What is a Structured Settlement

A Structured Settlement is an agreement between a personal injury victim ( a Plaintiff ) and an Insurance company ( the Defendant )to compensate the Plaintiff by the defendant with long term periodicpayments instead of a single cash lump sum.

Payments can be tailored to each individual plaintiffs needs, to help meet expenses such as on-going medical and living expenses, education, children needs & support etc' The fixed annuity payments are tax-free to the claimant, a cost-of-living adjustment (COLA) feature is available, that can help offset the effects of inflation over time, payments can continue as long as the claimant lives thus providing him the maximum benefits.

Structured settlements are encouraged by plaintiffs lawyers, Courts, Insurance companies and the legislators alike as they all agree it is the best solution to all parties involved especially for the claimant.

If you just been injured and need help and advice on how to file a claim, what are the exact forms you need to fill out and how to go about it without it costing you an arm and a leg in legal fees,Let a very experienced paralegal specializing in personal injury claims, guide you with a step by step process and save a bundle of money. Hear what she has to say at: Settle-Your-Own-Injury-Claim.

The annuity can be transformed in part or in full to a cash lump sum via private funds and should be approved by the Court. The funds are most interested to make these deals as they are very profitable to them because they take the long term tax free payments and in exchange pay the annuity holder much less than the face value but in cash.

These same funds are handling Lottery winners long term payments into one single lump sum as well as all kinds services of cash against future payments.

MBA - International Trade & Finance - Heriot-Watt University. Bsc. Computers and Information Systems - Long Island University - C.W Post Campus. Married with two Children.

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Kiplinger's Personal Finance

Bora Bora or Bust: Annuity Sales Incentives May Taint Structured Settlements for Accident Victims
Kiplinger's Personal Finance
That's why every year, tens of thousands of injury victims settle legal claims with a structured settlement. This involves trading a cash settlement for long-term, tax-free income funded by an annuity. It's a smart choice and encouraged by the federal ...


Eureka Times Standard

You and the Law: Have a structured settlement with Pacific Life?
Eureka Times Standard
This month, Newport Beach, California-based Pacific Life hosted a fabulous six-day event halfway around the world for the U.S. structured settlement industry. According to the invitation, the gathering at the Four Seasons Maldives wasn't a junket but ...


Structured Settlement Industry Leaders Unite: Millennium Settlements separates from Integrated Financial Settlements ...
PR Newswire (press release)
Sage is the premier provider of comprehensive settlement solutions with more than 75 full-time settlement consultants serving claimants and their attorneys nationwide. In addition to providing traditional structured settlement annuities, Sage offers ...


AGs Can Try To Oppose Doctors' Settlement, NJ Judge Says
Law360
The way the settlement is structured, according to the prosecutors, doesn't give doctors the option to “opt-out” of the class and go after monetary damages, which “plainly” vary. The prosecutors invoked the U.S. Supreme Court's 2011 ruling in Wal-Mart ...


JD Supra (press release)

Court Dismisses Claims Alleging Undisclosed Deductions from Structured Settlement Funds
JD Supra (press release)
The latest attempt to hold casualty carriers and annuity issuers liable for allegedly failing to disclose deductions from the amounts used to purchase structured settlement annuities for plaintiffs' benefit has been dismissed by the U.S. District Court ...


Structures to separate from Integrated Financial Settlements (IFS)
PR Newswire (press release)
Structures provides cutting-edge settlement solutions and financial programs utilized in the settlement process by working with plaintiffs, contingency fee attorneys, defendants, casualty carriers, and self-insured entities through appointed structured ...

and more »

Legal Talk Network

Merrimack Valley Gas Explosions
Legal Talk Network
... and co-host, Joan Pagnano discuss pending litigation and next steps for the victims of this disaster with guest Patrick Haines, the managing attorney for Napoli Shkolnik PLLC. Visit Ringler to contact a consultant in your area about structured ...


Business Wire (press release)

Wide Range of Presentations at Fasano Longevity Conference
Business Wire (press release)
The afternoon sessions also included Wharton School research on the Impact of Medicare Reform on Longevity, James Atkins' Critique of Pricing in the Secondary Structured Settlement Market and an all-star panel presentation covering the Impact of New ...

and more »

Insurance – RICO – Fraudulent misrepresentation
Massachusetts Lawyers Weekly
Where the recipients of structured settlements claimed that insurance companies had unlawfully deducted commissions from the settlements, the plaintiffs failed to meet the RICO standard of showing that the defendants associated together for a common ...


Asta Funding (ASFI) and Nicholas Financial (NICK) Critical Analysis
PressOracle
The company operates through four segments: Consumer Receivables, Personal Injury Claims, Structured Settlements, and GAR Disability Advocacy. The Consumer Receivables segment involved in the purchase, management, and servicing distressed ...

and more »
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