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Personal Finance > NetSparsh - Viral Content you Love & Share

Money Saving Tips. Maximize Savings on Everyday Items!

Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More

Top 10+ Ways to Jumpstart your New Year?s Finances!

Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?

I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More

Budget Planning - Its Elementary My Dear Watson

Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More

Save Money on your Clothing Budget. Tame the Closet Monster!

Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More

More Money? My Cup Runneth Over...But Im Still Thirsty

Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More

How to Draw a Personal Budget that Works

Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More

5 Ways to Absolutely Destroy Your Finances!

Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More

A Fresh Start for Family Finances in 2005

While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More

Money Matters: Strengthen Your Marriage by Putting Finances in Order

Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More

In The News:

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Casper Star-Tribune Online

9 Alternatives To Payday Loans
Casper Star-Tribune Online
Personal Loans – Personal loans may be a better alternative for larger debts, assuming you have good enough credit to qualify. Interest rates will be near or above the rates of credit cards – usually between 10% and 32%, depending on your credit rating.

and more »

4 Resume Traps You Need to Avoid
Casper Star-Tribune Online
Think of your resume as the document that introduces you to a potential employer. Do you want it to scream "Whassuuup!"? Or would you prefer it says, "Hello, I'm Dan and it's very nice to meet you." Yes, you want to make an impact, but you don't want ...

and more »

Nasdaq

How to Handle an Angry Customer
Journal Times
When you work in retail, angry customers are inevitable. Sometimes you just catch someone on a bad day, and on occasion you run across a real jerk who simply can't be pleased. As a manager, an owner, or even an employee, it's your job to defuse the ...
How to Handle an Angry Customer | Smart Change: Personal ...Mason City Globe Gazette

all 12 news articles »

Seeking Alpha

Top Stocks Warren Buffett Is Selling Now
Casper Star-Tribune Online
The decision to sell was made even as Phillips 66 shares were hitting new highs and ahead of second-quarter financial results that beat industry watchers' estimates on both the top and bottom lines. Specifically, the company's revenue rose 21% to $29.7 ...
Does Warren Buffett Love Southwest Airlines?Motley Fool

all 111 news articles »

Forbes

Minimalist Filmmaker Matt D'Avella Follows A Less-Is-More Guide To Personal Finance
Forbes
But what if the solution to our personal finances wasn't nearly as complicated as we believe? What if recognizing just a few immutable truths of money meant we're all capable of leading financially stable lives? And what if that more minimalistic ...


Casper Star-Tribune Online

Construction Liens 101
Casper Star-Tribune Online
A construction lien, otherwise known as a mechanic's lien, is a claim that is made against a property by a contractor, subcontractor, or other professional party involved in a construction project. These liens exist to protect construction ...

and more »

Forbes

When It Comes To Personal Finance, Don't Believe Everything You Read
Forbes
I was reminded of that lesson when I recently read three different financial planning articles that came to some dubious conclusions. Let's take a look at each of them: Is your home a worse investment than you think? That's what this article argues by ...


MarketWatch

Why it's so hard to resist the lure of #fakenews
MarketWatch
... and raising funds for things that matter to them, in ways that older generations might not be.” Get a daily roundup of the top reads in personal finance delivered to your inbox. Subscribe to MarketWatch's free Personal Finance Daily newsletter ...


20 Jaw-Dropping Stats About Retirement
Journal Times
The Consumer Finance Protection Bureau found that the number of student loan borrowers who were 60 or older increased by at least 20% in every state between 2012 and 2017, and by more than 45% in more than half of the states. About a quarter (24%) of ...

and more »

Casper Star-Tribune Online

Your Low Credit Score Could Cost You $45000
Casper Star-Tribune Online
LendingTree analyzed loan data from their database to assess the costs of a lower credit score as applied to five different sources of borrowing (credit card debt, personal loans, auto loans, student loans, and mortgages). Interest was calculated based ...
Hack Your Way To A Better Credit Score In 30 Days | MoneyTipsMoneyTips
The Easy Way To Save Thousands On Your Mortgage | MoneyTipsMoneyTips

all 34 news articles »
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What?s New in Checking ? From Designs to Photos

Just about everyone has a checking account. Checks present easy... Read More

Budgets And Eating - Can They Co-Exist?

Whatever your reason for having a tight budget, the truth... Read More

Can You Afford Not To Look After Your Personal Finances?

Investing is a subject a lot of people don't want... Read More

Know Thy Finances

The first step to financial success lies in knowing your... Read More

Single Mother and Learning how to Save

Saving may seem easier if you were saving for a... Read More

Personal Finance ? Why You Should Compare, not Despair

Sorting out your personal finances can be a tricky and... Read More

The Wright Place - Finances

Women have a love/hate relationship with money. Most of us... Read More

Students Investing in Their Future Need to Manage Their Finances Today

With the A-level results coming out, the long wait for... Read More

How To Protect Yourself Against Identity Theft

Identity theft is a serious crime that continues to grow.... Read More

Is There A Retirement Crisis?

When people speak about the increasing age expectancies, they generally... Read More

Why We Are Never Satisfied with What We Have

I have to admit, I do it too. I complain.... Read More

Reduce College Debt with Scholarships

Six Scholarship judges were sitting around an oval table. Forms... Read More

Bankruptcy Chapters Explained

Chapter 7The potential chapter 7 debtor should understand that a... Read More

Strategies for Success

Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More

Government Grants - Beware of Scams

As the saying goes: "Buyer Beware". If you see ads... Read More

The Changing Shape of Family Finances

Super-mumsIt seems that the proof of maternal efforts is no... Read More

Personal Checks ? Extreme Benefits

Millions of people have a checking account and many people... Read More

Affording a Home

Can you really afford a house? If so, how much... Read More

If I Had a Structured Settlement, I Would Use It to Pay for Gas

Has anyone been to the gas pumps lately? Soon $3... Read More

10 Tips To Save Money When Dining Out

Here are some tips that can help you save money... Read More

Identity Theft is a Major Problem: Whose Responsibility is It to Protect the Consumer?

We have heard a lot about consumers' personal information getting... Read More

Budgeting is Bothersome

It doesn't take much for you to get behind on... Read More

Whats The Truth Behind Your Finances?

Between 15 - 20% of people in our country (UK)... Read More

Identity Theft ? More Tips on How it Can Be Avoided

Recent security breaches at several credit card companies continue to... Read More

Photo Checks ? A Great Alternative in Checking

It's the little things in life that make it interesting.... Read More