There are restrictions on structured settlements that may not suit everyone. Once you agree to accept a structured settlement, you cannot trade it back in for a lump sum payment, nor may you use it for collateral for a loan. What if you want to buy a home and pay cash? What if some other unexpected expense comes up and you simply do not have the cash available? Under certain circumstances, you may be able to sell your structured settlement to a third party.

There are companies that are interested in purchasing structured settlements for investment purposes. Perhaps one or more of these companies has already contacted you. They will agree to pay you a lump sum, in cash, in exchange for you signing over your future annuity payments to them. Be aware that any party that offers to buy your annuity is interested in doing so for investment purposes. They wish to make money on the transaction, and for them, that profit will be spread over the long time that it takes to receive all of the payments that constitute the settlement. Once you combine the factors of time, interest, inflation, and the buying party's profit, you will find that the offer made to you will seem quite small. The amount you receive will be an amount equal to the present day value of the settlement, minus whatever sum the investors require for their profit on the transaction.

You should also know that some states prohibit the sale of structured settlements, that some insurance companies who handle the annuities prohibit sales to a third party, and that you will probably need to go to court to arrange the sale. In addition, there may be tax considerations involved in the sale, and the taxes due on large sums of money are not insignificant. If you are interested in selling your structured settlement, you will definitely want to discuss the sale with an attorney and a tax advisor beforehand.

While structured settlements are designed to benefit those who receive them, there are times when it may be desirable or necessary to sell them. If you are considering selling your settlement, make sure that you weigh all of your options carefully. Once you agree to sell, you cannot get it back.

©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including http://www.StructuredSettlementHelp.com/ and http://www.HomeEquityHelp.net/

In The News:

To Structure (or Not to Structure) Your Settlement?  Legal ExaminerIt has been ten years since the financial meltdown of 2008. Even though most investors who stayed the course saw their assets rebound in value by the the ...
Amsterdam Court of Appeal declares Fortis settlement binding under WCAM  LexologyThe Amsterdam Court of Appeal recently declared the settlement between Fortis (since renamed Ageas) and multiple claimant organisations binding. The…
Judge calls $10000 proposed payment from JG Wentworth unfair  Westfair OnlineDutchess Supreme Court Justice James D. Pagones has denied a request by J.G. Wentworth Co. to buy a Poughkeepsie accident victim's $478591 annuity for ...
Nicholas Financial (NICK) vs. Asta Funding (NASDAQ:ASFI) Financial Analysis  Fairfield CurrentAsta Funding (NASDAQ:ASFI) and Nicholas Financial (NASDAQ:NICK) are both small-cap finance companies, but which is the superior stock? We will compare ...
Inside Account Executive  morethanthecurve.comWebsite CBC Settlement Funding, LLC. Specialty Finance company looking for top talent! INSIDE SALES POSITION. We are conducting interviews for ...
The Advantages of the Non-Qualified Assignment  Legal Talk NetworkPaul Marshall, Sales Director of Structured Settlements for MetLife, discusses MetLife's NQA product, the types of cases that are included under NQA eligibility, ...
New Appeals Clarify Interplay Between Collateral Benefits And Damages Awards In MVA Claims - Insurance - Canada  Mondaq News AlertsOn December 4, 2018, the Ontario Court of Appeal released its reasons for decision in the companion appeals Carroll v. McEwen and Cadieux v. Cloutier.
Bora Bora or Bust: Annuity Sales Incentives May Taint Structured Settlements for Accident Victims  Kiplinger's Personal FinanceDid you know that posh trips and other incentives are sometimes offered to those who recommend annuities for accident victims? Here's what consumers should ...
The Brass Tacks of Special Needs Trusts  Legal ExaminerEarlier this week, we discussed some of the factors a comprehensive settlement planner will consider when determining whether a special needs trust is the ...
Contrasting Asta Funding (NASDAQ:ASFI) & Nicholas Financial (NICK)  Fairfield CurrentNicholas Financial (NASDAQ:NICK) and Asta Funding (NASDAQ:ASFI) are both small-cap finance companies, but which is the superior business? We will ...
Structured Settlement Industry Leaders Unite: Millennium Settlements separates from Integrated Financial Settlements and combines with The Settlement Alliance to form Sage Settlement Consulting  PR NewswireATLANTA and HOUSTON, Oct. 29, 2018 /PRNewswire/ -- Founded in 1984, Millennium Settlements, Inc. is separating from Integrated Financial Settlements, Inc.
Contrasting Asta Funding (NASDAQ:ASFI) and Nicholas Financial (NICK)  Fairfield CurrentNicholas Financial (NASDAQ:NICK) and Asta Funding (NASDAQ:ASFI) are both small-cap finance companies, but which is the superior stock? We will contrast ...
Haven Holdings Completes Acquisition of Time Insurance Company  Watertown Public OpinionSAN JUAN, Puerto Rico--(BUSINESS WIRE)--Dec 6, 2018--Haven Holdings Inc. (“Haven Holdings”) announced that effective December 3, 2018, it has closed ...
Rating Agency Developments | Orrick - Structured Finance Group  JD SupraOn November 20, DBRS issued a report outlining its methodology for rating European Structured Finance Transactions. On November 19, Fitch issued rating ...
Reviewing Encore Capital Group (ECPG) & Asta Funding (ASFI)  Baseball Daily NewsAsta Funding (NASDAQ:ASFI) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior stock? We will ...
Ametros Publishes White Paper on the Combination of Structured Settlements & Professional Administration  Business WireAmetros' white paper discusses pairing professional administration services with structured settlements to protect injured parties' settlement funds.
Critical Review: Plumas Bancorp (PLBC) versus Asta Funding (ASFI)  Fairfield CurrentPlumas Bancorp (NASDAQ:PLBC) and Asta Funding (NASDAQ:ASFI) are both small-cap finance companies, but which is the superior stock? We will contrast ...
Asta Funding (ASFI) & PwrCor (PWCO) Head to Head Analysis  Fairfield CurrentAsta Funding (NASDAQ:ASFI) and PwrCor (OTCMKTS:PWCO) are both small-cap finance companies, but which is the superior stock? We will contrast the two ...
Contrasting Nicholas Financial (NICK) and Asta Funding (NASDAQ:ASFI)  Fairfield CurrentNicholas Financial (NASDAQ:NICK) and Asta Funding (NASDAQ:ASFI) are both small-cap finance companies, but which is the better stock? We will compare ...
Contrasting Asta Funding (ASFI) & PwrCor (OTCMKTS:PWCO)  Fairfield CurrentPwrCor (OTCMKTS:PWCO) and Asta Funding (NASDAQ:ASFI) are both small-cap consumer staples companies, but which is the superior stock? We will ...
What is your Structured Settlement Worth?  Legal ExaminerBased on our recent post about the secondary market for structured settlement annuities, you know that transferring your rights due under your structured ...
Asta Funding (ASFI) versus Encore Capital Group (ECPG) Head to Head Comparison  Fairfield CurrentAsta Funding (NASDAQ:ASFI) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the better stock? We will contrast ...
Asta Funding (ASFI) & Encore Capital Group (NASDAQ:ECPG) Financial Survey  Fairfield CurrentEncore Capital Group (NASDAQ:ECPG) and Asta Funding (NASDAQ:ASFI) are both small-cap finance companies, but which is the superior stock? We will ...
Comparing CPI Card Group (NASDAQ:PMTS) & Asta Funding (ASFI)  Fairfield CurrentCPI Card Group (NASDAQ:PMTS) and Asta Funding (NASDAQ:ASFI) are both small-cap business services companies, but which is the better business? We will ...
DRB Establishes $100000 "Bounty" for Whistleblowers with Information About Illegal Conduct in the Structured Settlement Factoring Market  PR NewswireDELRAY BEACH, Fla., Aug. 8, 2018 /PRNewswire/ -- DRB Capital, LLC ("DRB Capital") has established a private whistleblower fund to reward individuals who ...
Critical Comparison: Plumas Bancorp (NASDAQ:PLBC) vs. Asta Funding (ASFI)  Fairfield CurrentPlumas Bancorp (NASDAQ:PLBC) and Asta Funding (NASDAQ:ASFI) are both small-cap finance companies, but which is the better stock? We will contrast the ...
Asta Funding (ASFI) Raised to “C-” at TheStreet  Fairfield CurrentTheStreet upgraded shares of Asta Funding (NASDAQ:ASFI) from a d rating to a c- rating in a report issued on Friday morning. ASFI opened at $4.14 on Friday.
Tax Benefits Of Structured Settlements In Employment Cases  Law360With employment cases on the rise and many statutory provisions favoring plaintiffs, there are settlement-related tax implications that plaintiffs attorneys should ...
Companies accused of misleading consumers about settlements will pay restitution, attorney general's office says  Baltimore SunA company accused of using misleading tactics to get consumers to take cash in exchange for settlements that would have given them regular payments over ...
Analyzing Asta Funding (ASFI) and CPI Card Group (NASDAQ:PMTS)  Fairfield CurrentAsta Funding (NASDAQ:ASFI) and CPI Card Group (NASDAQ:PMTS) are both small-cap finance companies, but which is the superior business? We will ...
Why Congress needs to reform structured settlements | TheHill  The HillOPINION | Is it fair to require a 4 percent fee to use a benefit Congress created for accident victims?
Nicholas Financial (NASDAQ:NICK) versus Asta Funding (ASFI) Head to Head Survey  PressOracleAsta Funding (NASDAQ:ASFI) and Nicholas Financial (NASDAQ:NICK) are both small-cap finance companies, but which is the better stock? We will compare ...
Undisclosed, lavish trips are creeping into the injury settlement business  Yahoo FinancePacific Life has been offering brokers structured settlement industry trips, which are not disclosed to clients. This is a potential conflict of interest.
This structured settlement ABS comes with unusual risk: mortality  Asset Securitization ReportThe collateral for the $59.9 million transaction from DRB Capital includes life-contingent structured settlement receivables; when the beneficiary dies, the insurer ...
The Blind Spot – Reducing Knowledge Gaps In Urban Poverty With Earth Observation Interacting With Structured And Unstructured Geodata  Science TrendsWe live in a period of one of the largest human migrations ever: the shift from rural to urban environments, resulting in an urbanized world (UN, 2018).
Reviewing CPI Card Group (NASDAQ:PMTS) and Asta Funding (ASFI)  PressOracleAsta Funding (NASDAQ:ASFI) and CPI Card Group (NASDAQ:PMTS) are both small-cap finance companies, but which is the better business? We will compare ...
Structured Settlement Firm Names New President/CEO and Chairman of the Board  BenzingaATLANTA, Nov. 16, 2018 /PRNewswire/ -- Structured Financial Associates, Inc. ("SFA"), a founding leader in the structured settlement business, announces ...
The Difference Between an Annuity and Structured Settlement  Huffington PostThe annuity and the structured settlement are two legal mechanisms used to pay out money to a person. There's a big difference between the two, though. Y...
Judge denies payout in PSU victim's case | National and World  Daily Local NewsWEST CHESTER >> A request to transfer the assets of a multi-million-dollar structured personal injury settlement held by a victim in the Penn State sexual abuse ...
4 Common Tax Questions on Structured Settlements  Accountingweb.comTax questions are plentiful especially at this time of year. But there are some questions that come up less often than others, especially for the standard ta.
Lawsuit Alleges MetLife Mistake Helped a Woman Keep Settlement Money From Her Daughter  Wall Street JournalA lawsuit related to medical malpractice is the latest example of an unexpected problem popping up at MetLife from decades-old business.
Symetra Completes Reinsurance Transaction with Resolution Re  Business WireSymetra has entered into a reinsurance agreement with Resolution Re.
Stopping Structured Settlement Predators for Good This Time  Huffington PostNo matter how much you want to protect the privacy of someone receiving a structured settlement, someone else with a fancy computer or data mining progra...
What's A "Structured Settlement"?  ForbesLike so much else in the world, structured settlements are mostly about taxes.
J.G. Wentworth's next ABS features less exposure to annuities  Asset Securitization ReportJG Wentworth's second securitization of the year has more exposure to court ordered structured settlement and less exposure to annuity payments than its other ...
How to Invest in Structured Settlements  NasdaqStructured settlements are usually associated with compensation to injured plaintiffs following a legal hearing. They are more than just a mere.
Deferring Income as a Trial Lawyer with Structured Attorney Fees  Legal ExaminerEvery day, we at Milestone Consulting have an opportunity to elaborate on the concept of deferred income or structured attorney fees with lawyers, professional ...
Independent Insurance Group Announces Launch  PR NewswireDALLAS, April 30, 2018 /PRNewswire/ -- Company officials today announced the launch of the Independent family of companies including subsidiary affiliates ...
Plymouth Arts Center to host 12th annual cheese drop, more Sheboygan news | Briefs  The Sheboygan PressThe Plymouth Arts Center will present its 12th annual New Year's Eve celebration on Monday, Dec. 31 from 8:30 p.m. to 12:00 a.m.. The highlights of this free, ...
Integrated Financial Settlements, Inc. (IFS) Announces Robert Lee as new Chief Executive Officer at IFS  PR NewswireATLANTA and DENVER, April 2, 2018 /PRNewswire/ -- Since the creation of Integrated Financial Settlements over a decade ago, the shareholders of IFS have ...
The structured-settlement industry is behind greater transparency  Washington PostThe National Association of Settlement Purchasers supports proposed legislation in Maryland and Virginia that would supplement existing measures in order to ...
Outlook for the life and structured settlements markets in 2016  Financier WorldwideFinancier Worldwide is a leading, widely respected information source covering corporate finance and board-level business issues.
Best Structured Settlement Companies for 2018  ConsumerAffairsCompare the best structured settlement using expert ratings and consumer reviews in the official ConsumerAffairs buyers guide.
Protecting structured settlements in DC  Washington PostThe Post recently revealed, using lead-poisoning cases in Baltimore as an example, that unsophisticated people with structured settlements are being victimized ...
How companies make millions off lead-poisoned, poor blacks  Washington PostBALTIMORE — The letter arrived in April, a mishmash of strange numbers and words. This at first did not alarm Rose. Most letters are that way for her ...
Insurer Great-West Lifeco seeks to sell $2 billion worth of contracts: sources  ReutersGreat-West Lifeco Inc , Canada's second-biggest insurance company, is exploring the sale of a collection of insurance contracts that could fetch as much as $2 ...
Maryland attorney general urges structured settlement reforms  Baltimore SunMaryland's attorney general urged lawmakers on Thursday to give his office the ability to regulate deals offered by businesses that buy legal settlements at steep ...
DRB Announces First Award to Be Paid on Bounty Program for Whistleblowers  PR NewswireDELRAY BEACH, Fla., Sept. 4, 2018 /PRNewswire/ -- DRB Capital, LLC ("DRB") today announced the first award to be paid under DRB's "Stop Structured ...
Structures to separate from Integrated Financial Settlements (IFS)  PR NewswireATLANTA, Nov. 2, 2018 /PRNewswire/ -- Structures is separating from Integrated Financial Settlements, Inc. (IFS) to move forward as an independent company.
Virginia's weak laws allow structured settlements for pennies on the dollar  Washington PostThe commonwealth allows unscrupulous deals for victims' structured-settlement payments.
Congress' duty to investigate structured settlement fraud  The HillCongress' good intention with these structured settlements has devolved into a system of deception and financial swindling.
Groesbeck Investment Management Increased Apple Computer (AAPL) Stake; Asta Funding (ASFI) Sellers Decreased By 5.88% Their Shorts  D MinuteGroesbeck Investment Management Corp increased Apple Computer Inc (AAPL) stake by 38.3% reported in 2018Q3 SEC filing. Groesbeck Investment ...
Lawmakers ask attorney general to probe structured settlement buyouts  Washington PostTwo members of the U.S. Congress have written a letter to Attorney General Loretta Lynch requesting an investigation into whether companies that purchase ...
Bonding Requirement Added for Maryland Structured Settlement Companies  Insurance JournalA new bonding requirement for structured settlement factoring companies in Maryland took effect on October 1. The bonding requirement was introduced with.
The Beginnings of Structured Settlements  ClaimsJournal.comCurrently an estimated $5 billion industry, structured settlements were once considered too risky because tax implications for insurers and claimants.
What is a Non-Qualified Assignment?  Legal ExaminerYou have likely heard the term “structured settlement,” which refers to a system in which a plaintiff receives payments from his or her settlement over time rather ...
Independent Assignment Company Announces Strategic Contract with ALM Media  PR NewswireDALLAS, May 15, 2018 /PRNewswire/ -- Company officials today announced that Independent Assignment Company (IAC) will contract with ALM Media to help ...
Bill to reform structured-settlement industry advances in Virginia House  Washington PostRICHMOND — A Virginia House of Delegates committee on Tuesday advanced a bill intended to reform an industry that critics say has made millions of dollars ...
Resolution Re reinsures $5.7bn of Symetra Life annuity liabilities  Reinsurance NewsResolution Re has entered into a reinsurance agreement with Symetra Life Insurance Company to transfer financial responsibility for all of Symetra's.
DRB Capital Files Motion to Include Principal, Kobi Ribak  PR NewswireDELRAY BEACH, Fla., July 18, 2018 /PRNewswire/ -- DRB Capital, LLC ("DRB Capital") has filed a motion with the Circuit Courts of Broward County, Florida to ...
Guardianship vs Settlement Trust: Which is the better solution?  Legal ExaminerWhen a person is injured, they can suffer any number of life-changing medical complications. In some cases, they may be rendered incapacitated. Legally, this ...
Structured Settlements, Annuities & Special Needs Trusts  Legal ExaminerPersonal injury lawsuits involving minor or moderate injuries are often settled with lump sum payments, in which the entire settlement amount is simply paid to ...
Yair Netanyahu: All Muslims Should Leave Israel  ForwardYair Netanyahu said there would not be peace in Israel until either all the Jews or all the Muslims leave — and he prefers the latter.
Geoffrey P. Kissel Installed as the New President at NSSTA  PR.comThe National Structured Trade Association announces New President, Geoffrey P. Kissel and New President-Elect Michelle Caine. Two new Board Members, ...
Some structured settlements may offer significant advantages  CBS NewsStructured settlements don't seem to be a good deal for investors, but their non-securitized counterparts might be.
AIG accused of racketeering in structured settlement business  ReutersInsurance giant American International Group has been hit with a racketeering lawsuit accusing it of unlawfully charging successful personal injury and workers' ...
JG Wentworth markets $140.5M structured settlement ABS  Asset Securitization ReportJ.G. Wentworth is sponsoring its second securitization of the year in a $140.5 million bond sale backed by receivables from term structured-settlement ...
Singapore morning news for December 18  AEC News TodayAll the #Singapore #news you need to know for December 18, 2018. Singapore English news, Singapore business news, Singapore news today, Singapore ...
Moody's assigns definitive ratings to J.G. Wentworth structured settlement securitization  Moodys.comNew York, December 19, 2017 -- Moody's Investors *Service* ("Moody's") has assigned definitive ratings to two classes of notes issued by J.G. Wentworth XL LLC ...
Rising Capital Associates Announces 'Structured Settlements' Scholarship  PR NewswireDELRAY BEACH, Fla., Dec. 1, 2016 /PRNewswire/ -- Rising Capital Associates, a leading structured settlement purchaser and annuity buyer, is giving a $1000...
Focus: Case considers effect of family law issues on structured settlements  Law TimesA judge has rejected a mother's claim to have her paralyzed ex-husband's support payments based on the entire damages award received through a structured ...
The flawed system that allows companies to make millions off the injured  Washington PostFirms make tens of millions off some of the state's most vulnerable residents who at times exchange lifetimes' worth of income for pennies on the dollar.
Attorney General's office and attorneys spar over settlement for lead paint victims  Baltimore SunThe Maryland Attorney General's office is seeking to block a settlement for lead paint victims who sold off their structured settlements for pennies on the dollar.
Yanela Frias to lead Prudential's Structured Settlements business  Business WireYanela Frias has been named head of Prudential Retirement's Structured Settlements business. A financial services industry veteran, she has worked acr.
No More Tax Deductions for Bad Actions  CFO MagazineThe new tax law disallows previously available tax deductions for settling government agency enforcements and sexual harassment claims.
Think Twice Before Selling a Settlement  NerdWalletIf you're getting regular payments from an annuity or other structured agreement, "factors" may offer to buy it. Think twice before selling a settlement.
Moody's assigns provisional ratings to J.G. Wentworth structured settlement securitization  Moodys.comOn December 12, 2017, the press release was corrected as follows: due to an internal administrative error, the wrong version of the press release was initially ...
Structured settlements can last a lifetime - Buffalo Business First  Buffalo Business FirstWhen a personal injury case settles or a verdict is reached, the resulting award to the plaintiff is tax-free. If placed into a structured settlement, which is similar to ...
Qualified Settlement Funds Are a Useful Settlement Planning Tool (And Not Just for Plaintiffs)  Legal ExaminerThe use of qualified settlement funds (QSFs) is mainstream practice across mass tort settlements, but it is still an emerging practice in single event and individual ...
199A 20% Deduction for Attorneys? Attorney Fee Structure  Legal ExaminerUnder the recent Tax Cut and Jobs Act, a gem of a deduction exists for passthrough entities, which most law firms are. Most of our clients are plaintiff contingency ...
Benefits of Using Structured Settlements in Claims Negotiations  ClaimsJournal.comAt zero expense to the carrier, tax-free, and tailored to fit the needs of the claimant, structured settlements are a powerful tool claims personnel can.
J.G. Wentworth names new CEO, plots expansion of mortgage business  HousingWireBack in 2015, The J.G. Wentworth Company, the purchaser of structured settlement payments, annuity payments, lottery payments and other receivables that ...
The Truth About Credit Card Debt Settlement  U.S. News & World ReportWhen faced with the possibility of getting no repayment from you at all, your credit card company may be willing to negotiate with you for less than the full amount ...
Structured settlement company Future Income Payments behind suit against CFPB  Legal News LineWASHINGTON (Legal Newsline) – A previously anonymous company that filed suit against the Consumer Financial Protection Bureau (CFPB) last year has now ...
How structured settlement buyout offers work  CreditCards.comStructured settlement buyout firms let you get cash quickly in exchange for giving up a stream of payments you got from a lawsuit settlement or accident claim.
Ryan Jandreau Joins Arcadia as Vice President of Business Development  PR NewswireDENVER, May 2, 2018 /PRNewswire/ -- Arcadia Settlements Group announced today that Ryan Jandreau will join the company as Vice President of Business ...
Pros And Cons Of Structured Settlement Annuities  Law360A structured settlement annuity that pays at a predefined periodic frequency is often employed in resolving personal injury cases and has received wide support ...
The Future of Cy Pres Class Settlements | New York Law Journal  Law.comWhen a class action settles, a potential “cy pres” distribution may come into play where direct distribution of all or part of the settlement consideration to class ...
Integrated Financial Settlements, Inc. (IFS) Launches New Company: Structures  PR NewswireATLANTA, Sept. 28, 2017 /PRNewswire/ -- Integrated Financial Settlements, Inc. (IFS) is proud to announce the launch of Structures, a new company in the ...
Exclusive: GE seeking to shed troubled insurance business - sources  Reuters(Reuters) - General Electric Co (GE.N) is working with investment bankers to find ways to shed its insurance business, which has caused it to book hefty charges ...

Structured Settlements Are Like Ants

Ants are powerful creatures. The powerful ant legs are able... Read More

Cash For Structured Settlements - The Smart Way

For most people when they buy a house it is... Read More

A Structured Lawsuit Settlement Seemed Like a Good Idea at One Time

You are receiving payments spread out over months, years, even... Read More

What is a Trust and what are the Benefits?

Trusts are becoming a popular way to structure business and... Read More

What is Structured Settlement?

Because it is tailor-made for individual cases, the structure may... Read More

The Target Capital Structure

Firms can choose whatever mix of debt and equity they... Read More

Class Action Lawsuits

First of all, let me say that anyone who has... Read More

Options for Lawsuit Settlement Winners Receiving Periodic Payments

On January 22,2002, President George W. Bush signed into law... Read More

How To Form a UK Limited Company

When starting a business, a large number of people go... Read More

Lucky

Have you ever looked around and wondered how everyone is... Read More

Structured Settlements ? Should You Sell Yours?

In recent years, it has become more common for victims... Read More

Should You Sell Your Structured Settlement?

The courts have just awarded you a settlement in the... Read More

When Should You Not Cash Out Your Annuity?

You should not cash out your annuity when it's not... Read More

Surviving High Debt States

Are you more likely to have more debt according to... Read More

If This Describes You, Dont Cash out Your Annuity

There are companies that purchase future payments. Personal injury settlements... Read More

The Cash Now Question

If you have ever been in a bind for cash... Read More

Offshore Asset Protection Trusts for US Citizens

When it comes to discussing offshore anything and US citizens... Read More

Structured Settlements Offer Advantages over Lump-Sum Payments

A structured settlement, which offers injury victims cash payments through... Read More

Unstructured Settlement

Me'Lisa Delaney, 43, is brain-injured as a result of a... Read More

What is a Structured Settlement

A Structured Settlement is an agreement between a personal injury... Read More

The Cost of Not Having Money

The self-esteem factor of not having enough money is underestimated.... Read More

Investing in Structured Settlements

Often some derelict will be awarded some huge amount of... Read More

Annuity Transfer - What Are the Risks

Many people who know in the back of their minds... Read More

Structured Settlement Factoring

Have you received a structured settlement recently? A structured settlement... Read More

A Revolutionary Fundraising Opportunity -- Life Settlements

Amid fundraisers' growing concerns about the current charitable giving climate,... Read More