Lucky

Have you ever looked around and wondered how everyone is buying houses? Are they really doing that much better than you are? Maybe. Maybe not. Some people have gone deep into debt to purchase a home and are teetering on the brink of financial free fall. Others used creative unconventional financing to afford a home. There may be not-yet discovered risks and consequences to this type of home financing. But there is a fairly substantial group of people who were able to buy a house because they were the recipients of some unexpected or untraditional cash windfall.

A contest winning, an inheritance, or an insurance settlement are three financial gifts which open doors that were previously closed due to insufficient funds. Winning the lottery or sweepstakes or casino jackpot can mean some great money for a new home. I wouldn't count on winning money though to make your home owning dreams a reality. An inheritance is more likely, cashing in when loved ones shuffle off their mortal coil, leaving you a loving treasure. Many people are able to use an inheritance to buy a home. And pretty much as common as being left money and winning money is being rewarded money.

A structured settlement is established when the court decides someone owes someone else a lot of money. This is often paid out over time in smaller increments via an annuity. Plenty of people are living off of settlement checks or buying houses with lump sum settlements. So what do the rest of us do if their lottery eludes us, our relatives are financially barren, and we have no cause to sue anyone for money? We work, and save and scrimp and plan. Sure we hope we get lucky, but we're not holding our breath.

Jason Rigler
Customer Services Director Prosperity Partners is a financial services company devoted to servicing the needs of structured settlement holders, annuity recipients, and lottery winners.

In The News:

How Lawsuit Structured Settlements Work  ForbesPlaintiffs who win lawsuits get lump sums, and that can mean taxes. But structured settlements can spread out payments and conserve assets too, here's how.
First Circuit: Transaction Costs in Structured Settlements Not Fraud  The National Law ReviewFirst Circuit found amounts deducted from settlement payments did not constitute fraud in the case Ezell v. Lexington Insurance Co. where plaintiffs argued the ...
2019 Fast 50: Synergy Settlement Services to expand operations amid rapid growth (Video) - Orlando  Orlando Business JournalSynergy Settlement Services' local team has been helping personal injury trial attorneys and their clients through the settlement process since 2009. VIDEO.
Arcadia Settlements Group Announces New CEO and Vice Chairmen  PRNewswireDENVER, July 2, 2019 /PRNewswire/ -- Arcadia Settlements Group announced today key changes in top leadership, including the selection of a new CEO and ...
CNA, QBE, Arcadia Settlements Make Personnel Changes  Claims JournalCNA Taps QBE Lawyer for General Counsel Post CNA has appointed Jose Ramon Gonzalez as executive vice president and general counsel. Gonzalez will ...
Wisconsin Banking News  BizTimes.com (Milwaukee)Securant Bank & Trust adds new settlement trust group; Waukesha State Bank opens new branch. Securant Bank & Trust adds new settlement trust group.
Minor Settlements and How Pooled Trusts Can Help Protect your Client throughout Adulthood  Legal ExaminerIf your client is a minor, what happens after settlement can be just as important as what happened before. Several important decisions will need to be made in ...
Did You Know? You Can Invest In Structured Settlements With Your IRA  ForbesInvesting in structured settlements within a self-directed IRA can provide diversification to your retirement accounts. They offer a stream of payments that often ...
Historic Verdict in the Roundup/Pilliod Case  Legal Talk NetworkPedram Esfandiary of Baum, Hedlund, Aristei & Goldman, PC., discusses the Pilliod, et al. v. Monsanto lawsuit, what legal strategies were used in this case, and ...
Indiana Medical Malpractice Act Damage Caps Set To Go Up July 1  JD SupraOn July 1, 2019, the caps on damages set by the Indiana Medical Malpractice Act will rise for the second time in two years. This increase, which applies to acts of ...
Mansell & Mansell Attorneys Bring Justice For Their Clients And Obtain A Settlement in Excess of One Million Dollars  Yahoo FinanceLOS ANGELES, CA / ACCESSWIRE / June 25, 2019 / The renowned law firm Mansell & Mansell has successfully reached a settlement for 2 minor clients who ...
The Work Comp Tool Box: Employing Creative Strategies to Settle Cases  WorkersCompensation.comSettling workers' compensation cases is an important part of being a proactive and effective member of the claims management team. It also allows interested ...
U.S. Government Seeks Part of Oklahoma's $270M Opioid Settlement  Public Radio TulsaOKLAHOMA CITY (AP) — The U.S. government wants a portion of Oklahoma's $270 million settlement with Purdue Pharma that stemmed from the state's ...
US Government Wants Some of Oklahoma’s $270M Purdue Pharma Settlement Money  Insurance JournalThe U.S. government wants a portion of Oklahoma's $270 million settlement with Purdue Pharma that stemmed from the state's ongoing lawsuit against opioid.
Brighthouse Financial, Inc. - Consenus Indicates Potential 2.5% Upside  DirectorsTalk InterviewsBrighthouse Financial, Inc. with ticker code (BHF) have now 14 analysts in total covering the stock. The consensus rating is 'Hold'. The range between the.
Stone Point buys majority of First Associates Loan Servicing  PE HubFirst Associates Loan Servicing LLC said July 16 that Stone Point Capital LLC has acquired a majority stake in the company. Financial terms weren't announced ...
No Fraud In Structured Settlement Payments Because of Broker Commissions  LexologyWhen insurance companies settle cases they often enter into structured settlements where they take a certain amount of money to purchase an annuity to…
Federal Government Demands Part of Oklahoma\'s $270M Opioid Settlement  GoverningBy Carmen Forman. The federal government is seeking a portion of Oklahoma's $270 million settlement with opioid maker Purdue Pharma. In a June 12 letter to ...
They sought ‘lead paint virgins’ and bought their settlements. It will be hard for those victims to get their money back.  Washington PostA Chevy Chase company that made millions of dollars from deals with victims of lead poisoning targeted an “entire generation of youth coming of age in ...
What Is a Solo 401(k) and How Much Can You Contribute?  TheStreetA solo 401(k) plan can be an excellent retirement plan option for those who are self-employed. They are easy to open and fund, and they provide high ...
Can My Employer Change Me from Hourly to Salary?  Inc.comI woke up this morning to three emails from people asking essentially the same question: Can my manager stop paying me overtime by declaring that I'm a ...
DRB Capital Goes After Structured Settlement Factoring Parasites  PRNewswireDELRAY BEACH, Fla., Jan. 15, 2019 /PRNewswire/ -- DRB Capital, LLC ("DRB Capital") today announced that as part of its continuing efforts to uncover and ...
What Is My Structured Settlement Worth?  Legal ExaminerIf you are in need of emergency funds, you may be wondering what your structured settlement is worth. Here, we break down a few details to answer this ...
A New President for the National Structured Settlements Trade Association  Legal Talk NetworkMichelle Caine talks about the advocacy for the financial security of injured people in legal settlements and raising awareness about the benefits of structured ...
Unpacking H.R. 2212: The New Structured Settlement Claimant Protection Bill  Legal ExaminerIf passed, H.R. 2212 would give claimants and plaintiffs a voice as they undergo the very important process of settlement planning in their case.
Using Structured Settlements  Palisades Hudson Financial GroupStructured settlements are designed to make sure someone who is injured receives compensation in a way that best assures their long-term quality of life.
Feds seek portion of Oklahoma's opioid settlement with Purdue Pharma  WoodwardNews.netOKLAHOMA CITY — The federal government wants a portion of Oklahoma's $270 million settlement with Purdue Pharma that stemmed from the state's ongoing ...
Bora Bora or Bust: Annuity Sales Incentives May Taint Structured Settlements for Accident Victims  Kiplinger's Personal FinanceDid you know that posh trips and other incentives are sometimes offered to those who recommend annuities for accident victims? Here's what consumers should ...
To Structure (or Not to Structure) Your Settlement?  Legal ExaminerIt has been ten years since the financial meltdown of 2008. Even though most investors who stayed the course saw their assets rebound in value by the the ...
History Lessons for Space  SlateOn July 10, Future Tense and the JustSpace Alliance will hold an event titled “How Will We Govern Ourselves in Space?” in Washington. For more information ...
Structured Settlement Industry Leaders Unite: Millennium Settlements separates from Integrated Financial Settlements and combines with The Settlement Alliance to form Sage Settlement Consulting  PR NewswireATLANTA and HOUSTON, Oct. 29, 2018 /PRNewswire/ -- Founded in 1984, Millennium Settlements, Inc. is separating from Integrated Financial Settlements, Inc.
US government seeks part of Oklahoma $270 million opioid settlement  Medical DialoguesIt's not clear how much of the state's settlement the federal government is seeking or where the money would come from. Oklahoma's settlement in March with ...
The Bank for International Settlements warns of a build-up of financial risks  Moneycontrol.comA prolonged period of ultra-low interest rates gives rise to many distortions and could set the stage for the next financial crisis.
J.G. Wentworth gets easier Aaa on next structured settlement ABS  Asset Securitization ReportJ.G. Wentworth first securitization of 2019 is backed by a similar mix of structured settlement and annuities receivables as its second deal of 2018, but the credit ...
DRB Capital Files Lawsuit Against Structured Settlement Companies  Insurance News NetThe Lawsuit Alleges a Violation of Florida's Deceptive and Unfair Trade Practice Act, Tortious Interference.
Asta Funding, Inc. (ASFI) Hit 52-Week High  The Altcoin MercuryInvestors sentiment increased to 1 in Q1 2019. Its up 0.43, from 0.57 in 2018Q4. It improved, as 2 investors sold Asta Funding, Inc. shares while 2 reduced.
The Evolution of the Structured Settlement Industry  Legal ExaminerAre factored payments streams legal? Buying an existing structured settlement annuity, and having the rights to the payments due under the structured ...
Tax Benefits Of Structured Settlements In Employment Cases  Law360With employment cases on the rise and many statutory provisions favoring plaintiffs, there are settlement-related tax implications that plaintiffs attorneys should ...
Outlook for life settlements in 2019  Financier WorldwideMarch 2019 | TALKINGPOINT | FINANCE & INVESTMENT. Financier Worldwide Magazine. May 2017 Issue. March 2019 Issue ...
Victims of lead-paint poisoning could receive more money following ruling  Washington PostVictims of lead-paint poisoning who lost millions in deals with a Chevy Chase company may be able to get more money back than they initially expected, after ...
Everything You need To Know About Structured Settlements  STL.NewsSometimes, in the middle of our hopes and dreams, life hits us hard. We find ourselves facing situations that are far beyond our endurance capacity, and.
A structured guide to M&A litigation in Japan  LexologyTypes of shareholders' claims. Main claims. Identify the main claims shareholders in your jurisdiction may assert against corporations, officers and directors in ...
What the “millennials are growing horns” story can teach us about scientific literacy  Massive ScienceConsortium member Maddie Bender on how to decipher scientific findings that seem too weird to be true.
Toward global settlements | Jason Hungerford | CDR Article  CDR News MagazineJason Hungerford and Faadil Patel of Mayer Brown consider the growth and evolution of Deferred Prosecution Agreements around the world, following a recent ...
Between 'Ruga Settlements' And Franchise Of Evil  Leadership NewspaperBetween 'Ruga Settlements' And Franchise Of Evil I have read different narratives about the conceptualization of “ruga settlements” for Fulani herdsmen. To be ...
Settling for more: Isaacs offer attorneys and clients a dual lineup of services - Buffalo Business First  Buffalo Business FirstPaul Isaac operates Precision Resolution LLC and Paramount Settlement Planning LLC, both in West Seneca.
What is your Structured Settlement Worth?  Legal ExaminerBased on our recent post about the secondary market for structured settlement annuities, you know that transferring your rights due under your structured ...
CFPB Inks $25M Deal With Debt Settlement Co.  Law360Freedom Debt Relief LLC has agreed to pay $20 million in restitution and a $5 million fine in a deal to resolve a Consumer Financial Protection Bureau lawsuit ...
Dispute resolution in India  LexologySumeet Kachwaha is the founding partner of the dispute resolution and arbitration practice Kachwaha & Partners. He has handled many landmark matters…
What's A "Structured Settlement"?  ForbesLike so much else in the world, structured settlements are mostly about taxes.
Qualified Settlement Funds, Who?  Legal ExaminerA qualified settlement fund (QSF) is an escrow account that offers benefits to the plaintiff, the defendant, AND the attorney.
How to Invest in Structured Settlements  NasdaqStructured settlements are usually associated with compensation to injured plaintiffs following a legal hearing. They are more than just a mere.
Ametros Publishes White Paper on the Combination of Structured Settlements & Professional Administration  Business WireAmetros' white paper discusses pairing professional administration services with structured settlements to protect injured parties' settlement funds.
Protecting structured settlements in DC  Washington PostThe Post recently revealed, using lead-poisoning cases in Baltimore as an example, that unsophisticated people with structured settlements are being victimized ...
Why Congress needs to reform structured settlements | TheHill  The HillPresident Trump's tax reform announcement is likely to jumpstart Congress' focus on reforming the federal tax code. Almost no industry is more vested in tax ...
The structured-settlement industry is behind greater transparency  Washington PostThe National Association of Settlement Purchasers supports proposed legislation in Maryland and Virginia that would supplement existing measures in order to ...
The Beginnings of Structured Settlements  ClaimsJournal.comCurrently an estimated $5 billion industry, structured settlements were once considered too risky because tax implications for insurers and claimants.
AIG accused of racketeering in structured settlement business  ReutersInsurance giant American International Group has been hit with a racketeering lawsuit accusing it of unlawfully charging successful personal injury and workers' ...
50 Most Powerful People - John Morgan  Orlando MagazineWhen John Morgan was a sophomore at the University of Florida in 1976, his younger brother, Tim, was paralyzed while making a rescue dive as a lifeguard at ...
Companies accused of misleading consumers about settlements will pay restitution, attorney general's office sa  Baltimore SunA company accused of using misleading tactics to get consumers to take cash in exchange for settlements that would have given them regular payments over ...
Marion schools settle fifth lawsuit over claims of sex abuse by student volunteer  The GazetteMARION — The fifth lawsuit against the Marion Independent School District and teacher Diane Graham — filed by parents of a kindergartner over claims of sex ...
Some structured settlements may offer significant advantages  CBS NewsStructured settlements don't seem to be a good deal for investors, but their non-securitized counterparts might be.
Bonding Requirement Added for Maryland Structured Settlement Companies  Insurance JournalA new bonding requirement for structured settlement factoring companies in Maryland took effect on October 1. The bonding requirement was introduced with.
Self-replicating Asian longhorned ticks have arrived  Massive ScienceClimate change is the likely culprit of this new threat to livestock (and possibly humans)
Moody's assigns definitive ratings to J.G. Wentworth structured settlement securitization  Moodys.comNew York, March 08, 2019 -- Moody's Investors *Service* (Moody's) has assigned definitive ratings to two classes of notes issued by J.G. Wentworth XLIII LLC (the ...
Virginia's weak laws allow structured settlements for pennies on the dollar  Washington PostThe commonwealth allows unscrupulous deals for victims' structured-settlement payments.
4 Common Tax Questions on Structured Settlements  Accountingweb.comTax questions are plentiful especially at this time of year. But there are some questions that come up less often than others, especially for the standard ta.
Best Structured Settlement Companies for 2019  ConsumerAffairsWant to sell a structured settlement? Find the best structured settlement companies. Read customer reviews. Learn about purchasing prices, surrender charges ...
Rohingyas suffer due to non-stop rainfall  Dhaka TribuneThe suffering of hundreds of thousands of Rohingyas living in the settlement camps in Cox's Bazar continues due to non-stop rainfall for more than two weeks, ...
Antonucci: LA and Oakland teacher strike settlements are structured differently, but the results are the same  LA School ReportMike Antonucci's Union Report appears weekly at LA School Report. The Oakland teacher strike came to an end after seven days with another “historic” contract ...
Interest rates can't do it all: Bank for International Settlements  The Australian Financial ReviewThe Bank for International Settlements has warned that further cuts in interest rates can't solely be relied on to fix the global economic slowdown and that ...
SenecaOne Launches Newly Redesigned Website to Provide Annuitants with the Easiest Way to Get Financing  Markets InsiderBETHESDA, Md., Jan. 16, 2019 /PRNewswire-PRWeb/ -- SenecaOne, the only licensed lender in the country that caters specifically to structured settlement and ...
Highly Leveraged Zombie Companies Threaten the Global Economy  ForbesGetty. Zombie companies could endanger financial stability as the global economic downturn is deeper than expected. The very detailed analysis and graphs, ...
Pension Broker Settles with CFPB  The National Law ReviewCFPB has announced a settlement agreement with pension broker, Mr. Corbett, alleging for his alleged lump sum payment received for helping veterans set up ...
Automatic Renewal Law Awaiting Mayor Approval in Washington DC  LexologyWashington D.C. is in the process of enacting the Structured Settlements and Automatic Renewal Protections Act of 2018 (the “Act”). In part, the…
Washington, DC, Adds Auto Renewal Law  Manatt, Phelps & Phillips, LLPD.C. joined the growing number of states regulating auto-renewal contracts when Mayor Muriel Bowser signed the new law into effect this month.
This structured settlement ABS comes with unusual risk: mortality  Asset Securitization ReportThe collateral for the $59.9 million transaction from DRB Capital includes life-contingent structured settlement receivables; when the beneficiary dies, the insurer ...
Comparing of Asta Funding Inc. (ASFI) and Hill International Inc. (NYSE:HIL)  Stocks BeatWe are contrasting Asta Funding Inc. (NASDAQ:ASFI) and Hill International Inc. (NYSE:HIL) on their dividends, analyst recommendations, profitability, risk,
Reviewing Asta Funding Inc. (ASFI)'s and Euronet Worldwide Inc. (NASDAQ:EEFT)'s results  Stocks BeatBoth Asta Funding Inc. (NASDAQ:ASFI) and Euronet Worldwide Inc. (NASDAQ:EEFT) are Business Services companies, competing one another. We will ...
Tramping artisans who marched thousands of miles a year are proof that Britain was built by migrants  The Conversation UKMigration helped forge the very social, cultural and economic infrastructures that Britain now seeks to wall off from the rest of the world.
Structures to separate from Integrated Financial Settlements (IFS)  PR NewswireATLANTA, Nov. 2, 2018 /PRNewswire/ -- Structures is separating from Integrated Financial Settlements, Inc. (IFS) to move forward as an independent company.
Moody's assigns provisional ratings to J.G. Wentworth structured settlement securitization  Moodys.comNew York, February 20, 2019 -- Moody's Investors *Service* (Moody's) has assigned provisional ratings to two classes of notes to be issued by J.G. Wentworth ...
Commodity Trading Firm Settles CFTC Charges For Engaging In Wash Sales - Finance and Banking - United States  Mondaq News AlertsA commodity trading firm settled CFTC charges for engaging in wash sales and noncompetitive transactions traded on the Chicago Board of Trade and the ...
Benefits of Using Structured Settlements in Claims Negotiations  ClaimsJournal.comAt zero expense to the carrier, tax-free, and tailored to fit the needs of the claimant, structured settlements are a powerful tool claims personnel can.
How companies make millions off lead-poisoned, poor blacks  Washington PostBALTIMORE — The letter arrived in April, a mishmash of strange numbers and words. This at first did not alarm Rose. Most letters are that way for her ...
Pension Company Adds Leading Structured Settlement Brokers, Builds West Coast Operations  GlobeNewswireKING OF PRUSSIA, Pa., June 3, 2015 (GLOBE NEWSWIRE) -- via PRWEB - The Pension Company (TPC) today announced that two structured settlement ...
When a Qualified Settlement Fund is the Solution You Need  Legal ExaminerA qualified settlement fund (QSF) is a fund, account, or trust that holds settlement proceeds. A QSF is a settlement escrow that allows for proper settlement ...
Structured Settlements, Annuities & Special Needs Trusts  Legal ExaminerPersonal injury lawsuits involving minor or moderate injuries are often settled with lump sum payments, in which the entire settlement amount is simply paid to ...
Fasano Associates Hires Donald Brink as Chief Underwriter  Business WireDon Brink joins Fasano Associates as it's new Chief Underwriter.
Department Of Justice Increasingly Challenges Class Settlements - Litigation, Mediation & Arbitration - United States  Mondaq News AlertsIn the past year, federal officials have increasingly objected to proposed class settlements in federal court. United States Litigation, Mediation & Arbitration Jones ...
Pharma Bro’s Appeal Is Denied – Agnifilo Loses Again  Frank ReportLast week, the U.S. Court of Appeals for the 2nd Circuit affirmed the conviction of Martin Shkreli – AKA “Pharma Bro”. In addition, the appellate court also ...
Global Structured Cabling Market 2019 – 2025 Nexans SA (France), ABB Ltd. (Switzerland), Furukawa Electric, Legrand (France)  The News NetworkThe “Structured Cabling Market” report provides realistic and functional details of the Structured Cabling market, which assist you in promoting ideas with ...
Q&A: DTEK optimistic on Ukrainian market development  Argus MediaUkraine launched its new market model and power exchange on 1 July. The market will take time to develop, as price caps are in place for nine months and until ...
Congress' duty to investigate structured settlement fraud  The HillCongress' good intention with these structured settlements has devolved into a system of deception and financial swindling.
Consider the alternative  InvestmentNewsWhy alternative investments have a place in your clients' portfolios.
Divorcing After Long-Term Marriage Checklist of Considerations  Mediate.comOnce upon a time, people who grew old (or older) together, even if unhappy in their marriage, did not consider divorce an option. Today's world is a much ...
Opioid Justice Team: Fighting for Children in the Opioid Epidemic  Legal Talk NetworkAttorney Celeste Brustowicz, a member of Opioid Justice Team, talks about the legal work underway among a group of highly skilled attorneys, doctors and civil ...
Alternative dispute resolution in insolvency and restructuring proceedings  International Law OfficeSingapore is positioning itself as a hub for insolvency and restructuring. Imminent changes to Singapore's mediation landscape suggest that mediation will soon ...
Making banking boring again: the decline of Deutsche Bank  New StatesmanDeutsche Bank once hoped to compete with the US banking giants, but after a decade of scandals and wrong turns, it is making a last-ditch effort to survive.
Asta Funding Inc (NASDAQ:ASFI) Quarterly Sentiment Change Report  Invest TribuneAsta Funding Inc (NASDAQ:ASFI) institutional sentiment increased to 1 in 2019 Q1. Its up 0.43, from 0.57 in 2018Q4. The ratio is positive, as 4 investment ...

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