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Money Saving Tips. Maximize Savings on Everyday Items!

Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More

Top 10+ Ways to Jumpstart your New Year?s Finances!

Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?

I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More

Budget Planning - Its Elementary My Dear Watson

Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More

Save Money on your Clothing Budget. Tame the Closet Monster!

Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More

More Money? My Cup Runneth Over...But Im Still Thirsty

Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More

How to Draw a Personal Budget that Works

Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More

5 Ways to Absolutely Destroy Your Finances!

Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More

A Fresh Start for Family Finances in 2005

While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More

Money Matters: Strengthen Your Marriage by Putting Finances in Order

Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More

In The News:

Personal Finance Queries For The Day (24-06-2019) Outlook IndiaPersonal finance queries responded by industry & subject-matter experts.

Barefoot Investor Scott Pape to host new personal finance TV show The GuardianAuthor will headline Money School, a four-part documentary on Foxtel aimed at helping households pay bills.

This week in Personal Finance: Car lease rentals, gold in portfolio, capital gains tax, term insurance with riders MoneycontrolLet's have a look at ideas of personal finance this week.

Three personal finance myths busted LivemintMUMBAI: How many times have you been told that if an item is more expensive, it is of better quality and will last longer? While this may stand true in case of ...

Here's what investors would do to never have to manage their personal finances again CNBCGive up carbs? Surrender your cellphone? What would you do to give up your financial planning without neglecting your financial health?

10 best personal finance books of all time LaddersI've put together a list of the top personal finance books. Adding these books to your collection is sure to set you up for financial success.

Here’s Some Money Advice: Just Buy the Coffee The New York TimesWelcome to the Smarter Living newsletter! Every Monday, Tim Herrera emails readers with tips and advice for living a better, more fulfilling life. Sign up here to ...

Advice From a Personal Finance Entrepreneur: How to Keep Your Money Safe Online Inc.comAs an entrepreneur and investor, I'm tech-obsessed. Technology is transforming every corner of our lives, from how we live, to how we earn, to how we spend.

Suze Orman and the Scam of the Personal Finance Industry GQSuze Orman's rant against coffee is the latest in cable-news advice that puts the blame for an increasingly unequal financial system on individuals.

15 Spending Habits Personal Finance Experts Hate the Most Reader's DigestWe asked financial whizzes to spill the beans on their biggest pet peeves. Do any of these sound familiar?

Weekend catchup — this week’s personal finance headlines Financial TimesTwenty-somethings were hardest hit by the financial crisis; they have been priced out of home ownership and bear the burden of huge student debt. But the ...

Fintech startups like Goalwise, Wizely look to digitize personal finance management for consumers ETtech.comA clutch of startups is trying to use technology to digitise the entire personal financial management for consumers, challenging established fintech entities that ...

Queries on personal finance and investing answered The HinduQ. I have an 11-year old son. I wish to know if there are schemes for young boys like Sukanya Samriddhi for girl children. Do we have any good savings options?

Personal Finance App Dave Launches Mobile Banking; Raises $110 Million In Debt ForbesDave, the personal finance app backed by Mark Cuban is getting into the mobile banking market, launching Dave Banking and announcing it raised $110 ...

Technology Could Change Personal Finance, But Only if We Get Better at Using It Barron'sYou don't have to look very hard to see a grim picture of personal finance trends in America. From rising credit card and student loan debt to a severe lack of ...

Opinion | How the finance minister can transform the way Indian households save LivemintHaving more goal-oriented products and appropriate tax structuring will go a long way.

Personal Finance Management For A Father At Different Stages Of Life Outlook IndiaI am a father of two wonderful and sweet children. My daughter is 16 years old and son is 8 years old. Even with this, I don't think I have an authority to provide ...

Strategize your FD investments as rates drop LivemintFD interest rates may drop further eventually, so it may make sense to lock in now, but make sure your investments are in sync with your money goals.If your ...

Six personal-finance hacks that aren’t easy but promise a big payoff MarketWatchCollaborative Fund's Morgan Housel on how to move the needle when it comes to your money.

Your financial mid-life MOT: is it time for a tune-up? Financial TimesAs the years roll by your priorities change — and so should your financial planning.

Conservative leadership hopefuls: personal finance pledges Financial TimesCutting tax rates for the wealthy, abolishing VAT and slashing interest rates on student loans are among the personal finance pledges made by Conservative ...

4 personal finance rules to be financially independent Dalal Street Investment JournalEveryone dreams about getting financial independence but there are certain things which people usually don't follow and just run behind a dream and take too ...

Americans Are Feeling More Financially Secure | Smart Change: Personal Finance Journal TimesThe economy has been strong, and more Americans have faith that their personal financial situations will remain healthy. Over three-quarters (76%) of adults ...

Personal Finance Queries For The Day (03-06-2019) Outlook IndiaPersonal finance queries responded by industry & subject-matter experts.

Viewpoint | 4 reasons why women must take charge of their financial planning Moneycontrol.comPrathiba Girish. It is truly wonderful to see so many women taking charge of their financial lives. The number of women who contribute to the household finances ...

How 'anchoring' empowers this personal finance author to make better spending decisions NBC NewsPersonal finance author Emily Guy Birken uses "anchoring" to control her spending. Here's how it works.

Personal Finance Queries For The Day (27-05-2019) Outlook IndiaPersonal finance queries responded by industry & subject-matter experts.

The 5 personal finance lessons $50,000+ of debt taught me LaddersWithout this debt, who knows If I would be so enamored with finances today or where my path would have gone. Shutterstock. Having over $50,000 in total debt ...

Who took my money: The builder or wealth adviser? MoneycontrolThe Karvy incident highlights why you should be wary of privately-placed products.Investors should read the documents, fine print of financial products carefully, ...

U.S. Consumer Comfort Gains on Better Personal Financial Outlook BloombergA weekly measure of Americans' sentiment reached the second-highest level since 2000, adding to indications consumers remain generally upbeat even as ...

Buying your dream vehicle? Check car loan interest rates Zee BusinessIf you are thinking of buying your dream car but running short of funds, you need not worry as there is a wide range of car financing options available in the ...

Opinion: 5 Personal Finance Podcasts to Help You Achieve Your Goals Times of San DiegoGood financial information is now more accessible than ever, and podcasts allow you to learn while you commute, work out, or do house chores.

What You Can Learn About Personal Finance From the Real Housewives LifehackerThere are two reasons why anyone watches The Real Housewives franchises: The money and the drama.

The State of Working Dads | Smart Change: Personal Finance Journal TimesSocial stigma for fathers who want to spend more time with their children still exists.

Here's How to Become a 401(k) Millionaire | Smart Change: Personal Finance Helena Independent RecordHave you ever wondered what it takes to be a millionaire by saving just in your 401(k)?. It's a serious question. After all, roughly half of Americans think they ...

Tips from a private equity analyst turned personal finance guru Financial NewsAs a City banker who started out at a top Wall Street firm, the ill-fated Lehman Brothers, Emilie Bellet might seem an unlikely candidate to need help with her own ...

10 Top Personal Finance Books by Black Authors Black EnterpriseIn the midst of the well-known personal finance books, here are the top 10 personal finance books by black authors you should add to your reading list.

5 Money Strategies for Military Deployments | Smart Change: Personal Finance Sioux City JournalWhile serving in the U.S. Marine Corps, Erik Goodge was severely wounded during a deployment to Afghanistan. After returning home, the veteran became ...

Personal Finance Show: Woodford, illiquidity and income from infrastructure debt Investors ChronicleOn this week's show Adrian Lowcock, head of personal investing at Willis Owen, explains why the level of illiquid investments in LF Woodford Equity Income ...

Budget 2019: Government likely to increase income tax exemption limit to Rs 3 lakh India TodayIt was earlier reported that the government would only consider raising income tax deductions under certain sections of the Income Tax Act. However, a *fresh* ...

Four ways for NRIs to ensure smooth cross-border financial planning MoneycontrolAs you move ahead in life and in your career, your personal and financial needs are bound to change. Many of you will probably end up moving out of the ...

3 Money Myths That Could Derail Your Retirement | Smart Change: Personal Finance Journal TimesManaging your finances can be complicated, and there's endless advice out there about how to best handle your money -- especially when it comes to investing ...

Income Tax Refund data: Taxpayers get back Rs 64,700 crore in 2019! Zee BusinessThe Income Tax department issued Rs 64700 crore worth refunds in the current fiscal between April 1-June 18, Get more Personal Finance News and Business ...

3 Personal Finance Tips You Should Ignore The Motley FoolIf your mom ever told you to avoid swimming after eating because the cramps it would cause would surely result in your drowning, you've probably known for a ...

How to manage your money with expert budgeting tips Business InsiderWhen it comes to learning how to manage your money, there are some basic guidelines anyone who wants to build wealth should follow.

3 Reasons to Delay Social Security Until 70 | Smart Change: Personal Finance Journal TimesMost seniors can't wait to get their hands on their Social Security benefits, which explains why so many file at the earliest possible age of 62. But if you don't hold ...

Viewpoint | Decide on key factors that would indicate if your investment is on track MoneycontrolPortfolio construction is one thing, but monitoring and making adjustments are equally important.

Personal Finance column: My personal journey of financial creativity Glenwood Springs Post IndependentLast September, we welcomed our first grandchild, Zaylee Jean, into the world. She is, of course, perfect in every way. I now understand the excitement from ...

City Press' personal finance writer wins award for excellence | City News24City Press personal finance writer Maya Fisher-French has taken home the Sanlam Award for excellence in financial journalism for the second year in a row in ...

Personal finance editor JEFF PRESTRIDGE on Corbyn's plans to tax homeowners Daily MailAnyone doubting Labour's determination to turn the UK into a socialist republic should go on the internet and download the document Land For The Many.

PERSONAL FINANCE: Too busy to prioritize your finances? The MercuryWe're busier than ever these days. Constant notifications, work travel, kids' activities and other important tasks are often competing for our immediate attention.

Create private trusts to transfer assets efficiently MoneycontrolAnju Gandhi. Trusts are well established and recognised in India. There are essentially two types of trusts in India: private and public. A private trust is one that is ...

The Self-Employed Worker's Guide to Social Security Journal TimesSocial Security taxes and benefits work a little differently for the self-employed. Here's what you need to know.

Viewpoint | Everyone desires for an Amit Shah but are you ready to be Narendra Modi? Moneycontrol.comWe all desire that super advisor or effective planner a la 'Amit Shah' to either transform our sagging portfolio into a positive and flourishing zone.

NC Senate wants students to take a personal-finance class. Why some teachers object. Durham Herald SunThe NC Senate passed legislation requiring high school students to complete a personal finance class. Some teachers complain the new class will disrupt the ...

Claer Barrett wins Personal Finance Journalist of the Year at Wincott Awards Financial TimesFT Money editor commended for 'impressive range of work'

Jaypee buyers protest at Jantar Mantar, seek government intervention Economic TimesNEW DELHI: Home buyers of Jaypee Infratech Sunday urged the government to direct IDBI Bank to vote in favour of state-run NBCC's bid for the acquisition of ...

Should AMCs bail out mutual fund investors? Here's what experts say Economic TimesOn June 18, HDFC Mutual Fund announced that with will buy Rs 500 crore worth of non-convertible debentures (NCDs) of the Essel Group from the debt ...

SBI Online: Account opening benefits, process explained Zee BusinessSBI account opening: You can open an account with the State Bank of India online within a few minutes. Get more Personal Finance News and Business News ...

HDFC Bank, Axis Bank, ICICI Bank revise fixed deposit(FD) rates. Check out the latest rates here LivemintPrivate sector lender Axis Bank has revised fixed deposit (FD) interest rates on select maturities with effect from 15 June 2019. Axis Bank has lowered the FD ...

Buying new cars is bad personal finance, but I’m OK with that The Globe and MailNew cars are a big, honking waste of money. That's personal-finance-101 stuff. I figure that my wife and I have bought eight new vehicles since we were married ...

Five ways to protect yourself from fraud on UPI apps such as Google Pay, PhonePe Moneycontrol.comMaya Venkat, a 28-year-old Bengaluru-based yoga trainer, saved herself from a fraudulent transaction of Rs 14,000 while using the Unified Payments Interface ...

Domestic tips for business: how to deploy personal finance skills to running a company The GuardianFrom finding cheaper utility bills to taking advantage of government tax breaks, why do so many business owners ignore basic money-saving wins so often ...

GSTR-9 filing deadline extended; here is step-by-step guide to help you file form for FY18 Zee BusinessGSTR-9 form is referred as annual return, and is needed to be filed by all normal taxpayers including SEZ units and SEZ developers. Get more Personal Finance ...

Mutual Funds: Why diversification matters - What investors should know Zee BusinessMutual funds expert say diversification means putting your surplus money in all categories i.e. small-cap, mid-cap and large-cap mutual fund schemes. Get more ...

This NC bill would require personal finance to be taught in high schools WTVD-TVIn downtown Raleigh, House lawmakers are debating House Bill 924 - legislation that would require high school students take and pass a financial literacy ...

Investing.com Names Or Kapelinsky as Head of Personal Finance Finance MagnatesInvesting.com has appointed Or Kapelinsky as the General Manager of its personal finance platform - Investing Money, which is now being rolled out.

Dormant PF account will earn interest till the holder attains retirement age LivemintAfter 36 months have passed since the last active contribution in a PF account, it gets categorised as dormant account.

Government reduces rate of ESI contribution from 6.5% to 4% Zee NewsNew Delhi: The government has decided to reduce the rate of contribution under the ESI Act from 6.5 percent to 4 percent wth employers contribution being ...

LIC policy holder? Take these precautions to avoid fraud Zee BusinessIn the LIC advisory, tips to prevent fraud are given to those who have taken the LIC policy. Get more Personal Finance News and Business News on Zee ...

Emerging Trends in General Insurance - India 2019 Zee NewsA strong growth has been seen in India's non-life insurance segment over the last few years. The market share of private companies is also increasing, reaching ...

4 Ways to Avoid Botching a Job Interview | Smart Change: Personal Finance Journal TimesAcing a job interview could be your ticket to an offer letter and the start of a great new career opportunity. The problem? Most job candidates don't. A good 55% ...

3 steps college grads can take toward financial independence CNBCFor newly minted grads facing student loan payments along with other expenses, here are a few tips for getting started on your own.

Money lessons from Game of Thrones Moneycontrol.comPay your debts like the Lannisters, and other money tips from Game of Thrones.

Is it finally time for a hike in ATM interchange fees? LivemintEvery time you make a transaction at an ATM machine that does not belong to your card-issuing bank, it pays an interchange fee to the operator of the ATM you ...

PERSONAL FINANCE: Financial dos and don'ts if you plan to have kids later in life The MercuryMany couples are choosing to start families later in life compared to their parents and grandparents. According to the National Center for Health Statistics, the ...

LIC New Jeevan Anand Plan: Check benefits and other details Zee BusinessOne of the largest insurance companies in India, Life Insurance Corporation of India or LIC, gives several offers of term and endowment insurance products as ...

Personal finance website ranks Arizona No. 14 for a fun visit KTAR.comPersonal finance website WalletHub ranked Arizona as the No. 14 most fun state to visit in the U.S. Arizona neighbor California was first.

4 money management hacks for single Indian women The Financial ExpressUnmarried women may have completely different needs as compared to divorced women or widows, though all of them are single technically.

PPF account with SBI? Know eligibility, interest rates and more Zee BusinessPPF is the most preferred mode of investment as it remains unaffected by existing market volatility. Get more Personal Finance News and Business News on Zee ...

Investment alert! Goalwise forays into direct mutual funds Zee BusinessGoalwise becomes the only investment advisory platform in India to offer commission-free, goal-based investing in direct mutual funds. Get more Personal ...

8 Best Apps for Buying and Selling Used Stuff U.S News & World Report MoneyThough side hustles are a great way to supplement your income, you can begin boosting your cash flow by simply looking around your home for items you no ...

Personal Finance Show: What to learn from Woodford, and innovative rewards and risks Investors ChronicleCould investors have predicted that LF Woodford Equity Income Fund would stop trading?

SIP share: Tube investments becoming popular among mutual fund investors Zee BusinessTube Investments is fast catching eyeballs of the mutual funds asset managers as the cycle and metal sheet making company has gained mutual fund house ...

Moneywise reveals its Personal Finance Teachers of the Year 2019 Moneywise MagazineMoneywise celebrates the best of personal finance education in Britain, rewarding hard-working teachers who make the difference and go the extra mile for their ...

Travel insurance: Do you know these benefits? Zee BusinessAmong many advantages, travel insurance can be opted at an affordable price and still offer hefty cover. Get more Personal Finance News and Business News ...

Key changes in ITR forms for AY2019-20 that you need to know LivemintMumbai: It's that time of the year when the entire country starts talking about filing income tax returns (ITR). This time as well, the tax department has made a few ...

What do tax codes mean? THIS code means you may be losing the tax-free Personal Allowance ExpressTAX CODES are used by an employer or pension provider in order to work out how much Income Tax should be taken from the pay or pension payment.

SBI loan against shares: Rules, interest rates and benefits explained Zee BusinessLoan against securities is a loan where you pledge your shares, Mutual Funds or Life Insurance policies as collateral to the bank, which is against your loan ...

HDFC Bank credit cards: From charges to benefits, know everything Zee BusinessCredit cards not only help you pay for your shopping or purchases, they also offer many discounts and deals. HDFC Bank has various types of credit cards for its ...

Paytm gets PFRDA approval: Now, invest in NPS through app Zee BusinessPaytm today is one of the largest online platform for mutual fund investments in India Get more Personal Finance News and Business News on Zee Business.

Mutual Funds SIP: Ways to maximise your investment returns Zee BusinessIn mutual funds SIP, experts advise near 30 per cent of the portfolio for investing in more than 10 years as returns in SIP becomes visible only after 4-5 years.

Kroger Wants Credit for Its Profit Improvement Efforts Motley FoolThe grocery chain conglomerate understands that shareholders can't appreciate profit diversification if they can't see it.

Why giving your child a financial lesson may be better than an allowance The Washington PostShould you give your child an allowance? It depends.

Kiplinger's Personal Finance: How to find the best reward card for you Richmond.comRewards card issuers continue to tinker with their offerings, the goal being to lure customers with generous paybacks while keeping their own balance sheets ...

Public Provident Fund: 5 facts you must know about PPF Zee BusinessPublic Provident Fund or PPF was introduced to mobilise small savings. The scheme offers a long-term investment option, decent returns coupled with income ...

Personal Finance Show: Tracking top ETFs and attractive income Investors ChronicleBen-Seager-Scott, head of multi-asset funds at Tilney Group, joins the IC team to discuss the benefits and risks of exchange traded funds (ETFs), the roles they ...

RBI forms panel to review ATM Interchange Fee Structure Zee BusinessIn a bid to give a fillip to the ATM deployment in the unbanked areas, the Reserve Bank of India (RBI) has formed a committee to review the ATM interchange fee ...

Personal Finance Show: Venturing into tax efficient investments and emerging high growth Investors ChronicleIn this week's show Paul Latham, head of tax products at Octopus Investments, explains what venture capital trusts (VCT) are, how they are tax efficient and how ...

Can financial inclusion be the key to end poverty? Independent OnlineIn SA, where 55.2 percent of youth are without a job, financial inclusion is one of the ways to tackle unemployment, writes Khulekani Mathe.

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