Structured Settlements Are Like Ants

Ants are powerful creatures. The powerful ant legs are able to lift 20 times their body weight, and run the equivalent of a man running as fast as a racehorse. Structured Settlements are strong agreements that turn an agreement to pay a plaintiff into an ironclad guaranteed structured award.

Ants have powerful armor on their bodies, called an exoskeleton. Structured settlements have several layers of protection. Attorneys work to preserve fairness and best interest of affected parties. Insurance companies protect the investment and insure payments are made. State and federal laws protect all parties with aggressive qualifications for the creation and distribution of structured settlements.

Ant colonies have a distinct odor that is unique to the members of that group. Structured settlements are individually and distinctly arranged to meet the personal needs of the award recipient. The payments from a settlement annuity are structured to address financial needs over time.

People generally consider ants as pests and do whatever they can to get rid of them. It's easy enough to put sugar outside your door and keep them outside where they belong. Annuitants also get tired of receiving payments spread out over time. There are federal and state approved programs that allow for the acceleration of the settlement payments.

Jason Rigler "Settlement Advocate" and consultant for Prosperity Partners Customer Service Department.

In The News:

Did You Know? You Can Invest In Structured Settlements With Your IRA  ForbesInvesting in structured settlements within a self-directed IRA can provide diversification to your retirement accounts. They offer a stream of payments that often ...
A New President for the National Structured Settlements Trade Association  Legal Talk NetworkMichelle Caine talks about the advocacy for the financial security of injured people in legal settlements and raising awareness about the benefits of structured ...
Structured Settlement Claimants Rights Act Gains Momentum  Legal ExaminerIn April, we described the protections that the Structured Settlement Claimants Rights Act, also known as H.R. 2212, would provide plaintiffs and claimants if ...
Get out of credit card debt for good  FOX 46 CharlotteWhen the credit card bills keep arriving, you're barely paying your minimums and you're at a breaking point, what can you do? Take a deep breath and read on ...
Fasano Associates Hires Donald Brink as Chief Underwriter  Business WireDon Brink joins Fasano Associates as it's new Chief Underwriter.
Avoiding future interest is one way to look at your return on investment  MoneySenseQ. I'm 47 years old and, after suffering a personal injury, have just been awarded a medical pension of $400 per month. The money is indexed annually and ...
Using Structured Settlements  Palisades Hudson Financial GroupIf you are not familiar with the term “structured settlement,” you are already lucky; that probably means you have not been involved in a serious accident where ...
$1.7 million paid in confidential state settlements  KRQE News 13"It's embarrassing to many of those involved," says former State Police Chief Pete Kassetas.
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U.S. Claims Wins First Place in Two Categories in The Daily Report  PR.comTop-ranked pre-settlement funding company ranked the best in Georgia.
J.G. Wentworth gets easier Aaa on next structured settlement ABS  Asset Securitization ReportJ.G. Wentworth first securitization of 2019 is backed by a similar mix of structured settlement and annuities receivables as its second deal of 2018, but the credit ...
DRB Capital Goes After Structured Settlement Factoring Parasites  PRNewswireDELRAY BEACH, Fla., Jan. 15, 2019 /PRNewswire/ -- DRB Capital, LLC ("DRB Capital") today announced that as part of its continuing efforts to uncover and ...
Rethinking the city means rethinking economics  The Fifth EstateWe have become accustomed to talking about economic disruptions in recent years. Disruption of the taxi industry by Uber and of the hotel industry by Airbnb.
Structured Settlement Industry Leaders Unite: Millennium Settlements separates from Integrated Financial Settlements and combines with The Settlement Alliance to form Sage Settlement Consulting  PR NewswireATLANTA and HOUSTON, Oct. 29, 2018 /PRNewswire/ -- Founded in 1984, Millennium Settlements, Inc. is separating from Integrated Financial Settlements, Inc.
Asta Funding Inc. (ASFI) and Its Competitors Contrasting side by side.  CryptoCoinsTribuneAs Business Services company, Asta Funding Inc. (NASDAQ:ASFI) is competing with its rivals based on the risk, analyst recommendations, institutional ...
TV Agency CheapTVSpots.com Offers Simple Pay-As-You-Go Digital Video Production Services  PR.comAward-winning TV ad producer CheapTVSpots.com invites advertisers to try a new, Pay-As-You-Go plan for its popular commercial production services.
MetLife Announces First Quarter 2019 Results  Yahoo FinanceMetLife, Inc. today announced its results for the first quarter ended March 31, 2019.
The Evolution of the Structured Settlement Industry  Legal ExaminerAre factored payments streams legal? Buying an existing structured settlement annuity, and having the rights to the payments due under the structured ...
Outlook for life settlements in 2019  Financier WorldwideMarch 2019 | TALKINGPOINT | FINANCE & INVESTMENT. Financier Worldwide Magazine. May 2017 Issue. March 2019 Issue ...
Appeals court finds class settlement interferes with consumer protection case  Maryland Daily RecordThe Court of Special Appeals reversed a trial judge's approval of a settlement with victims of a lead paint settlement fraud, finding the parties could not.
What is your Structured Settlement Worth?  Legal ExaminerBased on our recent post about the secondary market for structured settlement annuities, you know that transferring your rights due under your structured ...
Victims of lead-paint poisoning could receive more money following ruling  Washington PostVictims of lead-paint poisoning who lost millions in deals with a Chevy Chase company may be able to get more money back than they initially expected, after ...
Ametros Publishes White Paper on the Combination of Structured Settlements & Professional Administration  Business WireAmetros' white paper discusses pairing professional administration services with structured settlements to protect injured parties' settlement funds.
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New laws set in place could slow down homeless camp cleanup  KTUU.comIt's been a contentious process for years — clearing the illegal settlements while not destroying the few possessions the homeless have.
The structured-settlement industry is behind greater transparency  Washington PostThe National Association of Settlement Purchasers supports proposed legislation in Maryland and Virginia that would supplement existing measures in order to ...
What's A "Structured Settlement"?  ForbesLike so much else in the world, structured settlements are mostly about taxes.
Why Congress needs to reform structured settlements | TheHill  The HillOPINION | Is it fair to require a 4 percent fee to use a benefit Congress created for accident victims?
Outlook for the life and structured settlements markets in 2016  Financier WorldwideFebruary 2016 | 10QUESTIONS | FINANCE & INVESTMENT. financierworldwide.com. FW speaks with Corwin Zass, the founder and principal of Actuarial Risk ...
DRB Establishes $100000 "Bounty" for Whistleblowers with Information About Illegal Conduct in the Structured Settlement Factoring Market  PR NewswireDELRAY BEACH, Fla., Aug. 8, 2018 /PRNewswire/ -- DRB Capital, LLC ("DRB Capital") has established a private whistleblower fund to reward individuals who ...
Protecting structured settlements in DC  Washington PostThe Post recently revealed, using lead-poisoning cases in Baltimore as an example, that unsophisticated people with structured settlements are being victimized ...
How the U.S. Helped Israel Learn to Love Occupying Palestinian Territory  The Daily BeastRAMALLAH—As the Trump administration tries to build suspense about its long anticipated peace plan for the Israeli-Palestinian conflict, dubbed improbably ...
SenecaOne Launches Newly Redesigned Website to Provide Annuitants with the Easiest Way to Get Financing  Markets InsiderBETHESDA, Md., Jan. 16, 2019 /PRNewswire-PRWeb/ -- SenecaOne, the only licensed lender in the country that caters specifically to structured settlement and ...
Consider the alternative  InvestmentNewsWhy alternative investments have a place in your clients' portfolios.
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How to Invest in Structured Settlements  NasdaqStructured settlements are usually associated with compensation to injured plaintiffs following a legal hearing. They are more than just a mere.
Antonucci: LA and Oakland teacher strike settlements are structured differently, but the results are the same  LA School ReportMike Antonucci's Union Report appears weekly at LA School Report. The Oakland teacher strike came to an end after seven days with another “historic” contract ...
Qualified Settlement Funds, Who?  Legal ExaminerA qualified settlement fund (QSF) is an escrow account that offers benefits to the plaintiff, the defendant, AND the attorney.
Automatic Renewal Law Awaiting Mayor Approval in Washington DC  LexologyWashington D.C. is in the process of enacting the Structured Settlements and Automatic Renewal Protections Act of 2018 (the “Act”). In part, the…
J.G. Wentworth's next ABS features less exposure to annuities  Asset Securitization ReportJG Wentworth's second securitization of the year has more exposure to court ordered structured settlement and less exposure to annuity payments than its other ...
AIG accused of racketeering in structured settlement business  ReutersInsurance giant American International Group has been hit with a racketeering lawsuit accusing it of unlawfully charging successful personal injury and workers' ...
4 Common Tax Questions on Structured Settlements  Accountingweb.comTax questions are plentiful especially at this time of year. But there are some questions that come up less often than others, especially for the standard ta.
This structured settlement ABS comes with unusual risk: mortality  Asset Securitization ReportThe collateral for the $59.9 million transaction from DRB Capital includes life-contingent structured settlement receivables; when the beneficiary dies, the insurer ...
Land expropriation, invasion fears see flood of court interdicts being sought | Cape Argus  IOLExpectations of land expropriation without compensation and land invasions have seen a flood of court interdicts being sought in the high court.
Symetra Completes Reinsurance Transaction with Resolution Re  Business WireSymetra has entered into a reinsurance agreement with Resolution Re.
Companies accused of misleading consumers about settlements will pay restitution, attorney general's office says  Baltimore SunA company accused of using misleading tactics to get consumers to take cash in exchange for settlements that would have given them regular payments over ...
3rd Circuit: District court erred in voiding all cash advance agreements in NFL concussion settlement litigation  LexologyOn April 26, the U.S. Court of Appeals for the 3rd Circuit, in a consolidated class action, concluded that a district court went “too far” in voiding all of the cash ...
Bonding Requirement Added for Maryland Structured Settlement Companies  Insurance JournalA new bonding requirement for structured settlement factoring companies in Maryland took effect on October 1. The bonding requirement was introduced with.
Lawmakers try to dislodge opioid response bill  Duluth News TribunePlans passed by the House and Senate to respond to Minnesota's epidemic of opioid abuse overlap in many areas. Both contain a menu of requirements for ...
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Structured Settlements, Annuities & Special Needs Trusts  Legal ExaminerPersonal injury lawsuits involving minor or moderate injuries are often settled with lump sum payments, in which the entire settlement amount is simply paid to ...
What Purdue Pharma’s settlement with Oklahoma means for the opioid crisis  PBS NewsHourDrug giant Purdue Pharmaceuticals has agreed to pay $270 million to settle a lawsuit with the state of Oklahoma, which sued the opioid manufacturer, among ...
Washington, DC, Adds Auto Renewal Law  Manatt, Phelps & Phillips, LLPD.C. joined the growing number of states regulating auto-renewal contracts when Mayor Muriel Bowser signed the new law into effect this month.
How companies make millions off lead-poisoned, poor blacks  Washington PostBALTIMORE — The letter arrived in April, a mishmash of strange numbers and words. This at first did not alarm Rose. Most letters are that way for her ...
Verdicts Twist Road Ahead in Monsanto Cancer Litigation  Courthouse News Service(CN) – San Francisco federal judge Vince Chhabria's decision to split up the pivotal bellwether trials over an alleged link between Monsanto's herbicide ...
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Assured Guaranty Joins PREPA Restructuring Support Agreement  Associated PressPress release *content* from Business Wire. The AP news staff was not involved in its creation.
Institutional Investors Positive on Asta Funding Inc (NASDAQ:ASFI)  The MAK DailyAsta Funding Inc (NASDAQ:ASFI) institutional sentiment increased to 0.57 in 2018 Q4. Its up 0.07, from 0.5 in 2018Q3. The ratio is more positive, as 4 investment ...
Morning Notes: Lawsuit Filed Against Chevy Chase Company That Targeted Victims of Lead Poisoning » Bethesda Beat  BethesdaMagazine.comLawsuit filed against Chevy Chase company that targeted victims of lead poisoning. A Chevy Chase company that made millions of dollars from victims of lead ...
Insurer Great-West Lifeco seeks to sell $2 billion worth of contracts: sources  ReutersGreat-West Lifeco Inc , Canada's second-biggest insurance company, is exploring the sale of a collection of insurance contracts that could fetch as much as $2 ...
Pros And Cons Of Structured Settlement Annuities  Law360A structured settlement annuity that pays at a predefined periodic frequency is often employed in resolving personal injury cases and has received wide support ...
AG's lawsuit: Firm targeted lead paint poisoning victims in Baltimore to make profit  WBAL TV BaltimoreNew court filings reveal how a Montgomery County firm targeted lead paint poisoning victims in Baltimore to make a profit. The filings are part of an ongoing ...
Structures to separate from Integrated Financial Settlements (IFS)  PR NewswireATLANTA, Nov. 2, 2018 /PRNewswire/ -- Structures is separating from Integrated Financial Settlements, Inc. (IFS) to move forward as an independent company.
Benefits of Using Structured Settlements in Claims Negotiations  ClaimsJournal.comAt zero expense to the carrier, tax-free, and tailored to fit the needs of the claimant, structured settlements are a powerful tool claims personnel can.
Lawsuit Alleges MetLife Mistake Helped a Woman Keep Settlement Money From Her Daughter  Wall Street JournalA lawsuit related to medical malpractice is the latest example of an unexpected problem popping up at MetLife from decades-old business.
Qualified Settlement Fund  Legal ExaminerQualified Settlement Funds are a great planning tool for the end of litigation.
Earnings Review: Assured Guaranty Ltd. (NYSE: AGO)  Hot Stock SpotterOn Friday, Shares of Assured Guaranty Ltd. (NYSE: AGO) showed the bullish trend with a higher momentum of 0.31% to $42.00. The company traded total ...
Some structured settlements may offer significant advantages  CBS NewsStructured settlements don't seem to be a good deal for investors, but their non-securitized counterparts might be.
MLF Financial Group Acquires The Financial Xchange  FinSMEsLife settlements marketplace MLF Financial Group acquired The Financial Xchange, a firm that provides tech solutions bringing access, transparency, and ...
Maryland attorney general urges structured settlement reforms  Baltimore SunMaryland's attorney general urged lawmakers on Thursday to give his office the ability to regulate deals offered by businesses that buy legal settlements at steep ...
Sun Life Financial (SLF) versus Brighthouse Financial (NASDAQ:BHF) Critical Survey  Tech Know BitsSun Life Financial (NYSE:SLF) and Brighthouse Financial (NASDAQ:BHF) are both finance companies, but which is the superior stock? We will contrast the two ...
When a Qualified Settlement Fund is the Solution You Need  Legal ExaminerA qualified settlement fund (QSF) is a fund, account, or trust that holds settlement proceeds. A QSF is a settlement escrow that allows for proper settlement ...
Perella Weinberg Partners Capital Management LP Has Increased By $3.04 Million Its Marathon Oil (MRO) Holding; Asta Funding Has 0.57 Sentiment  The EN HeraldPerella Weinberg Partners Capital Management Lp increased Marathon Oil Corp (MRO) stake by 37.84% reported in 2018Q4 SEC filing. Perella Weinberg ...
Pension Broker Settles with CFPB  The National Law ReviewCFPB has announced a settlement agreement with pension broker, Mr. Corbett, alleging for his alleged lump sum payment received for helping veterans set up ...
Judge denies payout in PSU victim's case | National and World  Daily Local NewsWEST CHESTER >> A request to transfer the assets of a multi-million-dollar structured personal injury settlement held by a victim in the Penn State sexual abuse ...
THE COST OF ABUSE | Diocese's compensation fund registering, paying victims  New Castle NewsFollowing the release of the Aug. 14, 2018, Pennsylvania grand jury report divulging more than 1000 children were molested by priests in six Roman Catholic ...
Data Security at Issue in FTC's Latest COPPA Action  Information Law GroupLast week, the FTC settled an enforcement action against Unixiz, Inc., operator of the website i-DressUp.com, over several aspects of the site that failed to ...
Trump Tax Law Hurts Personal Injury Suit Settlements  Forbes NowTrump's tax law adds taxes to some personal injury case proceeds, so be careful of the new rules.
Congress' duty to investigate structured settlement fraud  The HillCongress' good intention with these structured settlements has devolved into a system of deception and financial swindling.
In Ethiopia, a community leans on customs to save an antelope from extinction  Mongabay.comBy 1992, the animal had been hunted almost to extinction in the Senkele Swayne's Hartebeest Sanctuary, one of the last places where it's found. Traditional ...
Weekly News Brief  iAfrica.comorruption - The Curse of Our Generation, Cyril Ramaphosa Quotes, Old Mutual Suspends CEO, Zuma's 'Stalingrad Approach' Malema: We'll Keep Advocating ...
Undisclosed, lavish trips are creeping into the injury settlement business  Yahoo FinancePacific Life has been offering brokers structured settlement industry trips, which are not disclosed to clients. This is a potential conflict of interest.
Think Twice Before Selling a Settlement  NerdWalletIf you're getting regular payments from an annuity or other structured agreement, "factors" may offer to buy it. Think twice before selling a settlement.
The flawed system that allows companies to make millions off the injured  Washington PostFirms make tens of millions off some of the state's most vulnerable residents who at times exchange lifetimes' worth of income for pennies on the dollar.
Rising Capital Associates Announces 'Structured Settlements' Scholarship  PR NewswireDELRAY BEACH, Fla., Dec. 1, 2016 /PRNewswire/ -- Rising Capital Associates, a leading structured settlement purchaser and annuity buyer, is giving a $1000...
Qualified Settlement Funds Are a Useful Settlement Planning Tool (And Not Just for Plaintiffs)  Legal ExaminerThe use of qualified settlement funds (QSFs) is mainstream practice across mass tort settlements, but it is still an emerging practice in single event and individual ...
Law Firm Firm Accused of Faking Structured Settlement Approvals  Insurance JournalStone Street Capital LLC sued a Manhattan law firm it retained to seek court approvals for structured settlements, claiming the firm gave them 76 fake.
The Truth About Credit Card Debt Settlement  U.S. News & World ReportWhen you're struggling with credit card debt, a debt settlement may not be your best option.
Workers' Comp Structured Settlements Beneficial in Medicare Set Asides  ClaimsJournal.comStructured settlements can be beneficial in resolving workers' compensation claims involving Medicare Set Asides (MSAs), according to industry experts.
Independent Insurance Group Announces Launch  PR NewswireDALLAS, April 30, 2018 /PRNewswire/ -- Company officials today announced the launch of the Independent family of companies including subsidiary affiliates ...
New Appeals Clarify Interplay Between Collateral Benefits and Damages Awards in MVA Claims  LexologyOn December 4, 2018, the Ontario Court of Appeal released its reasons for decision in the companion appeals Carroll v. McEwen (Carroll) and Cadieux v…

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